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Answered6 months ago

How can I avoid tax on my pension transferred to Thailand?

Vic *****
asked Apr 14, 2026
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Have been told if you delay sending pension to Thailand till following year no tax is applied if so how is this done or prooved
Answer summary
The discussion centers around the taxation of pensions for expats in Thailand, specifically regarding UK pensions. There has been a misconception that delaying pension transfers until the following year would allow individuals to avoid taxes, but this option has changed since 2024. Most UK pensions are considered taxable income in Thailand, and expats are required to file tax returns, regardless of whether they have paid tax in the UK. It is emphasized that proving the source of funds (savings vs. pension) and understanding the double taxation agreement between Thailand and the UK are crucial for tax implications.
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John ********
John ********
So many half answers on here ! Know all , know sweet f**k all ! Go see a Thai tax advisor . Cost you

2000 baht and give you peace of mind !
Vic *****
Vic *****
OP
On immigration o visa they offer single or multi entry ? Is this a scam they take money for multi and give single
Giovanni ******
Giovanni ******
Let's say you have your life savings and you are getting pension money.

How to tell the money you brought in is from your savings or from the pension you got on your home country account ?
Lee ********
Lee ********
Ask some random guys on facebook about existential issues…ffs go to a tax lawyer..an accountant. There is way more to it..and your info above is wrong
Tony **********
Tony **********
watch this :
************************************************
Marty *******
Marty *******
Tony Gulliver I found the video and the free download very informative. They also offer 3 levels of upsell to work on your behalf. That is very tempting for me
Ian ********
Ian ********
Simple answer to the OP is to use money in bank method rather than transfer money over every month ,if he’s worried about tax I should add
Yo***
Yo***
check out this first. All incomes that earned before 2024 and brought it into Thailand. this is non taxable in Thailand. But, incomes that earned after 2024 and brought it into Thailand is taxable in Thailand. For example, if you have savings, 1 millions USD for your retirement, and prove it with your bank statements that showed that you already have money 2015, or 2016,18 like that, before 2024, then you brought parts of that into Thailand to live on in Thailand, so this is to be considered as non taxable in Thailand. But if you get pension every month, and bring it to Thailand since 2024, the money is taxable in Thailand. but check the double taxation agreement between your country and Thailand.
Chris **********
Chris **********
I think this referred to 2024 only
Paul ********************
Paul ********************
Not anymore... That loop hole has been closed as of 2024..
John **********
John **********
You were misinformed about delaying by a year, that option disappeared in 2024. So send it whenever you want and then work out whether you are due tax or not taking into account only the income you either transfer to Thailand or withdraw from ATMs or whatever. Most UK pensions count as assessable income from a Thai tax perspective, only those received as a result of civil service or some local authority work are not assessable. That doesn't necessarily mean you pay Thai tax, but you would need to file a Thai tax return
Vic *****
Vic *****
OP
@John *********
? Tax allowance? Mmm you need to check think you misguided or not educated in money movement
Lee ********
Lee ********
Vic Byw yes tax allowance… for man , wife even kids..and dependents…
John **********
John **********
@Vic ****
only Thai tax allowances count towards Thai tax, UK tax allowances are irrelevant. But as you are transferring 800k baht per year you are well above Thai tax allowances. However you can also claim a tax credit for any tax already paid on the income you bring into Thailand
Allan *******
Allan *******
If your gov or private pensions you pay uk tax you dont pay thai tax. I have personally been to tax office phuket, there's 2 offices on phuket, 3 times and all times they said dont waste our time filling anything out. If one day you are asked to go see them then you have to show you pay uk tax so keep that up to date. Please follow integrity legal on youtube. His american and a fully paid up thai national. His a lawyer and can legally speak about law, tax, etc. He posts a blog or reel every day. Frank speaking as well.
Peter **********
Peter **********
Allan Rawai There are at least TWO things US citizens do not understand about UK.

1. Statutory Holidays

and

2 Pensions (including Defined Benefit) schemes.
Galenus ******
Galenus ******
Allan Rawai I don't believe any of your words. You're totally wrong!
Allan *******
Allan *******
Galenus Gold i totally dont care what you say. But your main page has nothing. And i totally know im right cos i went to tax office, fool
Graeme *******
Graeme *******
Doesn't mean you don't have to furnish a tax return.
Vic *****
Vic *****
OP
As they just want to see 65k deposited every month
Robert *****
Robert *****
Vic Byw starting your second year.
Vic *****
Vic *****
OP
As transfer 65k in ok so can move to other accounts send back then just repeat ? Ok
John **********
John **********
@Vic ****
that won't sit well with immigration. If they think for a moment you are recirculating the money you will have problems
Vic *****
Vic *****
OP
@John *********
how they check ? Swiss and Nassau above there jurisdiction
John **********
John **********
@Vic ****
you need to show 12 months of bank statements to prove you have 12 months of transfers from overseas of a minimum of 65k baht per month. Not sure what my finances have to do with anything
Vic *****
Vic *****
OP
@John *********
which bank statements? lol that’s why your poor
John **********
John **********
@Vic ****
they check the bank statements that you provide them every year when you apply for your extension of stay. Thailand has also signed up to CRS so your overseas banks provide information
Stephen ********
Stephen ********
Vic Byw What are you planning to live on, if you're sending it back?
Peter **********
Peter **********
Stephen Howell His gf’s buffalo never gets sick. It will work so provide an income!
Vic *****
Vic *****
OP
Peter H Bates I shot the buffalo sold it for meat
Vic *****
Vic *****
OP
Stephen Howell I got enough in other accounts
Vic *****
Vic *****
OP
Am uk

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