This is NOT an official government website. We are an independent resource providing information and assistance to travelers.
Does the 800,000 baht for the retirement visa extension need to come from abroad or can it be from another Thai bank account?
NON-O VisaRetirement ExtensionThai Immigration RulesBank Statement RequirementsVisa Application Process
Apr 28, 2026
2 days ago
Gary *********
ORIGINAL POSTERI am due to apply for my first 12 month retirement extension having arrived from the UK on a non-o visa 2 months ago. I am looking for a definitive answer as to whether the 800000 baht deposited in my Thai bank account 2 months ago has to come from abroad or is it acceptable to come from another Thai bank account.Thanks.
TLDR : Answer Summary
The requirement for 800,000 baht in a Thai bank account for a retirement visa extension does not universally necessitate that the funds come from an international transfer. While the official narrative suggests that the amount should be transferred from abroad, individual immigration offices may have varying requirements, and many users report that their local offices do not ask for proof of the origin of the funds. It's crucial to check with the specific immigration office where you will be applying, as requirements can differ significantly across locations in Thailand.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...recently on Facebook
Luca G.★★★★★
I used this agency for my DTV Visa...recently on Google
Trusted Retirement Visa Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
Breathtaki***********
Pop into your local immigration office and ask them what they need. Each has their own idiosyncrasies therefore no one on here can answer definitively regarding your situation.
Selwyn *******
Every immigration office has its own set of rules and can be very awkward to deal with some want twelve months bank statements so be very careful
Rod *******
In Bangkok, the immigration office required a proof of international money transfer from the Thai bank (explicitly listed on their required document checklist).
Brandon ************
Rod Tayag that's only when converting from tourist to a 90-day non-O from immigration. The annual extension doesn't require proof of international transfer for Bangkok.
Reply to
Brandon ************
Reply
Terence **********
When I did my 3 year ago the money came from my wife thai bank account
Michael ********
In my 15 years of experience, I've noticed that immigration authorities couldn't care less about the origin of the money. Only the amount and the timing are of interest.
Gary *********
The money is ok, I’m reading many different story’s here, but one thing is for sure, it depends on the immigration office, please tell us.
Ian ******
NO it doesn't!!
Colin ********
Check out Thai Visa Centre
Barath *******
I saw another post, 'Can I hand carry foreign cash into Thailand for the Non-O visa extension?
Answer many provided: amount has to reflect money was transferred from a foreign bank.
Answer many provided: amount has to reflect money was transferred from a foreign bank.
Malcolm *********
my 500k matured in Kasikorn bank, when I applied for my extension to stay, it was a simple transaction and letter from the bank, in Pattaya, they generally know what is required. Once you have your letter from the bank, usually same day, then go to your IO with your completed forms, and it should go OK.
Mark ********
If you are doing it yourself immigration won't allow it as they will say either 3 or 4 months and require 12 months statements. Every immigration is different and so is every immigration officer depending on what they had for lunch. Be interesting to see how you got on and at what immigration centre. First one generally takes 3 weeks so you might even need to extend before you apply if your at the end of your 2 months visa. Let us know.
Stuart ***********
A lot of misinformation here. Read and believe the replies from the moderators like Brandon and John Stanners.
Terry ***************
The official requirement is that you transfer the 800K baht equivalent from your home country bank account to your Thai bank account, the currency exchange has to be done by the Thai bank, similar rules when transferring money into Thailand to buy property. Whether your local immigration office accepts that you have 800K balance or needs proof of 800K transferred from is anyone’s guess I suppose but yeah the official narrative is must be transferred and exchanged by your Thai bank
Paul *******
Terry Bill McGinty doesnt have to come from home country.
Terry ***************
@Paul ******
needs to come from outside ThailandPaul **********
Terry Bill McGinty no it doesn't, perhaps the 65k monthly payments, but the 800k isn't checked. I know this from my personal experience.
Terry ***************
Paul Franklin that’s good to know
Bryan ***********
Terry Bill McGinty no it doesn't
Reply to
Bryan ***********
Reply
Klaus ******
You arrived 2 months ago and already need an extension?
A bank statement was all I needed.
A bank statement was all I needed.
Gary *********
ORIGINAL POSTERKlaus Zelm Yes I arrived 2 months ago on a 90 day Non-O Visa from the UK, this visa allows me time to open a Thai bank account deposit 800k baht allowing it to mature for 2 months before applying for a 12 month extension for retirement purpose. I have no idea what you got that only required a bank statement.
Klaus ******
Gary Mcauley I believe I misunderstood your use of "extension".
Reply to
Klaus ******
Reply
Simon **********
The 800,000 can come from any account...but has to remain for 3 months...before extension is accepted.
Stuart ***********
Simon McCleery *2 months
Mark ********
Stuart Chiverton not at jomtien they have quoted 3 months mostly but also heard one guy was told 4 months.
James **********
Mark Wright they actually ask for a 12 month statement now, whether this is for all IO, I presume it was to crack down on the agent depositing the funds
Simon **********
James Mitchell It's been 12 month statement for a while now
Reply to
Simon **********
Reply
Gabor *********
That's what often happens in Thailand; nobody knows anything at all.
Richie *******
Gabor Janszki Ain't that right, least of all the Thai Immigration
Reply to
Richie *******
Reply
Stephen ********
For the 800k they really don’t care where it came from. If however you ever decide to go with the 65k per month method, you had better be able to show where it came from and that it was in fact pension income.
Jonathan *************
Stephen Kading doesn't have to be pension income
Angelo ***********
Stephen Kading Does not need to be pension income.
Does not need to be either pension nor income.
It is utterly fine if you transfer from your funds abroad.
Or if some friend or family transfers from abroad ...
Or if it is from go fund me ...
Does not need to be either pension nor income.
It is utterly fine if you transfer from your funds abroad.
Or if some friend or family transfers from abroad ...
Or if it is from go fund me ...
Jörg ********
Stephen Kading sorry but i don't think so. As far as i know you have to proof that it came from abroad
Reply to
Jörg ********
Reply
Joe ******
I got mine last time from a agent only took 1 week 33
000 baht
000 baht
Henry ******
Joe Kane Mine took 1 hour and cost 1900 baht
Angelo ***********
Joe Kane Perhaps you are bad in math.
This is about 1000 Dollars,
Why pay 1000 dollars to a parasite?
This is about 1000 Dollars,
Why pay 1000 dollars to a parasite?
James **********
Angelo Schneider because an agent can make the process smoother. Immigration can be a lot more strict when dealing with people directly. You pay for a service, where do you think the money the goes?
ฟาร์มนกปักธงชัย **********
James Mitchell Immigration make it easy if you can show them the money in your bank account.
1900 bath to pay. Easy!!!
But some people never learned it.
Pay a lot of money for a black market visa
1900 bath to pay. Easy!!!
But some people never learned it.
Pay a lot of money for a black market visa
Reply to
ฟาร์มนกปักธงชัย **********
Reply
Trevor ***********
You have already proven that you have the money, by being granted the non o visa in your own country, you are only extending
Russell ***********
Trevor Ratcliffe 800,000 tb has to be in a Thai bank account 2 months before & 3 months after, & never drop below 400,000 throughout
Mark ********
@Russell **********
not at jomtien I know a guy that was told by immigration there it's 4 months. I also know a guy that was told 3 months.Russell ***********
Mark Wright doesn't make sense, there is absolutely no consistency ...
James **********
@Russell **********
no its doesn't, have you done a retirement visa?Reply to
James **********
Reply
Trevor ***********
@Russell **********
he was asking if he had to prove if it came from overseas , not the terms and conditions of the maturing of the moneyRussell ***********
Trevor Ratcliffe sorry, the Extension needs the International Transfer of Funds abbreviation in the Thai Statement book
Reply to
Russell ***********
Reply
John **********
Bit late asking this question given the funds have to be in place for 2 months before you can apply for an extension. For an extension there should be no need to show the funds originated from overseas but best to check with the immigration office you will use
James **********
@John *********
the questions, and answers are getting ridiculous of late. Perhaps a few pinned post of certain rules might be an idea. Its quite frustrating reading the same things repeated multiple times per dayJohn **********
@James *********
the problem with that is there are no definitive answers to many questions. Using the above as an example my immigration office requires the funds are in place for 2 months for the 1st extension but 3 months for subsequent extensions, even though the official police order states 2 months for all extensions.Reply to
John **********
Reply
Ken ************
Just get an Agent and it will be quick easy and no stress
Angelo ***********
Ken Hutchinson Thanx for being one of the nice guys who give stupid comments to a question: instead of either
- answering the question
- or just scrolling on if they do not know the answer
- answering the question
- or just scrolling on if they do not know the answer
Ken ************
Angelo Schneider What was stupid about what I said
Reply to
Ken ************
Reply
Larry *************
Ken Hutchinson I just did mine -1900 baht and some headache. I’m leaning away from agents. Many are just money grabbers. I got quoted 14, 24 and 80k for my latest. If you can get the bank statement do it yourself. It’s worth the savings.
The answer is it doesn’t matter. Agents deposit the money, often just the day before your appointment and immigration overlooks that.
The answer is it doesn’t matter. Agents deposit the money, often just the day before your appointment and immigration overlooks that.
Mark ********
@Larry ************
which immigration and how long did they say the money needs to be in the bank for, also how many months bank statements did they request from you ?Larry *************
Mark Wright Chon Buri in Jomtien. 5 months total. 2 months prior, and 3 months after. 12 months bank statements, but they only want to see the incoming deposits if using the 65k (option 2) method.
Paul **********
Mark Wright it has to be minimum of 60 days.
Reply to
Paul **********
Reply
Ken ************
@Larry ************
Your choice as is mineLarry *************
Ken Hutchinson 💯. 1900 baht on your own or 80,000 baht for an agent to take your money.
James **********
@Larry ************
its not 80k though is it, that's worst case when I enquired it was told 45, 36 and 22, so the prices vary.Larry *************
James Mitchell I said that. So it’s 1900 baht doing it on your own… or even at the minimum you noted 20,100 baht or $616 US difference. Your worst example is 43,100 baht or $1322 in my pocket savings.
Reply to
Larry *************
Reply
James **********
Ken Hutchinson and get ripped off
James **********
@James *********
an agent can get round certain documents, and can quickly let you know if anything is needed, doing yourself can be quite a mission if you're not computer savvy, have a printer, understand the forms. The rules change from officer to officer.Ken **********
James Mitchell plus you then have to use the agent every year for renewals.
James **********
Ken Williams no you don't, you can use the agent whenever you like. If you're confident you can get all the documents in order, then you can do it yourself.
Larry *************
James Mitchell so which is it in your opinion. I think you just made the argument for not using an agent, when the one above it makes the argument to use one.
Larry *************
Ken Williams this is the biggest issue right here! You get caught up in the 800k in the bank loop and paying absurd fees.
And frankly, some of the banks are just as bad as the agents. I was told they no longer would provide me a statement/letter of 65k transfers… but after talking to bank manager and a few angry words being exchanged with each other, got the letter.
And frankly, some of the banks are just as bad as the agents. I was told they no longer would provide me a statement/letter of 65k transfers… but after talking to bank manager and a few angry words being exchanged with each other, got the letter.
Ken ************
Ken Williams why is that a problem
Reply to
Ken ************
Reply
Brandon ************
The "definitive" answer is from your immigration office.
It's not a normal requirement to be able to show the funds came from an international transfer for the extension. But each immigration office sets their own requirements.
It's not a normal requirement to be able to show the funds came from an international transfer for the extension. But each immigration office sets their own requirements.
James **********
@Brandon ***********
that's the best answer really, they can all be different.Gary *********
ORIGINAL POSTER@Brandon ***********
When I was at Jomtien Immigration to get a residence certificate at the beginning of March I did get a handout detailing the required documents needed but there was nothing specific regarding where the 800k needed to come from.Back at the end of January in̈the UK I had read that it did not matter where the 800k came from so because the exchange rate on Wise was favourable I decided to transfer the 800k to my Thai wifes bank account and she then tranferred it to my new Thai bank account at the beginning of March.Today I was on Pattaya ex pats website reading an article that said categorically that the 800k had to be an International transaction which prompted my question this evening.Jonny *********
Gary Mcauley why don’t you get a marriage non o visa. As you are married and it’s 400,000 baht you need to show.
Brandon ************
@Gary ********
If you try to convert from tourist to non-O inside of Thailand, you must be able to show the 800,000 in your Thai bank account was an international transfer. For the 1-year extension, that is not a normal requirement.Graham ******
Gary Mcauley the international transfer is for the initial Non-O Visa not the extension but many people incorrectly call it a visa
Gary *********
ORIGINAL POSTERGraham Seal I am confused now,there was now transferring of money involved in getting my non-o visa.
Graham ******
Gary Mcauley You got it from an Embassy/Consulate I assume
Gary *********
ORIGINAL POSTERGraham Seal Evisa from British Embassy in London.
Reply to
Gary *********
Reply
8 comments
4 months ago
61 comments
4 months ago
18 comments
4 months ago
22 comments
6 months ago
3 comments
7 months ago
15 comments
7 months ago
16 comments
8 months ago
11 comments
a year ago
3 comments
2 years ago
27 comments
2 years ago
8 comments
2 years ago
13 comments
3 years ago
5 comments
3 years ago
12 comments
3 years ago
7 comments
3 years ago
3 comments
3 years ago
3 comments
3 years ago
33 comments
4 years ago
15 comments
4 years ago
89 comments
5 years ago
6 comments
6 years ago
6 comments
6 years ago
13 comments
7 years ago
0 comments
8 years ago
7 comments
a month ago
9 comments
a month ago
21 comments
a month ago
16 comments
a month ago
8 comments
a month ago
The ask:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.