@Mark ****************
And maybe an extra possibility because you mention "living expenses". After y'r first year extension with 800k฿ on y'r Thai bank account, you also can use 12 months of more than 65k฿ (international transfer) on y'r Thai bank account. (ask y'r imm. office) So after you have y'r year extension, immediately start the 65k฿ transfer so you have y'r 12 months transfers. This money you can use for monthly living expenses. After that 2nd year extension, y'r 800k฿ 'is free' but you have to continiously transfer that 65k฿. Maybe that's an alternative for you later on.