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Unanswered5 months ago

Can I open a K Bank account in Thailand on a tourist visa with a residence certificate?

Clive ********
asked May 26, 2026
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I'm in jomtien now, just got my residence certificate from immigration, plus SIM card , can i open k bank account with no visa, I'm here on visa exemption as a tourist, which branch is most understanding? Thanks
Summary so far
The consensus among community members is that opening a bank account in Thailand as a tourist is highly challenging due to recent banking policies that restrict account openings for those on visa-exempt entry. Most banks require a long-term visa and may refuse applications even with a residence certificate. Some members shared personal experiences of successfully opening accounts, but many cautioned that these accounts are prone to being frozen if the bank later determines the account holder lacks the appropriate visa.
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Mic****
Mic****
Not the same as in the past cannot do if ot is allowed by the bank it probably won't stay open long or be frozen
🥑_Av******
🥑_Av******
Don't open Thai account!!!
Phil ******
Phil ******
Nope Clive Dalton . The banks will look at your entry stamp
Jeff *************
Jeff *************
Can’t be done
'Thomi ***********
'Thomi ***********
No way with tourist visa.
Rodger **********
Rodger **********
The banks want to see your visa in your passport
Ron **********
Ron **********
I opened one at k bank not a problem just needed proof of address were I was living witch cost me 1500 Bart
Max **********
Max **********
Ron Mckinley What year was that ?
Ron **********
Ron **********
Max Sterling three mouths ago
Gary ***********
Gary ***********
Sorry not going to happen.
Melissa *******
Melissa *******
They just did a spree of closing tourist account. Many were frozen until ppl could prove they have a proper visa.

And hands were slapped.

I don’t think they are going turn around and start doing it again.

This is crack down time. Not a good time to test the system.

If by some chance you get one. You risk having it frozen and needing to claim your money.
Ian ********
Ian ********
Even if you were lucky they would probably freeze it later on
Ian *****
Ian *****
The first question I was asked at my bank was to see work permit or at least O or OA visa ..... good luck with nothing in PP.
Malcolm **********
Malcolm **********
It's possible open a bank account with a residency certificate because Immigration should only issue them to people with a long term visa however if the bank finds out that he doesn't have the right visa they could and probably will freeze the account
Rodger **********
Rodger **********
Malcolm Whitlock the bank will look at the visa in your passport….
Graham ******
Graham ******
Malcolm Whitlock not correct, many posts on here if you care to look that proves all you need for a RC is a TM30
Malcolm **********
Malcolm **********
Graham Seal OK, different from what I understood but if he does get a bank account it might get frozen later as he doesn't have the necessary visa
Keith ********
Keith ********
Graham Seal

Mine got frozen as well but I just had to show my Thai sim card was in my name 🤷‍♂️
Graham ******
Graham ******
Malcolm Whitlock Even Thais have had bank accounts frozen over the last year so it's not a crackdown on tourists with bank accounts. Mine was restricted last year and I've always entered with a Non-O for many years.
Brandon ************
Brandon ************
@Malcolm *********
every immigration office will issue a residence certificate to anyone who asks. Visa type is irrelevant.
Garry *******
Garry *******
Why on a tourist visa would you need a Thai bank account ??
Chris *******
Chris *******
Garry Gavin 1. To avoid having to pay the fee that local banks charge for withdrawing cash from an ATM with a foreign card.

2. For the convenience of being able to make QR payments when you're spending money.

I'm sure someone will think of a few other reasons.
Mark ********
Mark ********
Garry Gavin A number of people own condos and use as a holiday home etc. or they're offshore workers, so come here on their downtime regularly etc.
Jari **********
Jari **********
Garry Gavin think about that...
Garry *******
Garry *******
Jari Myöhänen why ? If a tourist .

You don’t need it . Or never will get it
Anthony **********
Anthony **********
Even with close relatives working in senior positions in two major banks , I was unable to open a bank account as a tourist.
I'm_an*******
I'm_an*******
David ************
David ************
None,try again….get the proper tools
David *********
David *********
Try Bangkok bank lol 😆 555
Dante **
Dante **
It’s true that banks absolutely will not open bank accounts for anyone on visa exempt entry.

It bears pointing out that this is very new. Just a couple of years ago, Bangkok Bank directly marketed savings accounts to tourists on their website.

That doesn’t change the situation now, but some people like to lie and say “its always been that way,” (it hasn’t) and say that “no country in the world will let you open an account as a tourist” which is also a lie.

You can open accounts in Laos, Philipines, and the USA as a tourist. I opened one in Vietnam as a tourist but this may not longer be possible.

Anyway that doesn’t change the current situation but I think some perspective is in order.
Greg ***********
Greg ***********
I do not think you will find any bank willing to open a bank account for you on a visa-exempt entry, no matter what. Since the banking rules tightened by February 2025, tourists are not elegible for bank accounts anymore
Colin **********
Colin **********
Your chances are very low without a long term visa
Brandon ************
Brandon ************
You are a tourist. Tourists are not eligible for bank accounts. There are no banks which are understanding. It's the policy of every bank to not open bank accounts for tourists.
Andrew ********
Andrew ********
Yeah never needed this crap 3 half years ago ! Things have changed
Nigel **************
Nigel **************
Andrew Wilson yep things have changed big time
Keith ********
Keith ********
Andrew Wilson

Luckily I got my Thai bank account back then on a tourist visa.

I can't withdraw cash from an ATM but can still transfer or scan with it

😐🙂
Andrew ********
Andrew ********
I would’ve thought because he has residence cert and SIM card he would be ok to open ?
John **********
John **********
@Andrew *******
nope. The Bank of Thailand which regulates all Thai banks issued a dictat forbidding them to issue bank accounts to those on tourist entries
Donald **********
Donald **********
Andrew Wilson Why would you think that? Hope you’re not spreading your rumour.
Atrustwor*********
Atrustwor*********
Andrew Wilson needs to show bank long term visa. Even the 5 year DTV does not get you one as its still a tourist visa
Sebastian ********
Sebastian ********
AtrustworthyJaguar you are right. The bank will want to look at the visa in the passport. Regardless of COR, they will not process the application if it is NOT long term.

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