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Answered2 years ago

Can I open a bank account in Bangkok with a certificate of residence? Which bank should I choose?

David ****
asked Jul 30, 2024
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Has another successfully opened a bangkok account with a certificate of residence? If yes, which bank in Bangkok?
Answer summary
Opening a bank account in Bangkok with a certificate of residence is possible but largely depends on your visa status. Many users suggest Bangkok Bank and Kasikorn Bank as viable options for opening accounts, provided you have a long-term visa, such as a non-O visa. A residence certificate may be required alongside proof of residency, like a rental agreement or TM30 from a hotel. Some users suggest that if on a tourist visa, you'll typically have to travel to areas like Pattaya and pay a fee to open an account. Overall, having the proper visa and documentation is crucial for successfully opening a bank account in Bangkok.
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Peter **********
Peter **********
When you have the certificate the bank will still require proof that you’re on a long term visa. A non-o or similar stamp in your passport, combined with residence certificate will suffice.

Easiest Bangkok Bank. #2 Kasikorn Bank.

Don’t let anyone seduce you into paying them (or their friends) 5000 baht.
David ****
David ****
OP
@Peter *********
the whole point of opening an account is for getting a long term visa. If I have one, why would I bother with the hassle if opening one?
Michael *******
Michael *******
@David ***
no point in trying to apply logic to this, we had to do our Retirement Visas in our home country for this reason, only way round it is to pay an agent
David ****
David ****
OP
@Michael ******
seems to be the least painful way
Peter **********
Peter **********
@David ***
I know. It starts with e.g. a 90 day non-o and once you fulfilled the financial requirements (2 months so and so much in the bank) you can extend for a year.

(Not detailing all requirements for all types of visa)

The 90-day non-o is not really a long term visa, but having one demonstrates that you will possibly qualify for a long term visa.

If you don’t even have a 90 day non-o then having a Thai bank account won’t help you get one.

What visa are you on?
Us *****
Us *****
@Peter *********
it is next to impossible for anyone to open a bank account in Bkk without anything less than a university visa. He's gonna have to come to Pattaya and fork up the 5k if he is on a tourist or student visa. A certificate of residency just means he filed his 90 day report. You gotta pay to play here.
Kim *********
Kim *********
@Us ****
no it doesn't mean he just filed his 90 days report. Certificate of residence (if that's the same as proof of residence) can have different purposes - you can get it for opening a bank account - you can get it for getting a drivers license etc etc. The purpose is mentioned in the certificate. I opened a bank account in Krungsri about a year ago with that and I just got one for a drivers license
Peter **********
Peter **********
@Us ****
it is totally easy to open a bank account with a non-o visa, which is exactly what I wrote.

If someone else start writing about flying to the moon visa them feel free to answer to that person.

My statement was, and is, that anyone with a non-o visa and a residence certificate can open a bank account. Period.

BTW A residence certificate is, contrary to your statement *not* proof of a 90 day report, but proof of either a lease of property, or a tm30 from a hotel for more than 15 days, as stated to me by the lady of immigration and demonstrated with a written requirement list at same immigration. Do not write nonsense when you don’t know the facts!
Peter **********
Peter **********
@Us ****
1) Not true. I won’t repeat myself. Believe what you want to believe.

2) Age has nothing to do with it. A 40 year old on a non-o visa is still a person with a non-o visa. Your blind eyesight limits your perception to retired people.

3) Nobody said anything about short term visa. If you want to invent stories sucking your thumb you should specialize on visa for Disneyland.

I suggest you visit a bathroom and get rid of what you’re full of. Don’t forget to use the little shower.
Us *****
Us *****
@Peter *********
Listen, you cannot file a resident of certificate without all the requirements. Filing a 90 day report is one of them. Also, not everyone is as old as you. I'm sure this guy is on some kind of short term visa. All, I'm saying is that he'll have to fork over the 5k in Pattaya.
Michael *******
Michael *******
Depends on your visa, if you are on a tourist visa, by law they cannot open an account for you , you need to be resident.
John ********
John ********
@Michael ******
It's not a law. It's advisory from the Government.
Michael *******
Michael *******
Same same but different
Graham ******
Graham ******
@Michael ******
There is no such law or, if there is, post a link
Michael *******
Michael *******
@Graham *****
that’s what the banks quote, and their law is what matters - very hard to open a bank account anywhere in the world now without resident status - spent last five years having my accounts in Dubai, HK and South Africa closed….they say it’s due to Money Laundering legislation but that can’t of course be the case here 🙂
Michael *******
Michael *******
No, your visa status determines eligibility
David ****
David ****
OP
@Michael ******
I have a certificate of residen

ce from immigration. Will that help?
Samantha **********
Samantha **********
@David ***
Just opened mine yesterday in Hua Hin.

Bangkok Bank. Took about an hour (lots of forms to sign)

We had assistance from our solicitor but it was all fairly straightforward.
Alex *******
Alex *******
Bangkok Bank at Exchange Tower, Asoke
David ****
David ****
OP
Henrik *****
Henrik *****
You need to prove to the bank the you will be a asset for them, and that they will earn money by having you as a customer.

That is why they dont let tourists and other people on short stays get a account.
Us *****
Us *****
Listen man, you're stressing over a 5k baht problem. Just go to Pattaya to open an account for 5k. All the righteous people are going to yell at me for saying why pay 5k for something that is free. Listen, nothing is free. You either pay with time, stress, or money. I'd rather pay the 5k.
Steven *****
Steven *****
Does the new dtv visa allow opening of an account?
Steven *****
Steven *****
@Us ****
which bank do you recommend that also has many branches or ATM in bkk so I can access after opening?
Us *****
Us *****
@Steven ****
you have only once choice. Bangkok Bank, the agents in Pattaya have connections with them
Phil ******
Phil ******
@David ***
what non immi visa do you have or are you permanent resident?

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