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Can I get a retirement extension to my Non-Immigrant O visa by transferring more than Bt65k monthly into my Thai account?
Non-Immigrant O VisaRetirement VisaVisa ExtensionsVisa Rules ThailandMoney Transfer RequirementsBanking Regulations in ThailandExpat Financial Planning
Mar 21, 2026
a month ago
Andy **********
ORIGINAL POSTERI don't have any visa currently but if I were to send more than Bt65k into my Thai account every month for more than 12 months, could I simply then go and get a retirement extension to my non immigrant O visa ?
I know I can park Bt800k but is this an option ?
I know I can park Bt800k but is this an option ?
TLDR : Answer Summary
The possibility of obtaining a retirement extension to a Non-Immigrant O visa by transferring over Bt65,000 monthly into a Thai bank account depends largely on the regulations of your specific immigration office. Generally, the initial extension may require having Bt800,000 parked in a Thai bank account for at least two months, although some officers may allow considering monthly transfers for subsequent extensions if a history of such transfers is established. It is crucial for individuals to verify with their local immigration office for specific requirements.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Sean *********
As far as I know your 1st visa has to be 800,000 in a thai bank account. After that you can move to the 65.000 + monthly
Alireza *************
If you want to get your retirement visa without any problems, it's better to give the agent 12,000 to get your one-year visa.
Andy **********
ORIGINAL POSTERAlireza Dorratoltaj No it isn't because it isn't wise to get an agent to do anything underhand.
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Andy **********
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George *********
As others have said, get the facts from your immigration office. I'll be getting my marriage visa extension next week and asked the question about 400K vs. 40k a month. The immigration officer said it is best to park the money because using the monthly method may create problems if one monthly transfer is missed.
David *********
George Johnson Don't miss a month then.
Andy **********
ORIGINAL POSTERDavid Welford I think if you set it up to transfer at the end of the month then you could have a situation where a delay means a calendar month with no deposit and two deposits the next month. However, sending it mid month gets around that and the "no banking because of Songkran" nonsense.
George *********
Yep. It is that simple.
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George *********
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Jacques *******
Better ask to YOUR immigration office
Sean *************
Absolutely, if you’re already transferring money in every month, for the past year or more. No problems. Even for the first year
Marianne ********
Sean M Ulvihill not correct.
Depends if the Immigration Office you use counts transfers done when not on a visa or extension of stay.
I don't know why it is a thing, but it is.
Depends if the Immigration Office you use counts transfers done when not on a visa or extension of stay.
I don't know why it is a thing, but it is.
Sean *************
Marianne, it absolutely depends on what stamp or extension you have, as you said.
Other statements were that you can’t get a retirement extension based on inbound money transfers, which isn’t true.
My point is that if your current visa entry or extension allows a non immigrant extension, you can use the monthly inbound method IF YOU ALREADY HAVE the inbound transfers for the past 12 months.
I’ve done it more than once.
Other statements were that you can’t get a retirement extension based on inbound money transfers, which isn’t true.
My point is that if your current visa entry or extension allows a non immigrant extension, you can use the monthly inbound method IF YOU ALREADY HAVE the inbound transfers for the past 12 months.
I’ve done it more than once.
Graham ******
Sean M Ulvihill but you said even for the first year which is not correct
Sean *************
Graham, I have gone to Thailand on a visa waiver entry, converted that stamp to a visit family stamp and then gotten a non O retirement one year extension using the deposits that I’ve been making all this time.
I’ve done it. So don’t say it can’t be done.
Many people, upon arrival, do not have the inbound banking transfers to qualify for the extension. Those people don’t qualify for the extensions because they don’t have the transfer history, not because it can’t be done.
But, if you’ve already been sending money to Thailand regularly, it’s actually quite easy.
I’ve done it. So don’t say it can’t be done.
Many people, upon arrival, do not have the inbound banking transfers to qualify for the extension. Those people don’t qualify for the extensions because they don’t have the transfer history, not because it can’t be done.
But, if you’ve already been sending money to Thailand regularly, it’s actually quite easy.
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Sean *************
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Graham ******
Sean M Ulvihill really?
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Graham ******
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Ian ********
If you transfer that amount of money for more than a year you will have over 800 in the bank .???
Albert *********
Ian Carman not if you spend it for living expenses in Thailand.
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Albert *********
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Marianne ********
Some ( most? all? ) Immigration offices do not count transfers that are done when you do not hold a valid visa or extension of stay already.
You will have to ask your local office if they count those transfers or not.
Easiest is probably banking the 800k and do that for the first year and start your transfers and change to the transfer-method on your second yearly extension.
You will have to ask your local office if they count those transfers or not.
Easiest is probably banking the 800k and do that for the first year and start your transfers and change to the transfer-method on your second yearly extension.
Rick ****
Marianne Holmen Sure, 800k is the easiest but many don't want to just dump a lump sum there and be subjected to minimum requirements for the year.
If you are going to spending time there anyway, you need spending money. Kills 2 birds with 1 stone but confirm with your local immigration office first and make sure your transfers are marked as international.
If you are going to spending time there anyway, you need spending money. Kills 2 birds with 1 stone but confirm with your local immigration office first and make sure your transfers are marked as international.
Todd *********
Rick Ny it actually doesn’t kill any birds. You need money to spend in Thailand for sure. But you can’t spend the 800k…
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Todd *********
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Danny **********
No currently visa means overstay?
Andy **********
ORIGINAL POSTERDanny Janssens No, not on overstay as not in country, just planning ahead. I could get a DTV, or simply go on visa exempt 60 day entries, or get a non immigrant due to a child or for impending retirement or a multiple tourist visa etc.
I think the safe thing is just to park Bt800k and do the Bt65k a month thing so all bases are covered.
I think the safe thing is just to park Bt800k and do the Bt65k a month thing so all bases are covered.
Danny **********
The 800.000 is needed for the first extension, a year later you could use the 65.000 rule, I did almost the same thing
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Danny **********
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Ian ********
He’s not in Thailand
Danny **********
He talks very clear so hard to understand. If he wants a non-O visa on base of retirement he will need to have 800.000 baht on his bank account for at least 2 months, next year he can use the 65.000 baht rule.
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Danny **********
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เดแคลน ***********
Danny Janssens or more likely visa exemption
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เดแคลน ***********
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Martyn ***********
I don't think you can do your first extension with the 65k method, only 800k in the bank. 2nd extension you can do with 65k method.. 👍🏼
John **********
In theory yes assuming you already have a Thai bank account, in reality it will be up to the immigration office you will use
Kevin ***********
@John *********
in theory your incorrect can only use the 65,000 baht for the second year no if no buts. For the guy asking the question look at visa requirements on the webStephen ********
Kevin O'donnell Bangkok Immigration did it for me. It's really up to the discretion of the immigration officer, but in theory according to the immigration website it is possible, but not always in practice
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Stephen ********
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