Making this it's own question as I need a quicker response.

Getting ready to pull the trigger on the transfer but there's a new twist I'll get to later.

Using Wise, how do they remove the money from the USA bank account, by ACH? If the Thai baht is already in Thailand and just deposited by Wise, is it still shown as an overseas transfer, which seems to be important for the non-o visa? This is a usd transfer from America to KrungSri bank in Thailand. Thank you.

Edit - also, wise indicates it will be deposited within two days. What would be typical?