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Which insurance policies in Thailand cover asymptomatic COVID-19 cases?

Thailand insurance COVID-19 insurance AXA Sawasdee Thailand LUMA Tune Thailand asymptomatic testing hospital admission hotel quarantine coverage expat insurance in Thailand

Jan 24, 2022

3 years ago

Dimitris ************

ORIGINAL POSTER

Hi what insurances cover asymptotic case testing positive?

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TLDR : Answer Summary

Insurance options like AXA Sawasdee Thailand and LUMA Tune Thailand cover COVID-19 cases that test positive without symptoms, particularly in terms of hospital admissions. However, coverage for hotel quarantine is more limited, with many policies not paying for isolation in hotels, focusing instead on hospitals or hospitels. It is essential for expats in Thailand to understand each policy's specifics regarding asymptomatic cases and quarantine provisions, as well as to keep documentation for claims.

Glenn ********

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/27/pattaya-tourism-businesses-and-hospitals-preparing-for-sandbox-and-test-developing-plan-for-hotel-isolation-for-mild-covid-positive-patients/

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Vahid *********

Very few pay for hotel self isolation. But most famous Thai ones pay for hospital and hospitel admission.

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Nik ************

Axa I think

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Thi **********

I got from here.

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Allison *******

I think people need to be aware that although axa sawadee will pay for hospital admission for asymptomatic they will not cover if you get put into a hotel AQ to do the quarantine

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Gary **********

@Allison ******

I tested positive on 30th Dec at bang Lamung Hospital.when I went to hospital on 2nd Jan to do other tests before quarantine they asked was I going to quarantine in hospital or at quarantine Hotel. I said hotel and they asked for

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baht. I kept the receipt and contacted my insurance in UK called All Clear insurance. Told then the situation and they said to keep all documentation and receipts for payment. I have since then email all documents to them and waiting or contact back from them. I waited until I was back in the UK on 21st Jan so today I will contact them direct on the phone to see how my claim is progressing

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Dimitris ************

ORIGINAL POSTER

@Gary *********

did you get your money back?

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Gary **********

@Dimitris ***********

got it back about 5 days after i got home

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Gary **********

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James ********

@Allison ******

they are paying for hospital and hospitel. Have you asked ?

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Vahid *********

correct. They pay for hospital and hospitel but not hotel isolation.

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Vahid *********

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Michael ********

As

said, thats who i have got my policies for entering country.

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James ********

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James ********

AXA Sawadee Thailand and LUMA Tune Thailand...both cover testing positive without symptoms...

. Offers both policies in Thailand.

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Dimitris ************

ORIGINAL POSTER

James Miller not anymore. According to Arawan they all stopped Feb 15. You need to let us inform everyone in the group without rejecting these news

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Ricky ******

Hi James,

I will probably use Luma when I come from the UK, but is there any practical advantage in using Arawan? Many thanks

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Ricky ******

Never ridden a motorbike in my life but thanks for the heads up James. Is push bike riding generally covered do you think?

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Dimitris ************

ORIGINAL POSTER

pushbike=bicycle in Australian lingo

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Dimitris ************

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Ricky ******

I guessed that might be the case, thank you James.

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Ricky ******

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Barry *******

AXA royaly screwed my mate!

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James ********

what happened? Did you post before? Did he have a Thai Agent to assist?

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Barry *******

refused to pay for an emergency gall bladders removal.

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James ********

hmmmm....strange. Did he have gall bladder problems previously?

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Barry *******

yeap. Don’t know full details but my mate was not happy and has changed insurance companies.

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James ********

so he did not enter with the AXA Sawadee Thailand policy...he had AXA as he lives in Thailand ??

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Barry *******

think he had a yearly policy that he uses for work travel also

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Barry *******

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Jenni ******

How to buy AXA Sawasdee Thailand ?

1.Click on our link below

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2.paying by any bank card

3.Receiving your certificate by email in a few minutes.

From

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**same rate as you buy from axa website but if you buy from our link. We will help in case of claim**

😊Please make sure you use our company link for buying your insurance.

We will be able to access to your information from insurance company in case of claim and following your claim.

We will assist you in case of claim, claim,change date, cancellation,renewal etc..

Thanks in advance 🙏

FAQ :

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Jenni ******

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