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What steps should we take to obtain a Retirement or Non-O visa in Thailand while on a tourist visa?

Jul 17, 2025
3 months ago
Carla *******
ORIGINAL POSTER
We have a question. Maybe someone can help. We will be in Thailand in 2 weeks under a tourist visa. We will be doing the 30 day extension. We are renting a villa for a year. We want to get the retirement visa or the non O immigrant visa. What do we need to do before we get there and once we get there? How do we go about getting the visa? Any advice is helpful.
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TLDR : Answer Summary
The user is seeking guidance on transitioning from a tourist visa to a retirement or Non-O immigrant visa while in Thailand. Key points discussed include the need to open a Thai bank account (which is not possible on a tourist visa), the requirement for an 800,000 baht bank balance or a consistent income affidavit from one's embassy, and advice on applying for a Non-O visa before arriving in Thailand to facilitate the process.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Graham *****
Can't you get a o visa from embassy uk
Dan *************
Get this visa and you'll have nearly 2 years of not needing to worry about anything assuming you leave and return just before your 1 year expires. This is the best route to go

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Marianne ********
The Non-O is "the retirement" visa, or the "marriage" visa, depending on the route.

But, to get it inside if Thailand you need to have had 800k baht sitting in your bank account for 2 months already.

OR your Embassy writes a affidavit as a proof of your income/pension. But a lot of Embassies have stopped this service altogether.

The US for example, no longer provides this.

So you will need to get a Thai bank account.

To get a Thai bank account you will need a long term visa ( like the Non-O )

They will NOT give you a bank account on a tourist visa, and agents are struggling opening them for tourists too.

It will be much easier if you apply for the Non-O before you leave.

Enables you to theoretically open a bank account when you arrive, which gives you just enough time to season the money required.

If your embassy does not offer the affidavit, and you do not have the 800k, you could always go with the Non-OA. The Non-OA, if you time your last entry properly, can get you close to 2 years in Thailand to sort out bank and start transferring monthly a minimum of 65k baht for 12 consecutive months before your application to extend your stay further.

The Non-OA does have more requirements though. Including health and police certificates, and mandatory insurance.
Graham ******
You should have got a Non-O retirement Visa not a Tourist Visa, that would have made things much easier for you
John **********
If you are both able to open a bank account in your own names then when you have at least 15 days left on your stamp you can each apply for a Non-O visa assuming you are both over the age of 50. You both will need to have a minimum of 800k baht in your thai bank account transferred from overseas in order to apply
Carla *******
ORIGINAL POSTER
@John *********
I was told based on our pension we didn't need 800k bahts in savings
Michelle *****************
@Carla ******
I think you have been told the wrong information
Kool *******
@Carla ******
you were told wrong.
John **********
@Carla ******
the ONLY way I think you can manage to get away without 800k baht is to start off with a Non-OA visa, which you can only get in your home country and requires, insurance, police check and medical certificate. With this visa you don't need any money in a Thai bank account and you can get almost 2 years out of it if you do a border bounce just before it expires and also have insurance in place for that 2nd year. Once in Thailand open a bank account and start transferring a minimum of 65k baht a month each and every month from overseas and when it comes time to apply for an extension of stay you can use this in place of the 800k provided you have 12 consecutive months of transfers immediately prior to applying for the extension
John **********
@Carla ******
Looks to me like you are from the US? If so the US embassy in Thailand will not give you an income certificate to use with immigration, therefore the only option you have to obtain a Non-O visa inside Thailand is as I outlined above, each having a minimum of 800k baht in a Thai bank account transferred in from overseas (and don't spend it as you will need it for your 12 month extension as well).
Bernard ************
@Carla ******
la 1 ère année oui vous devez mettre les 800k bahts bloqué sur le compte. Au bout d'un an vous pouvez passer en mode de 65k par mois en les mettant sur le compte thailandais tous les mois sans interruption. Au bout des un an vous pouvez demander de passer en mode par mois, quand ils auront vérifié, 3 mois plus tard vous pouvez utiliser les 800k
Stuart ***********
The non O is the retirement visa (if you choose that option).

Get it online from the Thai Embassy before you come to Thailand. When you get to Thailand, open a bank account immediately and deposit 800,000 baht each in your accounts. Go to immigration and get their list of requirements to extend your stay for 12 months and start collecting the necessary documents. Once your money has been in your Thai account for 2 months apply for the extension.

It used to be possible to enter Thailand on a tourist visa, but the banks have stopped opening bank accounts unless you already have a long term visa.
Carla *******
ORIGINAL POSTER
@Stuart **********
I was told that based on my pension I didn't need the 800k bahts
Wayne ********
@Carla ******
remember it’s 800 K each for the first year for the second year. You can each put in 65,000 each every month on the same day in an account in your name only. your husband will have to do the same so after you get your first year Ext start right then to depositing the money every month do not miss a month so for your second extension, you can show 12 consecutive payments 
Stuart ***********
@Carla ******
I thought you were from the USA and if so, that Embassy will not provide the affidavit required to negate the requirement to have 800,000 baht in a Thai bank account. If you are from another country, double check the Embassy definitely provides the affidavit.
Graham ******
@Carla ******
You don't need the banked 800k if your Embassy still does the income affidavit, what nationality is your passport?
Paul *******
You are in a catch 22 situation. To get a Retirement visa, you need yo season money in a Thai bank account. But you cammot open a Thai bank account on a tourist visa. You need to get a long term visa before coming to Thailand. Then you can open a bank account and get a retirement visa.
Dennis *********
@Paul ******
not true. You can do it all after arriving there. Myself and thousands of others have done it helpful to get a visa agent bit not 100 percent required
Carla *******
ORIGINAL POSTER
@Paul ******
I was told based on our pension we didn't need 800k bahts in savings
Marianne ********
@Carla ******
Your Embassy will need to give you a affidavit verifying your income, if you are getting the Non-O inside of Thailand.

Many embassies no longer offer this service.

Make sure yours does, or apply for Non-O before leaving.
Ian **********
Speak to Lawyer for Expats (Thailand) - Brian Ramsden. He will offer you an initial FOC consultation.
Mark ******
When in Thailand, go to the nearest Immigration office, and ask them.....
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