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Answereda day ago

What is the process to apply for a Non-O retirement visa while in Thailand?

Jason ********
asked Nov 14, 2026
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Has anyone done the application for non o retirement from in Thailand . Looking for personal experience not a friend told me.
Answer summary
To apply for a Non-O retirement visa while in Thailand, it's crucial to have a Thai bank account with a minimum of 800,000 baht. Applicants currently in Thailand on a visa exemption or tourist visa may face challenges opening a bank account. Those without a bank account will need to apply for the visa from outside Thailand, typically at a Thai embassy in a neighboring country like Laos. For those with a bank account, the application can be completed at a local immigration office using specific forms (TM.86 for tourist visa holders, TM.87 for those on a visa exemption). Engaging a visa agent can simplify the process significantly, though it's more cost-effective to secure the Non-O visa before arriving in Thailand.
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Dick ********
Dick ********
I already had a Thai bank account with 800,000 baht deposited. I went to immigration in Chiang Mai and filled out the paperwork. I was in country on a 30 day visa exempt entry. I was given an under consideration stamp and returned on the day they told me and got the Non O visa stamped in my passport. I then got a multi reentry permit stamped in after completing the form and paying the fee. Note regarding the bank account: I used a Bangkok bank account i had opened in Chiang Mai during a previous visit when I was in country on a visa exempt entry. That was a few years go before banks in Thailand became fussy about opening accounts for folks who did not have long term visas. If you don’t already have a bank account opened you could face issues getting one. In this case it will be better for you to apply for the non o visa from outside Thailand using the evisa system.
Mick *********
Mick *********
If your on a tourist exemption or DTV or Toutist visa you most likely won’t be able to open a bank account. If your on a 90 day non o you can open a bank account. If your non on a 90 day non o I think you will have to leave Thailand to apply for one yourself. Or you can use an agent who can sort it out for you. I came in on a 90 day non o and used
@THAI *****************************
to get the 12 month extension. I know people will say just do it your self but I didn’t want the hassle and paid for convenience. I understand they can advise on transferring to the 12 month retirement option and help with bank accounts etc. look on their website or contact them for advice. Other agents offer the same service but I’ve stayed with Thai Visa Centre as I’m happy with their service.
Dave *********
Dave *********
A friend told me that it is not possible unless you pay a lot of money
James ********
James ********
Dave Gilmour correct ✅
Graham ******
Graham ******
James Miller it is possible for someone with a Thai bank account or can get an Embassy income affidavit
Max **********
Max **********
If you haven’t a bank account use agent save lots of time. When you do extension do not need agent easy to do yourself. Agent fees can vary from 20,000 thb to 40,000.

Good luck!
0
James ********
James ********
Max Marriott not likely to get a Thai bank account yourself if you are in Thailand without the non o visa.
Max **********
Max **********
James Miller With good agent no problem to get a bank account.
Nannaphat *****
Nannaphat *****
If you mean retirement visa. I know this
0
Gary ********
Gary ********
Nannaphat Tun it's actually a 12 month Retirement Extension based on your Non 0 90 day Visa.
Nannaphat *****
Nannaphat *****
Gary Hewton Retirement visa can stay in thai 1 Year and will extension every year. and also every 3 months if you don't out of thai you will report at immigration
THAI ******************************
THAI ******************************
If you plan to arrive in Thailand without a Non-O visa, you should expect to use an agency.

The more affordable approach is to obtain your Non-O visa before arriving in Thailand. This can save you money on both the visa process and bank account opening assistance.

Otherwise, you will likely need an agency to coordinate the bank account opening and Non-O visa application with the bank and immigration simultaneously.

At the moment it's very similar to bank introductions like in SG when it comes it these edge case situations.
1
Jason ********
Jason ********
OP
@THAI *****************************
so if I do it yr way I get a bank account in my name and I can put in the 800k
0
THAI ******************************
THAI ******************************
@Jason *******
We can assist with everything in a single day, it mainly depends on your timeline.

So bank opening, 3-month non-o, and yearly extension.
Ron *****
Ron *****
Update from Thai Imm form instruction.

Convert to 90day Non-O retirement visa.

in Thailand if you already have Thai Bank Account.

1. Visit Immigration: Go to the regional Thai Immigration Office that covers your province.

2. Submit Forms:

* Use TM.86 if you entered on a Tourist Visa.

* Use TM.87 if you entered on a Visa Exemption stamp.

3. Thai Bank Acct Cert shows +800k Bt

4. Pay the Fee: The standard change-of-visa fee is 2,000 Baht.
1
Steve *******
Steve *******
Ron Pad You won't get the Non Imm O visa from your local Thai Immigration Office unless you already have a Thai bank account holding a minimum of 800k Thai Baht. You may also need proof it was transferred from overseas.
0
Ron *****
Ron *****
Steve Greir This is the Non-O 90day. You use this time to setup the bank and funds.

Got this from IO.
0
David ********
David ********
I did it 2years ago, but I already had a bank account,
0
Phillip *******
Phillip *******
David Carson I’m in similar situation David. How much did the Agency charge with existing bank account?
David ********
David ********
Phillip Reade They wanted 60 000 lol, idid it myself 2000 for the 90 days and 1900 for the 12 month extension, do it yourself, avoid these con people
Lee *************
Lee *************
Yep, go to immigration, and fill the form in and follow the instructions
1
Stuart ***********
Stuart ***********
Lee Pornsuwan how did you open your Thai bank account?
0
Lee *************
Lee *************
Stuart Chiverton you will need your Non O visa based on retirement, first then with that you start the process to open bank account, then you bank 800,000 baht then you apply for the 12 month extension.
Stuart ***********
Stuart ***********
Lee Pornsuwan that's the point, they will not have a non-O visa in this scenario.
Ron *****
Ron *****
Stuart Chiverton Thai Bank Account Document Requirements

Any problems you encounter will require you seek professional help.

* Thai Phone number, Certificate from cell phone provider.

* Residence Certificate. in this doc, specify the bank you will use to create an account. Specfy at least two just in case one fails. example, SCB & Kasikorn ( K Bank)

* Minimum deposit funds (Approx. 2000 baht)

* Valid passport (50+ years old)

* Home government photo ID.

* Home bank statements as proof of available funds.

* Thai Rental contract (proof your not transients/tourist.
1
Stuart ***********
Stuart ***********
Ron Pad you missed the proof of visa.
Julian *******
Julian *******
did it myself. but i had money in a thai bank account already. if you don’t have an account then you need to get one as soon as you arrive on your non o
0
Billy *******
Billy *******
Julian Lewis But now money brought in is taxable?
Julian *******
Julian *******
Billy Billy there are deductions and allowances, for insurance and marriage etc etc
MagentaGo**********
MagentaGo**********
1)without bank account ➡️apply outside Thailand

2) already have Thai bank account and 800k➡️application inside Thailand.
0
Stephen ********
Stephen ********
If you go through an agency which there are many different ones then yes , you can do it while in Thailand for a fee obviously 👍
0
Oo *****
Oo *****
Stephen Sayers yes, not easy and take some " Guncha" first would be my advice
Jason ********
Jason ********
OP
Stephen Sayers this is whats confusing me. I can do it in country without bank but need to leave to get bank account so whats the point
0
Graham ******
Graham ******
Stephen Sayers but you can also do it without an agent ;)
3
Brandon ************
Brandon ************
If you're in Thailand, then the only "application" you can do for a non-O visa is from your local immigration office. You must already have a Thai bank account in order to provide proof of funds for the application. If you don't have a Thai bank account, then you need to leave Thailand to apply for the visa from a Thai embassy in another country. Laos is a popular choice.
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