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What are the timing requirements for applying for a one-year extension of a 90-day Non-O retirement visa in Thailand?

Non-O Visa Retirement Visa Visa Timing Bank Account TM-30 Registration Funds Seasoning

Dylan ********

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asked Oct 9, 2025

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Hi everybody; I have applied in usa for a 90 day non-o retirement Visa. My first question is regarding timing. If I register my address upon arrival (TM-30) and then open up Thai bank account and deposit ฿800,000 I have to let the funds “season” for 60 days. ￼ then I’m told i can apply for a one year extension. But I read somewhere that you’re supposed to apply 30-

45 days before your 90 day visa expires. Is this true? And if so, what do I do about it? The math doesn’t work. 

Second question is regarding transferring funds. If I use Wise, will it show up as a foreign transfer? Is this important? ￼￼￼

Thanks in advance to anyone who takes the time and trouble to respond.

￼

Answer summary

The user has applied for a 90-day Non-O retirement visa and inquires about the timing of their application for an extension and banking procedures. They need clarification on when to apply for a one-year visa extension, considering that their funds must be 'seasoned' (held in a Thai bank account) for two calendar months before application. Users in the comments confirm that while applications can be made up to 45 days before expiry, it's advised to apply a couple of weeks prior to ensure all documentation is in order. Regarding fund transfers, a comment clarifies that the source does not need to be foreign for the 12-month extension.

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Frangipani *******

Frangipani *******

Please check with your local immigration office as soon as you arrive as they all play by different rules. Samui is an absolute nightmare.

1

Dylan ********

Dylan ********

OP

@Frangipani ******

thank you I am flying into Bangkok staying in Pattaya

1

Tony **********

Tony **********

Source of funds does not have to be foreign when applying for 12 month extension.

5

Dylan ********

Dylan ********

OP

@Tony *********

I also heard that if i want to buy a condo (eventually), the funds have to be from a foreign transfer. So I’m also kind of thinking long-term.

0

Jim *******

Jim *******

Yes, the money has to come from overseas.

2

Stuart *********

Stuart *********

@Tony *********

It is if they want to switch to the income method over banked money. (After the 1st year extension)

1

Tony **********

Tony **********

@Stuart ********

but his question was about 800k

0

Dylan ********

Dylan ********

OP

@Stuart ********

so then is Wise a good choice For transferring funds?

0

Dylan ********

Dylan ********

OP

@Stuart ********

OK thank you

0

Stuart *********

Stuart *********

It can be for some, but often needs extra work from you to get the confirmation from the bank that it’s been an international transfer.

Swift is easier as it’s automatically coded as an overseas transfer - but usually not as good a rate as Wise.

2

Dylan ********

Dylan ********

OP

@Tony *********

thank you

0

Jesper *******

Jesper *******

The seasoning of 800k must be 2mths not 60days example 05june bankin and apply only after 05aug....the earliest to do 1yr extension is 45-30days before 90days expiry (depending on some office) ...you can do your 1yr extension on the very last day (not recommended) just in case u missed some docs ....its better to do the extension 1 or 2 weeks before your expiry

2

Dylan ********

Dylan ********

OP

thank you

0

Stuart *********

Stuart *********

The funds need to be seasoned for 2 calendar months not 60 days.

You can apply up to 45 days prior in some offices but as you know the funds wouldn’t have seasoned for long enough. Fortunately you can apply right up until the last day of your stamp (but this is absolutely not recommended).

Apply a week or so ahead and you should be fine.

8

Dylan ********

Dylan ********

OP

@Stuart ********

thank you

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