What are the health insurance requirements for extending an O-A visa in Thailand, and is AIA Health coverage sufficient?

Question

AIA Health Happy and O-A visa extension.

Hi, I'm gonna extend by second time my O-A visa. For the first 2 years I got AXA Easy Care but it has a very high deductible what make it basicly useful only for visa purposes.
I want to get a better health insurance and AIA matches feels quite interesting.
However they don't have a plan designed for O-A as AXA has.

If I'm not wrong insurance requirements are 400k for inpatient and 40k for outpatient.
AIA offers 25M coverage but about outpatient it says "2k per visit up to 30 times a year". I wonder if this is accepted by immigration.

Anybody else with similar case?

Ask Thailand · Answer

The discussion revolves around extending an O-A visa in Thailand and the health insurance requirements associated with it. The original poster seeks advice on using AIA Health, which offers substantial coverage but may not meet specific outpatient requirements. Key points include the need for insurance providing 3 million baht coverage for O-A extensions and opinions on alternative providers like Pacific Cross. Participants shared insights about mandatory insurance coverages, encouraged consulting with brokers, and clarified that new regulations have been established, impacting prior requirements.

Frank ****** · Answer

[url redacted]

Rob ********** · Answer

OA extensions require 3 million baht health insurance coverage, the old rule was 400,000 baht inpatient coverage, but that changed a few years ago.

Loic ******* · Answer

Pacific Cross is one of the approved OA visa insurance providers and would be worth looking into.

[url redacted]

Ant *********** · Answer

Non OA requires having

IPD - inpatient cover

&

OPD - outpatient

Wannikea ********* · Answer

Speak with [mention redacted]

Max ************* · Answer

I would suggest checking out Pacific Cross. I've been with them for years. Loads of priceworthy plans/covers. Their customer service for expats is really good.

[url redacted]

Jody ******** · Answer

Alex Franco....please reach out to [mention redacted]. My insurance guru. Knowledgeable. Honest.

John ********** · Answer

A Non-OA based extension of stay requires 3 million baht insurance cover, no separate covid insurance required. The requirements changed a few years ago.

Sue ********** · Answer

2k per visit up to 30x per year = 60k/year 😉

Graham ****** · Answer

Easier and better to exit then start again on a Non-O as extending a Non-OA means you have to meet two requirements every year, the mandatory Thai insurance and the financial requirements such as 800k seasoned.

Phil ****** · Answer

[mention redacted] if you wish to consider your options the talk to @tabbyfin a broker here

What are the health insurance requirements for extending an O-A visa in Thailand, and is AIA Health coverage sufficient?

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