What Are the Insurance Requirements for the O-A Visa in Thailand?

For those who have other health insurance that covers them in Thailand, then take the highest deductible to reduce cost of the O-A policy. Consider it an added cost of retirement in Thailand. Keeping your $$$ home earning interest ...which likewise reduces the net cost of the cheapest policy.

I am just reading in another place that Pacific cross have confirmed that if your using this Insurance for an O-A visa, they will NOT offer the deductibles in order for them to enter it on the database.

@Ron ******

they do in fact offer it. Look at Pacific Cross...

Example:

FYI...Male age 61 asked on a post last night how much for O-A minimum requirements policy:

Male age 61

Pacific Cross policy for O-A minimum requirements:

0 Deductible 37,888 yr

20,000 Ded ..32,188 yr

40,000 Ded...28,401 yr

100,000 Ded 25,561 yr

200,000 Ded 22,721 yr

300,000 Ded 18,934 yr



FYI...age 75

Pacific Cross O-A standard extra plus policy

0 deductible 77,788 Thb

20,000 ded 66,116 Thb

40,000 ded 58,338 Thb

100,000 ded 52,504 Thb

200,000 ded 46,670 Thb

300,000 ded 38,892 Thb

@Bernd **********

ok. I was only going by someone posting that the policies wouldn't offer it.

@Ron ******

they do, I've checked one on their webpage. But I will not take it.

@Bob *********

Look at Pacific Cross O-A compliant policy range of deductibles available from O to 300,000 Thai baht.

@Ed *******

none

Yep,thanks for the wishing that they will accept their own formular. I prefer a proper insurance with unlimited coverage and no deductibles for my O-A visa stay. I will report back when the time is coming ... ;)

Bernd Moonfruit I do not seek to argue with any choice one may make...nor with the regulations implemented by the Thai government. We choose to retire here...Its up to you.

And as an insurance professional in America for 28+ years I do know value in health insurance policies when I see it. Be what it is...we are in Thailand.

Those who choose the O-A visa have choices to either purchase the insurance required, provide a Certificate of International Insurance per official firm, or find another available type of visa to live retirement in Thailand.

BTW...Good Luck and please report back your experience.

James Miller I got now the needed Thai certificate for foreign insurer signed by my German insurance company. I'm not willing to pay 40- THB for Thai insurance with that crappy deductible.... Useless spent money only for paperwork. Will see if they now do accept their own certificate.