@Chris ****
800k, not 900k. If you can't afford 800k in a bank account after you've been working let's say 35 years or so, then you didn't save very much during those years. And you can actually spend up to 400k out of those 800k during 7 months every year and then top it up again for next 1 year extension. Stop whining just because you can't afford it.