Do I need to maintain a minimum of 400K Baht for my visa extension if I'm making monthly deposits?

Hey

@L**

, great question, you’re on the right track thinking ahead! 😊 For the retirement visa, the general rule is that you need to have at least 400K Baht in your bank account (or Assurance Secure) at the time of your visa extension. So, if your extension is in May 2025, you’ll need to make sure you have 400K Baht in the account at that time. Even if you’re depositing 65K Baht each month from April 2025 to May 2026, it doesn’t count as the required balance for the extension in May 2025 unless that amount is already in your account by that time. In other words, you can keep depositing the 65K Baht per month, but you’ll still need to ensure the 400K Baht minimum is in your account in May 2025 for your extension. Hope that clears it up! If you’re ever unsure, it’s always a good idea to check with immigration directly, as rules can sometimes change. 😊 Good luck with your extension process! PruLadda

@Brandon ***********

Hi, how does the changeover to the income option function?

Do you have to say in advance?

Is it not possible to show you met the requirements for the 2025 extension because you deposited income monthly, which then gives you an extension for 2026?

Say I deposit 800k and change from a tourist entry to a three month non-imm O, and then for the 12 month extension use the income method for the next twelve months, releasing the 800k?

They did not check me in Korat. They were more interested in me calculating the average of each month's transfer for the past year. They were confused because I gave them proof that I kept the mandatory amount in the bank for the past year.

Yes you do. That's a requirement of your current extension and if you don't meet that requirement you won't get the next extension

The k in the bank is the requirement for the April 2025 extension. That extension states you must keep your bank account at 800,000 baht for 3 months after you receive your extension (until July 2025) and then can never let your balance fall under 400,000 baht the rest of the year.

When you go to apply for your extension in 2026 they will require a 1 year bank statement, and they will be looking to make sure you met last year's (2025) requirements by keeping the required funds in the bank. If you fail to meet those requirements, you are technically on overstay from the day your balance dropped below the required amount. That means they will deny your extension request and you would have to leave Thailand and start all over with a new 90-day non-O visa.