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Answereda year ago

Can I use the 65k THB option for a Non-OA visa application in Australia instead of the 800k bank account requirement?

Grant *********
asked Oct 19, 2025
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If I apply for the non o-a visa in Australia can I use the 65k thb option instead of the 800k bank acc option
Answer summary
When applying for a Non O-A visa in Australia, you must start with the 800,000 THB bank account requirement for the first year. After the initial year, you can switch to using the 65,000 THB monthly income method for subsequent extensions, but this requires proof of consistent deposits over 12 months. It's advisable to consult with an agent for the application process and consider options like the Non O visa, which has fewer requirements, including no mandatory health insurance.
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Keith *******
Keith *******
Can do but you have to prove it's been going into your account for 12 months prior to the application.
Ken ********
Ken ********
Why are you going for the OA visa you have to have health insurance and a police check if done in home country better getting the O visa no health insurance no police check.

If your worried about getting sick get travel insurance for up to 364 days and renew when back in Oz next time it's about a ¼ of the price of health insurance. And your best off to do the 800k in Thai bank monthly payment can take up to 3 years to get dates right
Daniel *********
Daniel *********
@Ken *******
Agree big time
Grant *********
Grant *********
OP
@Daniel ********
i won't live there without health insurance and when i leave aussie i ain't going back.....thanks 4 the advice
Phil ******
Phil ******
@Grant ********
Not until the 2nd year so I recommend an agent for your first application. Go for a Non o as no health insurance requirement
Graham ******
Graham ******
Yes, applying for your Non-O in Australia, you can use the 65k income method using your home bank account but your first 1 year extension will require 800k seasoned in a Thai bank account
Maitin *******
Maitin *******
No, you need to start with the 800k. The 65k/mo is only valid after you have been here a year and want to extend again. At least that is how the bank explained it to me.
Stuart *********
Stuart *********
If applying via Sydney then look in to the option of the OX visa. Pre the evisa system they sold those for $600 versus the $300 OA. Possibly they still do.

It’s a five year visa and theoretically an option to extend for another 5 years, although I’ve never heard of a single case of someone doing that.
Maitin *******
Maitin *******
Non O is so much simpler. No health insurance and no background check
Maitin *******
Maitin *******
@Stuart ********
the issue with the OX isn't the cost but the financial requirements, really didn't feel like bringing that much money in
Jack ******
Jack ******
@Maitin ******
you don't have to bring the money into Thailand.You can just show bank statements with Aud$
*****
0 in it
Maitin *******
Maitin *******
@Jack *****
that's terrific... Then it's pretty easy
Stuart *********
Stuart *********
@Maitin ******
Sydney was allowing people to use funds in their home bank to apply. Almost all other embassies or consulates followed the rule of 3m in a Thai bank.
Dca *****
Dca *****
@Stuart ********
The good old days are over, as even Sydney has to comply like the other Thai Embassies/Thai Consulates....
Stuart *********
Stuart *********
@Maitin ******
Sorry. No clue.
Maitin *******
Maitin *******
@Stuart ********
do you know if that 3 million can also be used for the health insurance opt out, or do you need another 3 million ( $100,000 USD ).

If you can double dip, I might consider it
Dca *****
Jeremy ********
Jeremy ********
The first year is only the ฿800k

After you get the visa then you can do the ฿65k but remember it has to be 12 consecutive months for the ฿65k

Which usually takes until year 3 due to overlapping months from when it’s renewed to when you start the ฿65k deposits…the deposits have to show correct verbiage as well for them to be accepted by the I/O

So most people put the ฿800k in a bank acct and forget it exists until the yearly renewal date

Good luck
Alastair *******
Alastair *******
@Jeremy *******
he wants to do it in Australia, as such he can choose the 65 thb equivalent per month in the first year. Depends on his source of income and paperwork.

He can do it in advance, eg Canberra Thai Embassy accepts his income and issues 12 month OA in advance.

It must be understood that in Australia (and other countries) it is the Thai Embassy making these decisions. In Thailand it is the Thai Immigration Police!

As it is an AO he will need health insurance for this period - by a Thai approved insurance company!

Now I know about this pathway - because I did it.

He comes to Thailand, sets up phone, accommodation and bank account. From this point he deposits the required monthly amount - 65 thb into his Thai bank.

Does his 90 Day Reporting.

Twelve months later he has satisfied the Thai Immigration requirements and can apply for a non O in Thailand.

Or, with careful timing, get 12 more months.

This is dependent on the IO in this gentleman’s chosen office applying proper guidelines and not their own flights of fantasy. You all know this can be a gamble.

I managed it - polite, correct paperwork and a smile.

I had to do one run to Laos to get the twelve months of banked income. No problem.

Please don’t go down the eventual rabbit hole of using an agent!

Take care!
Stuart *********
Stuart *********
If you apply for a Non OA visa in Australia then you follow whatever the requirements that the Sydney consulate or Canberra embassy require.

If you are asking about getting a year extension off of a Non OA visa then you would have to provide 12 months of international transfers of at least 65k to do so. Whether you can provide that within the first year of the visa is dependent on how quick you can get a bank account and do the transfers.

Most people use the OA as a visa to use for 2 years stay (with the right timing), but it has the caveat of mandatory insurance. Some who are approaching or over 70 find that insurance requirement tough to get.
Stephen *******
Stephen *******
@Stuart ********
You use neither. You equivalent in Australian dollars in an Australian bank
Steve *******
Steve *******
@Stephen ******
Only for the visa. You need a Thai bank account for any extention of stay.
Stuart *********
Stuart *********
@Stephen ******
If applying for the initial visa. I suspect the OP was asking about an extension in country.

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