Answered10 months ago

Can I use a non-traditional bank account to evidence savings for a DTV visa application in Thailand?

DTV Visa Thailand Visa Rules Visa Application Non-Traditional Bank Accounts Savings Evidence Embassy Requirements

Anonymous *************

asked Dec 14, 2025

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Has anyone successfully evidenced savings for the DTV visa using a non-traditional bank account?

For example, an easy-access ISA, a Cash ISA, or a Stocks & Shares ISA where the funds are held as uninvested cash.

I’m planning to apply in Hanoi, so experiences specific to that embassy would be especially helpful.

Thank you in advance

Answer summary

The post discusses the possibility of using non-traditional bank accounts, such as ISAs or Stocks & Shares accounts, to demonstrate required savings for the DTV visa in Thailand. It highlights concerns about liquidity, as funds must be readily available for withdrawal. Community responses indicate that traditional savings accounts are preferred by consular offices, but some have shared experiences where investment accounts were accepted. The consensus suggests that only liquid assets, with no lengthy settlement times, are advisable to minimize rejection risks.

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Robert *******

Thailand introduced the money in the bank as safety net, to bail you out in case of problems.

It must be available as instant withdrawal to pay the bills directly.

Therefor houses,, cars, motorbikes, stocks/shares, condo and even boats, are all not asked for.

10 months ago

Anonymous *************

Thanks for your advice!

To clarify, although it's in a stocks&shares. the value is still held as uninvested cash and is instantly withdrawable. It's just that statements won't look like traditional bank statements.

Do you think highlighting that it's held as cash and terms that show it's instantly accessible will make a difference?

10 months ago

Sefton ********

Anonymous participant Unlikely in local SEA offices but you can only gamble and lose the application fee..

No one other than the embassy can confirm otherwise.

10 months ago

Anonymous *************

Thanks everyone for your input.

To clarify, although it's in a stocks&shares. the value is still held as uninvested cash and is instantly withdrawable. It's just that statements won't look like traditional bank statements.

Do you think highlighting that it's held as cash and terms that show it's instantly accessible will make a difference?

10 months ago

John **********

Anonymous participant no

10 months ago

Kevin *********

I'm in the same boat. In another thread, people said the cash needs to be liquid. Stocks & Shares aren't liquid (as they take days to sell and settle).

You can try it, but if you want to minimize your risk of rejection, hold the money in cash for 3 months

10 months ago

James ********

Wise advice ✅

10 months ago

Anonymous ******************

DC embassy about 9 months ago I used Schwab investment account.

Worth mentioning I had about 400k usd or so in the S&P500. YMMV

10 months ago

Anonymous ******************

The vast majority of consular offices want to see the funds in conventional chequing/savings accounts. IIRC. Some people have said that some offices in the US are more willing to accept more non-traditional investment type accounts but I don’t personally know where.

10 months ago