There’s another app called Moreta Pay which allows you to deposit money and then pay via QR.
The only thing to note is that it only works with vendors who are using a business bank account and there are many vendors who still use personal accounts (even when it’s a big business, like a major hotel). Moreta said they’re working to change this; their support team was really helpful and responsive when I messaged them to figure out why it wasn’t working at some vendors.
But it has come in handy for me. I read up on them as a startup and I think it’s a great option/solution!
Here’s the link for iPhone users. (May be avail for android too but I wouldn’t know.) 🤓