ask
Search
Ask
Answereda year ago

What should I consider when opening a bank account in Thailand and transferring funds for a retirement visa?

Somsap ********
asked Nov 11, 2025
1.8k
views
14
replies
13
likes
So after getting an account yesterday, the bank teller (new girl) F-ed up. I gave her the residence certificate and said one was for banking and the other was drivers license. After perusing it, she picked the drivers license one to submit. I should have used Google translate to make sure. My wife was occupied, and so things happen. I received a call this morning that I almost didn't pick up. It was the teller and she wanted to talk with my wife. Initially she wanted us to get to khon kaen immediately, not today, my nephew was busy elsewhere. My brother went to the Orbitor and made a few copies of the correct certificate. I signed one and became one of her contacts on Line. I sent a picture of the copy to kind of cover her ass, then went to an overnight service to send her the actual copy for tomorrow. I sent her tracking and she was happy. Hopefully it goes well and I can start putting money into the account. I did a small test this morning with wise, instantly in the account. I played around and if I keep it under 500k, it should be within seconds. If I go for the whole 800k, it will be a week. Fingers crossed 🤞
Answer summary
A user shares their experience with a bank teller mishandling residency certificates for opening a bank account in Thailand. They encountered a mix-up when the teller submitted the wrong document, resulting in a series of actions to rectify the situation, including sending correct documentation and testing money transfers. The community responds with questions about the visa process, concerns over misunderstandings, and discussing procedures for money transfers relevant to residency requirements.
14 repliesnewest first
11

Click comment and we will ask for your email, then OTP, then name.

Sue **********
Sue **********
So all this hassle for you only happened because of misunderstandings?
Bent *************
Bent *************
Transfer directly from bank to bank, then you are sure it will show a transfer from abroad
Carl ********
Carl ********
Do you send from wise already converted into THB? Would this still show as an international transfer?
Steve ********
Steve ********
@Carl *******
wise has option to send as long term stay funds (something like that) which should show as international tfr.
Braulio *********
Braulio *********
So?
Phil ******
Phil ******
@Somsap *******
my understanding for the retirement visa application is the ฿800,000 needs to be from overseas
Gordon *******
Gordon *******
There's issues every day with visa issues and uncertainties.

No wonder people are getting confused and upset
Sue **********
Sue **********
@Gordon ******
No there is not. Everything is listed what you need. Its all upon communication and misunderstandings, as you can read the OPs post.
Gordon *******
Gordon *******
@Sue *********
Thank you for your post.

Fortunately it doesn't apply to me.

But I reiterate every day there are posts about visa uncertainties
John *********
John *********
No need for fingers crossed. That’s inserting unnecessary drama.
John *******
John *******
@John ********
Wow, crossing or not crossing fingers is an element in the drama? How odd. 😊
Todd ********
Todd ********
Small amount of 500k?
Somsap ********
Somsap ********
OP
@Todd *******
500k baht
Todd ********
Todd ********
@Somsap *******
i knew it was baht. That’s not a small amout as a test

Activity

11 joined
Somsap ********
Somsap ********
Somsap ********
Somsap ********
Somsap ********
Somsap ********
11
people
Thai Visa Advice and Everything Else
Thai Visa Advice and Everything Else
...members60% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
What is the most cost-effective way for a UK couple to obtain retirement visas in Thailand?
3.6k29444mo
Why does transferring larger amounts of money to Kasikorn Bank via Wise take longer than smaller amounts?
9k81579mo
What are the requirements for opening a bank account in Pattaya for a retirement visa?
4.4k42241y
What should I do if I encounter issues while filling out the TDAC on returning to Thailand with a retirement visa?
5.2k38641y
What are the steps for US veterans applying for a retirement visa in Thailand?
2.9k21181y
What are the requirements for renewing a retirement visa in Thailand, specifically regarding bank balances and income?
1.7k13122y
What documents do I need for a Retirement Visa and NON-O Visa in Thailand?
2.6k21172y
When does the next 90-day report start after a one-year extension on a Non-OA visa in Thailand?
2.4k12352y
How do I change my 90-day NON-O visa to a retirement visa in Thailand and where should I go for this?
1.7k12112y
How can I open a Thai bank account without a retirement visa?
11.4k951243y
What visa options should I consider as a retired expat in Thailand with a Thai spouse and when should I renew?
6.8k56633y
What are the requirements for extending a visa in Thailand based on marriage or retirement?
1.7k13103y
What documents are required for opening a bank account in Thailand as a retiree, and how does one apply for a Non-O visa and retirement visa?
13.9k1241273y
What are the requirements for applying for a Non-O retirement visa in Thailand?
3.9k39164y
What are the requirements and recommendations for opening a bank account as a tourist in Bangkok?
2.9k23164y
Do I need to transfer money from abroad for a retirement visa in Thailand if I already have funds in a local bank?
3.8k33274y
What documents do I need to apply for a 90-day Non-O visa in Laos as a Canadian retiree, and is insurance required for my wife?
1.7k9224y
How can I apply for a one-year retirement visa in Thailand while staying in a serviced apartment?
819445y
What are the differences between consular and in-country rules for Non-O (retirement) visa applications in Thailand?
1.9k14175y
How do I change my marriage (NON-RE) visa to a pension visa in Thailand?
1.5k10155y
What paperwork do I need to open a bank account in Thailand on a retirement visa?
1.9k14145y
What should I know about applying for a Thailand Elite Visa and how does it compare to a retirement visa?
5.4k48426y
What paperwork do I need for a yearly extension of stay in Thailand based on retirement?
1.8k5348y
What is the difference between a retirement visa and an extension of stay for retirement in Thailand?
1.4k7148y
What are the bank deposit requirements for a retirement visa in Thailand and how long must the funds be kept in a Thai bank?
8.8k82669y

Resources

Need help with your retirement visa?