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What are the requirements for maintaining a Retirement Visa in Thailand, specifically regarding the 800,000 baht funds?

Mar 17, 2026
a month ago
Tony ********
ORIGINAL POSTER
Retirement visa advice

I got my retirement visa last year and it’s due to renew in a couple of months

I put 800,000 baht into my account for my visa

I’ve just been told I should have kept it in the account for 3 months after my initial application last year . I wish the agent would have told me this .

Is this correct

She now tells me not to worry as giving her 25,000 baht she can resolve it . 🤷🏻‍♂️
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TLDR : Answer Summary
The requirements for maintaining a retirement visa in Thailand state that you must hold 800,000 baht in your Thai bank account for a minimum of 3 months after the initial visa application. After this period, the amount can be reduced to 400,000 baht, but it must return to 800,000 baht at least 2 months before your next visa extension application. Many comments suggest that the original poster's agent may not have provided necessary information about these conditions. For those who have not complied, options to rectify the situation include paying an agent a fee for assistance or possibly applying for a new visa outside of Thailand.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Ya ******
Yes it is correct.
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Jimmy *********
Sounds like a scam
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Michael *********
If she told you, she couldn't have sold you her services this year......
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Marty ******
THats about right m8 for agent
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Nick ************
If you had the money in the bank why did you use an agent in the first place? Looks like you are stuck with the agent again.
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Wannikea *********
Probably cheaper and easier to start off fresh by starting at square one buying a new Non-O at a nearby consulate. You can check with a few of the big player agents in Pattaya for best pricing. Not sure if you're liable for an overstay fine for not following the minimum funding terms of the extension.
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Mark **********
25k is way too much to "fix it"
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Penny ******
Yes, its 800kthb for 3 months after, then 400kthb until it rise to 800kthb 2 months before your next extension👍
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Preben *******************
Yes 2 months before renewal and 3 months after renewal and the other 7 months at least 400.000 Baht.
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Simon *******
Get the agent to sort it this year learn by your mistakes.

If you don't what to keep the 800,000bht in your account simply transfer
*****
bht every month for 12 months ready for next year.
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Angela *********
Simon Adams does the
*****
B have to stay in the account each month to accumulate to
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0B by the time of the extension or can you make the deposit each month and then use it for monthly expenses?
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Simon *******
As long as you have proof you paid in
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bht every month for 12 months
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Simon *******
Angela M Nava no
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Simon *******
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Craig **********
Unless you have a history of being an arshole at local immigration, just pop in at your local office and start the application, they'll let you know you messed that up and may require additional facts, evidence, and explanation but they will work with you if you have been in good standing and not abused the system before...maybe an additional fine...but in no way would I be paying someone 25k to do it for me when it can be done at the counter by yourself...although maybe not so easy in downtown Bangkok...if you want to use that 25k buy a couple used motorbikes for the village kids...lol
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Mavis **********
you didnt even say you took it out or how much
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Mat *********
I never touch my 800k. Renewal at immigration is just 1900. get another agent 25k is too much.
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Chris **********
My immigration at Hau Hin stapled a note informing you that B800k must stay in your account for a minimum of 3 months . After that you can reduce it as long as B400k is still in your account . Two months before renewal it must return to B800k .
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Marianne ********
Do you mean you got the Non-O 90 day visa at the end of last year, and you are now about to extend it for the first time, or did you already extend around this time last year?

If you already extended once, and don't want to give 25k to the agent who didn't tell you everything to "fix it", skidaddle over to Laos, apply for another 90 day Non-O while there, and start over again.

Make it a holiday, and don't reward agents who don't tell you everything you need to know.
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Shawn *******
Money can resolve a lot of things in Thailand.
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Greg ***********
requirements according to the standing police order. You did not comply with the rules for the upkeep of the deposit, you technically went into "overstay" when you let the deposit fall below 800,000 THB, so now you need to pay an agent, and the agent pays the Immogration to ignore your mistake
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Stephen ********
Sounds like you've been scammed by your agent! You're not the first
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Ant ***********
if you failed to follow the seasoning requirements you wouldn't get the extension issued - So yes it’s a catch 22 - pay the “ Agent “ to assist or

exit the country get off this current extension and either apply for a new Non-O visa outside the country at a thai consulate or come back in free stamp and apply for the new Non-O visa inside the country at the immigration offices below ⬇️

Chiang Mai

Pooket

Pootaya

Bangkok

They Will do the Non-O extension provided you have a Thai Bank and have the 800K there for the right Amount of months and other requirements.
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Tom ********
Why use an agent if you have the funds, it's fairly easy to do.
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StunningA**********
Tom Jarvis because the funds where not in for the time frame.
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StunningA**********
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John **********
3 months after and not below 400k for the rest of the year then back to 800k 2 months before applying for the next extension. If you didn't meet that you're stuck with an agent
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Graham ******
@John *********
or exit/re-enter and start over with a new Non-O without an agent
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Tom ********
@John *********
It's still actually possible, you just become a 'special case' which costs you extra.
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Tom ********
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Trustworth***********
That sux that she didn't inform you. Lesson is always do your own due diligence.

We used an agent once years ago. After that we always do our own visa application. It's easy and cheap 😉

To get you out of this pickle there is not much else to do than pay 😔

Next time do your own visa renewal
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Darren ***********
If you have 800k it's 1900 baht to get retirement visa at immigration
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Graham ******
Darren Alexander but the OP is on an extension so cannot simply apply for a new Non-O as he will have to exit the country to get off the current extension
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Ant ***********
Darren Alexander

Yes but Not that simple

If you don’t have a Thai Bank acc and

800K Thai baht for the required amount of time
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Darren ***********
Ant W Tailor if you use your savings book for the 800k and don't use it for day to day it shows 800k until you next take it into the bank .

I would say they would not go into your account further than that .

Could be wrong
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Graham ******
Darren Alexander they do a very close check
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Graham ******
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Darren ***********
Ant W Tailor true however these agents like to take your money and at times not give you the correct information.

We had the money and the bank and they didn't say we had an option .

If you have not then complicated agree
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Tony ********
ORIGINAL POSTER
I do have a Thai bank account and have 1 million baht for the past 4 months . The issue is I didnt keep the money at 800,000 last April for 3 months
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Penny ******
Tony Downey Just go in and explain at immigration office, you might have to pay a fine but it would probably not be
*****
bhat… I think if you have not had any issues and you have had 800k+ baht for the past 4 mths and never below 400k you will be fine 👍
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Graham ******
Penny Nave there is no fine if the requirements for the current extension of stay have not been met, the new extension will be denied and the OP will have to leave and start over with a new Non-O
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Graham ******
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Jon ********
I’d get a 2nd opinion on that as I don’t know if they will check
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Graham ******
Jon Warner oh they do check, very closely
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Graham ******
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Colin **********
Yes, its 800kthb for 3 months after, then 400kthb until it rise to 800kthb 2 months before your next extension
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John ********
Follow visa directions. You can research yourself. Have to think 🤔 a bit too.
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Penny ******
John Storey wait a minute, this is a Visa Advise site … he is reaching out for clarification not to be scolded!
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Penny ******
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Colin *********
Yes this is correct
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Mark *********
Duh
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Mark *********
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