What are the current rules regarding bank accounts and pension income verification for expats in Thailand as of February 2025?

You can do it with RBC NO PROBLEM RIGHT INto your Bangkok bank account and rates are good as wise

It is common that most people will have to deposit 800.000 Baht the first year, and transfer 65.000 Baht every month like clockwerk for 12 month to change to the monthly income metod.

Which you can find documented in numerous post in the group.

And opening a Thai bank account would be hard ( read almost impossibel ), if haven't stayed several months on a permanent adress in Thailand, on a long lease.

Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so reluctant depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.

9-thailand-to-implement-stringent-compliance-regulations-for-new-bank-accounts?

NO. NEVER. EVER.🖕

@In related news, Team America beat lil canada in a Hockey match yesterday in Montreal. Time for lil canada to become the 51st state

What is difficult in transfreing money from Canada Into Thailand?

Use any trusted online bank like Wise or N26

You money will disappear from bank

1

Which immigration office do you use?

The Immigration rules have not changed for income affidavit, the counties that cannot use this method is because their Embassies have stopped issuing them which, obviously, your's hasn't

A few other embassies stopped with this as they cannot guarantee the authenticity of the pension payments, Australia being one of them. I went onto the 65k per month overseas transfer rather than tie up 800k lump sum, which is much better option

at the moment, if you are on a tourist visa or visa exempt entry, no agent is able to open a Thai bank account for you on that visa, which you would need to perform for the "change" to the initial 90-days Non-Imm-O visa. You would need to have entered on a 90-days single entry Non-Imm-O Retirement visa you obtained outside of Thailand, to be able to open an account. . . . . . see Mot's post from a few days ago . . every agent will tell you the same . . .