Answered5 months ago
What are the current challenges and experiences with opening bank accounts in Thailand?
Has anyone received any update or approval today at HCMC? Thank you all.
Answer summary
The discussion reflects various challenges expats face while opening bank accounts in Thailand, particularly in Hua Hin. Users share personal experiences with different banks like UOB, KBank, and Bangkok Bank, highlighting discrepancies in policy adherence and varying branch rules. Some expats express frustration over the necessity of having accounts linked to their residency and the inconsistency in bank requirements. Suggestions include trying different banks or branches and the importance of local knowledge regarding banking operations.
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Chris ******
I’ve seen a video from a legal office in Bangkok & truthfully the banks are only supposed to open accounts from the branch nearest your residence. I know this is different than in the U.S. where we can open any bank account at any branch so long as we have KYC information on file. I have 3 checking accounts & none of them have branches near me but I don’t need them to.
Good luck opening an account in Thailand. I’m thinking of trying the headquarters for Bangkok Bank in Sathorn to see what they say.
Good luck opening an account in Thailand. I’m thinking of trying the headquarters for Bangkok Bank in Sathorn to see what they say.
Scott *******
Open the bank in the place you reside. Sometimes you have to visit the bank where you opened the account. If you open in Bangkok and live in Hua Hin it’s a long trek. Also getting print outs for immigration will be a nightmare.
Victor **********
Try a different bank or another location. Each bank may have different requirements, which is up to the bank managers' discretion. They can simply deny you, if they don't know how to or don't want to.
Jim *********
A branch in Hua Hin
Allan *******
Krungsri bank yellow bank. Been with them coming up to 23y soon.
Jay ********
The banks and immigration are run like franchises
Each have their own rules and regulations 🙉🙊🙈
Each have their own rules and regulations 🙉🙊🙈
MemorableRa***********
The branch in Bluport HH are really good, opened up an account with them with no issues, they speak very good English too
Lawrie *******
Problems like this seem to come about because there is a K Bank Branch in Hua Hin.
When I opened a Bkk Bank Account in Phitsanulok City... I remember the Custermer Services Officer asking the wife if there wasn't a Bkk Branch closer to my address.
My Wife said probably in Phichet... The Customer Services Officer said different Province... and then she proceeded to open the Account...
Possible the fact there was a K Bank Branch in Hua Hin Province was the issue...
When I opened a Bkk Bank Account in Phitsanulok City... I remember the Custermer Services Officer asking the wife if there wasn't a Bkk Branch closer to my address.
My Wife said probably in Phichet... The Customer Services Officer said different Province... and then she proceeded to open the Account...
Possible the fact there was a K Bank Branch in Hua Hin Province was the issue...
Phil *********
Kbank is the best ,
Frankie ******
A question: As long as you have a resident in Hushin...why don't you open the bank account there. Mostly all banks are locate in one Big malls.
Ken *******************
Just say banks and government here are the most annoying/ problematic
Richard ******
David Waterhouse-Taylor You can withdraw from any K-bank ATM no matter your province with zero fee using your mobile app.
Vladimir **********
Obviously try a branch in Hui Hin.
If you have move to Bangkok, try to show 1 year lease in Bangkok instead or get the RC here.
If you have move to Bangkok, try to show 1 year lease in Bangkok instead or get the RC here.
Sue **********
Haven‘t you tried KBank branch in Hua Hin first?
Xavier *******
Both
SupportiveSa************
So what if u have a certificate ? All of us do have too but is not posible now
อามานด้า ******
I would try another branch
Andy *******
Norm
Malcolm *******
Try UOB Bank
Richard ********
My local UOB turned me down after speaking with their Area Manager. Some 🐂💩 about wanting to see me operating the Krungsri Bank Account for 3 months first. I went to UOB because my local Krungsri didn’t operate Foreign Currency Accounts. Went back 3 months later as requested only to be told that it had been decided to decline my request. They suggested I went to Bangkok Bank, which I did and had an account opened within an hour!! Branch and Area managers do make up their own rules (over and above what the main bank website states)
Malcolm *******
Richard Hornby yes they have their own rules Richard . Its crazy . Keep trying otherBanks and branches , except Bangkok Bank , they are useless .
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