How difficult it is to get Thai bank account nowaday?
Answer summary
The difficulty of opening a Thai bank account largely depends on the type of visa a foreigner possesses. It is relatively straightforward for individuals with a long-term visa, such as a NON-O, while those on a tourist visa may find it nearly impossible. Essential documents typically include a registered Thai phone number, a certificate of residence, a passport, and potentially a driver's license. Experiences vary by bank and branch, with many expats recommending Kasikorn or SCB as friendlier options, and advising against Bangkok Bank. Using an agent can facilitate the process but may come at an additional cost.
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Willi*****
Luck of the draw.Different result with different banks,different bank branches,and even different banktellers in the same branch.
I have used bb for 5 years...no issues...but its harder to open an acc with them these days....its a rules based process....follow the rules...ask them what you need and have it ready.
The minimum requirement for opening a bank account is always a long-term visa, meaning at least a 90-days Non-Immigrant O, O/A, LTR, or an O/X type visa, or an Elite Privilege Visa.Some bank employees will claim you need a work permit, but this is simply not true. Some say that you need a 1-year Retirement Extension of Stay, and this is also not true.Since February 2025, you cannot open a bank account on a tourist visa or visa-exempt entry visa. You need to be registered at your accommodation using the TM30 system of Immigration, so Immigration can issue a “certificate of residence”. Some banks accept a long term rental contract.You obtain a "certificate of residence" from Immigration, in which Immigration requests the bank to open an account for you (you must tell Immigration what the CoR will be intended for).You will also need a Thai mobile phone number. The number must be registered in your name and passport number. Show the COR at the phone shop (but don't leave it in the shop) and ask for confirmation of the registration (or likewise a note about it on the receipt).Most banks require a second identification document next to your passport, like your national driver’s license.Some banks require your home country’s tax number, and I see no problem with such a requirement.If bank employees become uncooperative and keep making up new requirements to get rid of you, go to another bank. Avoid Bangkok Bank as they are not very foreigner-friendly any more. I recommend Kasikorn, Khrungthai and SCB.If it still doesn't work after several attempts, use an agent, in Pattaya it costs something like 5000 Baht.
The minimum requirement for opening a bank account is always a long-term visa, meaning at least a 90-days Non-Immigrant O, O/A, LTR, or an O/X type visa, or an Elite Privilege Visa.
Some bank employees will claim you need a work permit, but this is simply not true. Some say that you need a 1-year Retirement Extension of Stay, and this is also not true.
Since February 2025, you cannot open a bank account on a tourist visa or visa-exempt entry visa.
You need to be registered at your accommodation using the TM30 system of Immigration, so Immigration can issue a “certificate of residence”. Some banks accept a long term rental contract.
You obtain a "certificate of residence" from Immigration, in which Immigration requests the bank to open an account for you (you must tell Immigration what the CoR will be intended for).
You will also need a Thai mobile phone number. The number must be registered in your name and passport number. Show the COR at the phone shop (but don't leave it in the shop) and ask for confirmation of the registration (or likewise a note about it on the receipt).
Most banks require a second identification document next to your passport, like your national driver’s license.
Some banks require your home country’s tax number, and I see no problem with such a requirement.
If bank employees become uncooperative and keep making up new requirements to get rid of you, go to another bank.
Avoid Bangkok Bank as they are not very foreigner-friendly any more. I recommend Kasikorn, Khrungthai and SCB.
If it still doesn't work after several attempts, use an agent, in Pattaya it costs something like 5000 Baht.
It all depends on your Visa and what bank office you visit because each office use their own rules. Basic is long term Visa, an paper from immigration with your adress, passport and proof of your thai number including your name and adress.
Cristie Decker Hopper they will check your visa, if you have a DTV or tourist visa more likely to get rejected, if you have any other long term non immigrant visa then it should not be a problem
Andreas Knautz Some banks are now asking for photo ID from your home country (not just passport) so thosde from countries without national ID cards use driving licences
Andreas Knautz the requirement is for a secondary form of photo ID from your home country, not a drivers licence specifically. I did not have so I had to get a Thai drivers licence. Details are on the Kasikorn website.
Andreas Knautz I don't know what they use probably a library card with their photo on it I'm just saying KBank wanted another form of ID with my photo on it apart from my passport
Gray Allen yes.The bastards froze my account for 5 months,no reasons,no explanations,no apologies ever offered or given.🤮💩😈🤬.Then,miraculously,one day,it was "unfrozen".
Sebastian Barrow I also have no problems with Bangkok Bank but I would avoid BB for expats arriving with an O visa and are preparing for a first 1 year extension. BB has some deposit requirements that make getting the necessary documents for immigration unnecessarily difficult. There are plenty of other banks.
Marty Pollard if you come with a long term visa and, if you can afford it, place the required amount in a dedicated account then have another account for day to day living. That is the way to go hassle free.