How can I obtain a retirement visa for Thailand without a Thai bank account?

You get the retirement visa in your own country using your home country bank account. Then when in Thailand arrange a bank account.

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Have equivalent of 800,000 ฿ in your own bank in your country. Apply to Thailand embassy for non O retirement visa. With visa travel to Thailand, open bank , transfer funds to Thailand. Let settle 2 months apply for one year extension

If you have a Thai driving license take that and your passport to kasikorn central bank and Job done

Apply for a visa support letter at your embassy if you have sufficient income.

It is a great question and it looks like a catch 22 to everyone who looks at it first up. But the solution is using your finances in a bank in your home country to apply for the 90 day non 0 visa and then using that visa once in Thailand to setup a bank account here. (Dont use bangkok bank) and transfer your 800,000 thai baht into that and after 2 months can extend your 90 days by 1 year.

What happened to need a one year residency certificate also for the bank, from what i read and hear most banks wont open with just a immigrant non o visa ,

Get your Non Imm O visa before you enter Thailand using funds in your home bank account. Job done!

how come many people have managed it without any problems

When we got into Thailand we got our condo which gave us our TM30. That TM30 showed we had a year contract. Then we took that paperwork to an agent to help facilitate opening the bank account and voilà retirement visa. 

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We assist with all this in a single day.

TiT ... got to love the buffalos. 555

60k and you get in 1 day..even with entrystamp...many agent

Or better yet, see a visa service agency to take care of everything.

This question has not been asked before…try using the search button. Every group has one

You are overcomplicating it, because your WORDING is wrong.

You can get a 90-days Non-O Retirement Visa with money in your home bank account.

Then you enter Thailand on the Retirement Visa, get stamped in for a 90-days STAY PERMIT. The Retirement Visa becomes invalid and cannot be used for an entry anymore.

Then you get a Thai bank account opened ASAP and transfer a minimum of 800,000 THB into it.

After the deposit has seasoned for 2 months, you apply for the 1-year EXTENSION of the STAY PERMIT.

You do NOT apply for a Retirement Visa on Immigration, you already had one and it became invalid when you entered Thailand

Use an agent it costs but is worth the ease of it all

You get your non-O visa before you arrive. Then you can open a bank account. Because like most countries tourists can't get bank accounts.

Do you mean extension? The visa alone shouldn’t require a Thai bank.

Thai embassies do not require a Thai bank account to get a non-O visa. So you apply for a visa at a Thai embassy outside of Thailand. That's how visas work. They are for entering a country.