@David *********
basically 6,000 baht to open Bank account in Hua Hin, unless you can get a proof of residential address from the immigration you then open a bank account without paying 6,000 baht (this is a cost of one year accidental insurance) if you already have Non -O visa then 20,000 Baht for services of a retirement visa. If no none O Visa, then you pay 15,000 Baht extra - you get 15 months in total. If you need multiple visa it costs 3,800 baht. So this is what they are charging for. In summary 20,000+3,800 +6,000 =29,800 if you already have none O to change for retirement visa. If no None O, then you pay 15,000 thb you get 3 months for None O visa, then3 months after 29,800 for 1 yr retirement with multiple entries.