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Can I use money from an ISA account for a Non-O Visa application in Thailand?
Non-O VisaVisa RequirementsISA AccountFinancial RequirementsVisa Application ProcessThailand ImmigrationExpat Advice
Apr 17, 2026
14 days ago
ArticulatePas*************
ORIGINAL POSTERHi
Just need to pick some brains, probably been asked lots of times but...
So myself and husband are applying for the non o visa and the question is that our money is not in a current account its in an ISA account, is that ok or does it need to be in a current account and if so can I transfer the money back into the current from the ISA or does it have to have been in that account for 3mths? Also how the hell do you upload 3mths of statements or am I over thinking this.
Thanks for any help
Just need to pick some brains, probably been asked lots of times but...
So myself and husband are applying for the non o visa and the question is that our money is not in a current account its in an ISA account, is that ok or does it need to be in a current account and if so can I transfer the money back into the current from the ISA or does it have to have been in that account for 3mths? Also how the hell do you upload 3mths of statements or am I over thinking this.
Thanks for any help
TLDR : Answer Summary
The user inquired whether funds held in an ISA account are acceptable for a Thai Non-O visa application, and if it is necessary for the money to be transferred into a current account. They also asked about dealing with multiple bank statement uploads during the application process. Responses clarified that instant access cash ISAs are acceptable for meeting financial requirements. Additionally, users emphasized the need to present three months' statements either from one account or merged statements for the visa application, with tips on software to combine documents.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Bryan ******
In the past I've used an ISA savings account statement. It's only the non-OA visa that requires lots of information. The non-O is simple
Nongnuch ********
You need funds (of either 400K or 800K equivalent) in your home bank SAVINGS account (or in ANY account ANYWHERE as long as you prove it is in your name) if you apply for a Non-Imm-O Family or Retirement Visa through the e-visa online system of the Thai embassy in your country. If your ISA account is instantly accessible, you can use it.
The funds can be in your home country’s currency. If they only mentioned “equivalent to XXX Thai Baht” then we would know that the funds can be in another currency. Thai embassies, sadly, are not known for crystal clear explanations in English language.
Actually, for the visa application, most Thai embassies worldwide now require you to upload THREE months of account statements showing the required funds (400K or 800K equivalent): There are free Apps out in the internet with which you can merge three or more pdf files into one single pdf, if this is your concern.
Only for the application to the 1-year Extension of Stay, the funds must be sitting in a Thai bank account in your sole name.
If you use the income proof method, keep in mind that even while you can upload original income documentation into the visa application, once you have entered Thailand and wish to apply for the 1-year extension of stay, you can only use the income method if your country’s embassy is still issuing income affidavits.
The funds can be in your home country’s currency. If they only mentioned “equivalent to XXX Thai Baht” then we would know that the funds can be in another currency. Thai embassies, sadly, are not known for crystal clear explanations in English language.
Actually, for the visa application, most Thai embassies worldwide now require you to upload THREE months of account statements showing the required funds (400K or 800K equivalent): There are free Apps out in the internet with which you can merge three or more pdf files into one single pdf, if this is your concern.
Only for the application to the 1-year Extension of Stay, the funds must be sitting in a Thai bank account in your sole name.
If you use the income proof method, keep in mind that even while you can upload original income documentation into the visa application, once you have entered Thailand and wish to apply for the 1-year extension of stay, you can only use the income method if your country’s embassy is still issuing income affidavits.
Gary ***********
Just uploaded 1 month on mine (money in bank) but 3 months on my wife's (income method)
Nigel *******
As an alternative to showing £18,000 in an instant access account, you can show income of over £1,500 per month for the 3 month period. Instant access cash isa’s are accepted, but stocks, and shares isa’s are not.
Will ************
You need £18k in your current everyday bank account final balance when applying from the UK. You upload the FULL PDF file showing ALL transactions. Account in your name only.
Gregory *********
The whole process is clearly explained in this video...
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Peter **********
Thailand Immigration Bureau here.
What is an ISA account?
What is an ISA account?
Judy *******
Peter H Bates UK Savings account
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Judy *******
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Graeme ******
I suggest you get your non o over 50 visa before you get to thailand otherwise you wont be able to open a thai bank account. This is key to be able to get your 12 month extension of stay.
ArticulatePas*************
ORIGINAL POSTERSo my money is in 2 different savings accounts and I am trying to submit my application on the E Visa website and it is only allowing me to upload one document so how do I upload a bank statement for both of my accounts or should I just move my money into one account but then it will look like I have only just put it in and wont 3mths, any help please
Kool *******
ArticulatePassionfruit2981 you are overthinking this. When applying for the type O 90 day visa there is no requirement of how long the money has to be in the account. That two month time frame only applies once you are in Thailand, have your Thai bank account, transfer your bt800,000 into the account, and two months later when that deposit has seasoned for two months, and you then apply for your one year extension. As I said you are overthinking the first step.
Daren ********
ArticulatePassionfruit2981 From what I understand you download your statements the put them all in one PDF file.
Mick *****
On the site where you apply each section that requires an attachment only allows one. The way around this is to print your documents and then scan them to a single PDF. Most modern scanners/printers will let you keep adding pages until you are done. This is how you attach a 4 page bank statement as a single document. You can use online tools but then you are sharing your important documents on a web site so you have to be certain it is legit nand safe.
Caroline *******
I've just combined 3 months statements PDFs and I used this software -
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Worked like a charm.ArticulatePas*************
ORIGINAL POSTERCaroline Jones thanks so much
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ArticulatePas*************
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ArticulatePas*************
ORIGINAL POSTERDaren Liebig I've tried but it wont allow me to. I think its because my money is split in 2 different accounts
Graeme ******
ArticulatePassionfruit2981 you can go online and get free software that will allow you to merge 2 documents into 1 pdf that can then be uploaded into your application
ArticulatePas*************
ORIGINAL POSTERGraeme Mort is will have a look as that is what I was struggling with, I could have moved my money back into my current account but then it wouldn't have been in for 3mths
Graeme ******
ArticulatePassionfruit2981 you'll have no problem with the free software merging documents
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Graeme ******
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ArticulatePas*************
ORIGINAL POSTEROh thanks that's great
Graeme ******
As long as the ISA account is an instant access cash isa, I.e. not locked in so you can access it then its ok to use
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Graeme ******
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