Will my IDP be sufficient for driving in Thailand, and am I covered by the car owner's insurance?

Question

IDP international driving license / insurance question.

I'm a regular visitor to Sakon Nakhon and have a couple of people who kindly let me use their cars when I visit. I have an IDP with my full British driving license but am unsure if the owners insurance will cover me for the odd days that I borrow a car.

Later this year I'm moving to Thailand under a DTV visa an I'll probably take the Thai driving test as well to be sure.

Any advice or info appreciated.

Thanks :)

Ask Thailand · Answer

The user inquires about the validity of their International Driving Permit (IDP) while borrowing cars in Thailand and whether the owner's insurance would cover them. Comments suggest that the IDP is valid for a limited duration and emphasize the importance of understanding the car owner's insurance policy—particularly distinguishing between compulsory and voluntary coverage. It is also mentioned that while taking the Thai driving test is generally not mandatory, specific requirements can vary based on individual circumstances. Additionally, potential issues regarding accident liability and communication barriers in insurance claims are highlighted.

Ingvar ******* · Answer

The police keep your passport until you have paid all expenses the insurance doesn't cover. Remember that.

Phil ****** · Answer

[mention redacted] its fine for 90 days but if you have an accident only one person speaks English (or you speak thai) so you will lose even of its not your fault. I'm really sorry to tell you this but that's how it works.

เดแคลน *********** · Answer

It depends on if they have voluntary insurance or just compulsory insurance and if they have voluntary insurance what the policies are in that insurance.

Peter ********** · Answer

better to as insurace co

not us

David ********* · Answer

Just take note the insurance they likely have is not like back in the uk, if it’s just the basic compulsory ( por ror bor) insurance it only covers medical for upto I think it’s 80,000 per person, no cover for vehicle damages

Then there’s a few variations of private insurance

Then there’s a few variations of private insurance

Tom ********* · Answer

Thanks folks...

Ian ********** · Answer

You don't need to take a Thai driving test, just a reaction and eye test. Most DLT offices insist on an IDP for some reason. They wouldn't let me get a licence until I had completed my extension based on marriage, so I'm not sure you can do it with a DTV