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What is the best visa option for moving to Thailand when getting married?

Feb 15, 2026
3 months ago
Peter ******
ORIGINAL POSTER
Best visa option.

I'm moving to Bangkok in four to six weeks to be with my Girlfriend. We're getting married this year and I've always wanted to move there anyway. Im 57 this year with enough money to be ok for a few years. If I get a non immigrant O visa, I can open a bank account, but if I do an advanced Thai cooking course (which I'm considering anyway), then I can get the 5 year DTV visa. Both seem good options but I can't pick a clear winner. I'll also change to a Marriage visa later too and I'm not sure which visa type will make THAT easier or even possible inside Thailand. Thoughts?
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TLDR : Answer Summary
An expat moving to Thailand to be with a girlfriend and planning to marry faces dilemma over visa options. Key choices include the Non-Immigrant O visa, which allows opening a bank account, and a DTV visa obtained through a cooking course, which has different restrictions and is harder to convert to a Marriage visa later. Community comments suggest the Retirement visa as a better alternative due to its simplicity, lower scrutiny, and easier financial requirements. Concerns arise around DTV visa challenges like mandatory departures and difficulty in banking. The general consensus leans towards securing a Retirement visa, especially for those over 50.
DTV VISA RESOURCES / SERVICES
Debbie *******
Hey Pete, what ever you decide to do best wishes and I hope everything works well for both of you 🤗🥰
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Peter ******
ORIGINAL POSTER
@Debbie ******
Thanks Debbie!
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Peter ******
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Frank *********
Enjoy your early retirement.

I wish i was there already
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Alex ****
Retirement Visa is hands down the best Visa for anyone above 50 years old.

At the end of the day, the DTV is a tourist visa.

As such, you are subject to much closer scrutiny compared to those on a retirement visa.

DTV visa holders are frequently hassled by the immigration officers at the airport.

If you follow the posts on Reddit or Facebook groups, these issues are mentioned frequently enough to be a genuine concern.

In addition, even seasoned visa agents CANNOT open a bank account for you because - again - the DTV is fundamentally a tourist visa!
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Chad **********
Even a Thai woman will leave you when the money runs out. Some of these posts are straight up hilarious!!
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SeaWeed **********
Best to discuss your situation with a visa agent prior to travelling to Thailand

They will suggest whatever suits your situation best
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Steve ***********
You look intelligent, rethink everything. Thai girl friends come and go quicker than 100 baht notes.

Unless her family is wealthy, you won't make it.
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Peter ******
ORIGINAL POSTER
Steve Fortefyve never takes long for the relationship genius to show his head. Her family IS wealthy by the way. Her dad owns building I Bangkok and farms in the provinces. She owns her own company organising cranes to construction sites and one crane of her own. I think I'll be fine.
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Michael *******
Peter Apps you don’t need to explain to nobody..
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Steve ***********
Peter Apps awesome for you. Best of luck, I'm jealous. She got a friend? By the way I don't need more money
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Steve ***********
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Kim *****
If you can live without a bank account, and OK with border runs every 6 months, get the DTV. It's the obvious place to start. One year goes too quickly and you are out of pocket every time for a retirement visa. I recommend using an agent for the DTV in a nearby country.
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Mike *******
Kim Wee I opened a bank account no problem with DTV 👍
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Mike *******
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Alex ****
Retirement Visa vs. DTV

A Retirement visa is a much better option by far!

Any visa agent can facilitate the process for a reasonable fee without requiring you to maintain a large balance in a Thai bank account.

I pay 13,000 baht to renew my retirement visa every year, and I don’t keep much money in my Thai bank account.

DTV visa holders face several hurdles and restrictions:

1. Banking Limitations:

You will not be able to open or even maintain a Thai bank account as easily compared to other visa types.

2. Strict Entry Requirements: At the airport, immigration officers may demand proof of funds in cash and extensive paperwork confirming your remote work arrangements.

3. No Guarantee of Approval: Even after paying the 10,000 THB application fee, approval is never guaranteed. Many applicants are denied without being provided a specific reason.

4. Mandatory Departures: Every 180 days, you are required to leave the country. Upon re-entry, you must again provide proof of work arrangements and show at least 20,000 THB in cash.

A Retirement Visa bypasses all these complications entirely!
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Christopher **********
Aside from what others are saying above, although not as likely for the OP (unless they are planning regular trips back home as well), there is the whole issue on the other side of where you have to be at renewals for retirement visas each year, unless you start over.
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Colin *********
Alex Ve when did you pay 13,000 Baht for a Renewal? By the way, you're also not renewing your Visa...that's what allowed you to enter the country and that expired when you applied for an 'Extension of Stay', which is what you're actually renewing.
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Alex ****
Colin Boyland

Some province-based visa agents charge 12,000 baht, by the way…
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Alex ****
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Kim *****
Alex Ve Where are you getting this information about strict entry requirements for DTV holders? Visa exemption tourists are required to carry 20k baht, not DTV. Also I have never heard one case of DTV holders being required to show proof of work, or cultural class.
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Alex ****
Kim Wee

This is common knowledge within the expat community.

Sources:

• Facebook

• Reddit
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Kim *****
Alex Ve If you are referring to Vikan Sa's story on his arrival in Phuket that was posted on Reddit and DTV Facebook, it definitely got a lot of attention. Nearly 500 comments on the FB page, but not many seem to believe him.
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Mike *******
Alex Ve you are way off base regarding DTV. I've had one for nearly 2 years and crossed land and air borders at least 10 times and I haven't experienced ANY of what you have described, maybe the others are on the soft option?
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Alex ****
Mike Smith

At the end of the day, the DTV is a tourist visa.

As such, you are subject to much closer scrutiny compared to those on a retirement visa.

Just because you personally haven’t been hassled by an immigration officer at the airport doesn't mean others have had the same experience.

If you follow the posts on Reddit or Facebook groups, these issues are mentioned frequently enough to be a genuine concern.

In addition, as I mentioned above, even seasoned visa agents CANNOT open a bank account for you because - again - the DTV is fundamentally a tourist visa!
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Andrew **************
Alex Ve this is not correct. I return regularly to Thailand on my DTV visa, never been asked for anything.
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Alex ****
Andrew Westmoreland

At the end of the day, the DTV is a tourist visa.

As such, you are subject to much closer scrutiny compared to those on a retirement visa.

Just because you personally haven’t been hassled by an immigration officer at the airport doesn't mean others have had the same experience.

If you follow the posts on Reddit or Facebook groups, these issues are mentioned frequently enough to be a genuine concern.

In addition, as I mentioned above, even seasoned visa agents CANNOT open a bank account for you because - again - the DTV is fundamentally a tourist visa!
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Alex ****
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Terrell *******
Alex Ve which visa agency are you using
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Alex ****
Terrell Darby

I don’t share this information.

Any visa agent can facilitate a retirement visa for you.
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Alex ****
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Bill *********
You were going good until you said you would change to a marriage Visa....no no no! Keep yourself independent on your own Visa, whichever you choose. After the marriage has run its course do you want to have your longevity in Thailand determined by a moody female?
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Colin *********
@Bill ********
who said his lady is moody? I'm guessing your imagination, or perhaps your bad choices and failure 🤔
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Oh *****
No matter what she is the candy store is chock full of sweets and being autonomous allows one the freedom to eat as they choose. Makes dieting much easier as well.
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Oh *****
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Vinson *******
What is your plan after you have run out if money?

You say:” …enough money to be OK for a few years”
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Paul *******
Vinson Dynes pension?
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Vinson *******
Paul Light pension is great income, if you can prove it and it meets the required amount , don’t forget health insurance and some emergency funds for unexpected bills or money to support that new girlfriend
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Vinson *******
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Mark **********
If you’re only ok for a few years, how will you support yourself long term? That will factor into your visa decision
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Peter ******
ORIGINAL POSTER
Mark Florence I'll be able to get my super then. Perhaps I could have been clearer about that.
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Peter ******
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Peter ******
ORIGINAL POSTER
Awesome. That's what I needed to know. Thanks for your help. Greatly appreciated.
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Colin *********
Peter Apps obviously, make your own decisions... while many say get a 'retirement' Visa, rather than a 'Marriage' Visa because less paperwork etc., I've been told by 2-3 guys living in Thailand in 'Marriage' visas, that if you are keep yourself organised (copies of some paperwork requirements are the same every year, so keep copies to save getting new copies every year), there's not much extra to do than with the retirement Extensions. With the Marriage extensions, Immigration Officers will want you visit you and your wife at your home annually, I've seen a few reports of Immigration requiring that with retirement extensions recently. It could be isolated incidences, or it could be a new trend. As you likely know, the financial requirement of funds in a Thai bank account are double with the retirement Visa and Extensions compared with the Marriage one, so depending on your situation, you might need to take that into account.
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Colin *********
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John **********
Get the 90 day Non-O based on being over 50 then annual extensions based on retirement, much easier for a long stay and less hassle than extensions based on marriage. With a DTV you won't be able to open a bank account, have to leave Thailand every 180 days, and won't easily be able to change to another visa type for 5 years
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Mike *******
@John *********
I had no problem opening a bank account on my DTV 👍
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Alex ****
Mike Smith

This has changed recently.

It’s IMPOSSIBLE to get a Thai bank account if you’re a DTV visa holder!
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Alex ****
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Sebastian ********
@John *********
the only problem is going to be opening a bank account unless using an agent! Best to get the Non-O in country of origin to help negate this problem.
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Sebastian ********
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