@Wayne ******
anecdotal advice about premium bonfs is pointless. It could come from a million winner. All that counts is the percentage payout. Most of the stuff you say is incorrect. You couch it in absolutes, but there are no absolutes. They could discover a way to extract gold from the sea and the price plummets. Crypto at the moment is not an investment its a gamble. Everything is a gamble of sorts though, you can try and mitigate by spreading risk. Property in the uk has been safe long term....but you have Putins sabre rattling. Owning land in Thailand is not a bad idea if you can get a good site at a reaonable price, but that assumes a Thai partner. I have houses, condos, land and businesses in a few countries. The best returns have been on UK property. Too many people not enough housing. Spread the risk.