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What are the fund maintenance conditions for the Non-Immigrant O-X Visa in Thailand?

Non-Immigrant O-X Visa Visa Fund Requirements Thai Visa Regulations Expat Financial Obligations Bank Account Requirements for O-X Visa

Jun 26, 2025

23 days ago

Jurgen ********

ORIGINAL POSTER

Question for Non-Imm O-X holder (I am aware of the disadvantages of the O-X Visa)who hold Visa already for longer period:

The condition of holding funds on a bank account, according to the consulate’s web page, are:

“• The amount of money under (X3) and (X4) must rest in the bank account for at least 1 year before it can be withdrawn. Within the following year, at least 1.5 million THB must remain in the account. The amount may only be spent in Thailand.”

As it says “Within the following YEAR, at least 1.5 million THB must remain…. and not YEARS, does this mean that, after 2 years I could fall below  THB 1.5 million?

Wouldn’t make sense but it mentions year and not years.

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TLDR : Answer Summary

The post discusses the conditions for maintaining a certain level of funds in a bank account while holding a Non-Immigrant O-X Visa in Thailand. The user is seeking clarification on whether the stipulation requiring at least 1.5 million THB to remain in the account applies only for the first year, suggesting that after two years, it may be permissible to fall below that amount. Comments indicate differing interpretations of the requirements, with one respondent noting that the funds must be maintained at 3 million THB for the duration and raising concerns about the visa's limited popularity and renewal challenges.

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Tod *********

Just as an aside, I have never seen nor even heard of a single person EVER getting an extension in country on an OX visa after the first 5 year stamp. Not even one time, EVER since that visa rolled out back in Nov 2016

Everyone (especially the aussies who used to get that visa easiest of anyone) used to just go buy a new one after that first 5 years

21 days ago

Stuart *********

OX is an incredibly rare visa to get. Probably because of the 3m baht stipulation. Prior to all embassies going online you almost only ever seen it from the Sydney consulate as they were the only ones that would sell it with funds in a local bank account.

Since switching to online there are almost no posts about it, which suggests it’s incredibly rare to get

22 days ago

Richard ********

@Stuart ********

I got mine through Sydney and money still there but my 5 year extension is due 2027. Wondering if that money has to be in Thai account for extension. Have you come across anyone extending yet and that situation. Happy to bring money here if conversion rates went up lol. cheers

21 days ago

Reply to

Richard ********

David ********

I had an O-X visa when i went to immigration to see what evidence they wanted to see that i had spent the money in Thailand, they said i could not it had to say at 3 million for all the time, the interest rate is about 1.5%, i showed them the embassy print out, they said not our rules, also be aware the medical insurance i had to go with it was going up 30% a year. there are much better options

23 days ago

Jurgen ********

ORIGINAL POSTER

@David *******

understood but, if one wants to live in TH most of the time, health insurance, unfortunately, is necessary.

But the 3 million had to stay on the account??? Ridiculous!

True, each immi office can do what the boss says, it’s TH….

Thks for that

23 days ago

David ********

you do not need health insurance for a non o retirement visa or a marriage visa no health needed for DTV visa or thailand elite visa that has changed its name, but plrenty of options

23 days ago

Reply to

David ********

Pete *******

“Applicant must have a bank deposit of not less than 3 million Baht in Thailand or a bank deposit of not less than 1.8 million Baht and an annual income of not less than 1.2 million Baht per year. Such amount must be maintained in bank deposit in full for at least one year and kept at not less than 1.5 million Baht thereafter.”

US Thai Embassy

I guess it depends on which embassy website you read the requirements.

23 days ago

Jurgen ********

ORIGINAL POSTER

@Pete ******

I agree, the word “thereafter” is not mentioned on the consulate page in Germany, neither in German nor in English translation.

But, true, anything else wouldn’t make much sense.

Thks

23 days ago

Reply to

Jurgen ********

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