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What are the fund maintenance conditions for the Non-Immigrant O-X Visa in Thailand?

Non-Immigrant O-X Visa Visa Fund Requirements Bank Deposit Regulations Thailand Immigration Expat Guide to Thailand

Jun 26, 2025

2 days ago

Jurgen ********

ORIGINAL POSTER

Question for Non-Imm O-X holder (I am aware of the disadvantages of the O-X Visa)who hold Visa already for longer period:

The condition of holding funds on a bank account, according to the consulate’s web page, are:

“• The amount of money under (X3) and (X4) must rest in the bank account for at least 1 year before it can be withdrawn. Within the following year, at least 1.5 million THB must remain in the account. The amount may only be spent in Thailand.”

As it says “Within the following YEAR, at least 1.5 million THB must remain…. and not YEARS, does this mean that, after 2 years I could fall below  THB 1.5 million?

Wouldn’t make sense but it mentions year and not years.

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TLDR : Answer Summary

The discussion centers around the fund maintenance requirements for holders of the Non-Immigrant O-X Visa in Thailand. A query was raised about the stipulation that requires at least 1.5 million THB to remain in a bank account after the first year. Specifically, there is confusion regarding whether this amount must be maintained indefinitely or only for the subsequent year. Community responses indicate varying interpretations of these requirements based on information from different embassies, with some users sharing experiences of strict enforcement regarding maintaining higher amounts in the account.

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Stuart *********

OX is an incredibly rare visa to get. Probably because of the 3m baht stipulation. Prior to all embassies going online you almost only ever seen it from the Sydney consulate as they were the only ones that would sell it with funds in a local bank account.

Since switching to online there are almost no posts about it, which suggests it’s incredibly rare to get

a day ago

David ********

I had an O-X visa when i went to immigration to see what evidence they wanted to see that i had spent the money in Thailand, they said i could not it had to say at 3 million for all the time, the interest rate is about 1.5%, i showed them the embassy print out, they said not our rules, also be aware the medical insurance i had to go with it was going up 30% a year. there are much better options

2 days ago

Jurgen ********

ORIGINAL POSTER

@David *******

understood but, if one wants to live in TH most of the time, health insurance, unfortunately, is necessary.

But the 3 million had to stay on the account??? Ridiculous!

True, each immi office can do what the boss says, it’s TH….

Thks for that

2 days ago

David ********

you do not need health insurance for a non o retirement visa or a marriage visa no health needed for DTV visa or thailand elite visa that has changed its name, but plrenty of options

2 days ago

Reply to

David ********

Pete *******

“Applicant must have a bank deposit of not less than 3 million Baht in Thailand or a bank deposit of not less than 1.8 million Baht and an annual income of not less than 1.2 million Baht per year. Such amount must be maintained in bank deposit in full for at least one year and kept at not less than 1.5 million Baht thereafter.”

US Thai Embassy

I guess it depends on which embassy website you read the requirements.

2 days ago

Jurgen ********

ORIGINAL POSTER

@Pete ******

I agree, the word “thereafter” is not mentioned on the consulate page in Germany, neither in German nor in English translation.

But, true, anything else wouldn’t make much sense.

Thks

2 days ago

Reply to

Jurgen ********

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