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What are the advantages of the Non-O or Non-OA visa compared to the LTR visa in Thailand?

LTR Visa Non-O Visa Non-OA Visa Visa Comparison Thailand Retirement Visa Expat Visa Options

Aug 5, 2025

2 days ago

Brian ********

ORIGINAL POSTER

It seems that for those that qualify based on the passive income requirement, the LTR is an easier option for a long stay. Is there an advantage by going the non o to oa route over the ltr?

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TLDR : Answer Summary

The LTR (Long-Term Resident) visa appears to be a superior option for those who qualify based on passive income, offering several advantages over the Non-O and Non-OA visas. Key benefits of the LTR include a 10-year multiple-entry validity, no need for frequent 90-day reporting (only annual reporting required if not leaving Thailand), a simpler application process with fewer stringent insurance requirements, and the ability to work remotely. Although an application for LTR is free and approval can be confirmed quickly, the cost of alternative visas like Non-O and Non-OA can accumulate significantly over time due to unavoidable fees for extensions, re-entry permits, and mandatory insurance. Overall, if eligible, the LTR is highly endorsed by users for its convenience and cost-effectiveness.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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Dave *******

LTR is relatively easy to get if you meet the conditions. I did not use an agent and it took 6 weeks from submitting the application to the BOI website and receiving the stamp on my passport. I will travel out of Thailand more than once per year … so I am exempt from the reporting. The Fast track is nice when departing.

a day ago

Brandon ************

LTR is the best visa if you qualify, plain and simple. Don't even listen to anyone if they mention the cost because that's not a factor in any way.

The LTR is a 10 year multiple-entry visa, which means you won't have to apply for re-entry permits. And you also won't have to do 90-day reports, only report in annually and that's only if you don't leave Thailand at least once a year. And when you do travel, you can use the Fast Track lanes at the airport.

While it does have an insurance requirement , it's not a stringent one like the Non-OA which must be from a list of Thai companies, so you can use nearly any insurance, and you should have insurance anyways.

Non-O: Visa price is 2000 baht, and annual extensions are 1,900 baht. A multiple re-entry permit each year is 3,800 baht. That means over 10 years you would pay 53,300 baht.

Non-OA: Visa price is whatever your embassy charges. Annual extensions starting from year 3 would be 1900 baht, plus the price of mandatory insurance and re-entry permits each year. I can't tell you how much insurance will cost but you're going to be WAY over the price of 10 years of non-O, probably after only 2 years.

LTR: If you purchase in Bangkok, exactly 50,000 baht with all the listed benefits (including tax exempt on most categories). If you purchase from your embassy, you'll probably pay a few hundred dollars more.

a day ago

Brian ********

ORIGINAL POSTER

@Brandon ***********

great info. Thanks. Looks like the best way to go. Do you know if there is residency requirement such as needing address in Thailand. Can I use this visa to come and go as I please without staying at one permanent address. Do I need to show lease, etc?

a day ago

Brandon ************

@Brian *******

no, you don't need to ever have even been to Thailand to apply. The whole application process is done by the BOI. You can find their LTR website by searching Google for "BOI LTR"

It's free to apply and you can find out if you're approved before even deciding some plans because your approval is good for 60 days.

a day ago

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Brandon ************

Kim **********

You can also work remotely even on the retirement ltr which you cannot on the non o. Just frustrating to reach the passive income number.