ask
Search
Ask
Answereda year ago

Is the new health insurance requirement for Non-OA visa renewal in effect, and can I use international insurance?

Patty *******
asked Sep 10, 2025
2.4k
views
11
replies
1
likes
Just received this message from my health insurance company. Does anyone know if this in effect yet? Does immigration still mandate a Thai insurance company or can we show international health insurance certificate? We live in Hua Hin and due to renew O-A October 13 - many thanks!

It has come to our attention that there are already immigration offices in certain provinces asking for the 3,000,000 THB certificate for the renewal of your non-OA visa. In some provinces however, immigration still accepts the ‘old’ 400,000/40,000 THB certificate. We therefore kindly advise you to first check with your local immigration office which insurance certificate is needed for the renewal of your non-OA visa,
Answer summary
The post discusses the recent health insurance requirements for renewing a Non-OA visa in Thailand. It highlights that some immigration offices may request a health insurance certificate of 3,000,000 THB (approximately $100,000), while others might still accept the older requirement of 400,000/40,000 THB. The author seeks clarification on whether international health insurance is accepted or if a Thai insurance policy is mandatory. Comments suggest that foreign insurance may be usable with proper documentation but recommend considering Thai insurance options. Additionally, a strategy to apply for a Non-O retirement visa is mentioned, which does not have specific insurance requirements.
11 repliesnewest first
8

Click comment and we will ask for your email, then OTP, then name.

Graham ******
Graham ******
Do yourself a favour and leave then re-enter and apply for a Non-O retirement visa which still has the same financial requirements as a Non-OA but no insurance requirements so you choose insurance to suit your needs not theirs.
Tod *********
Tod *********
As far as showing proof of having the insurance with a foreign carrier, This is the form you have to have them fill out <- and that is where most people with foreign insurance come unstuck because that's the ONLY insurance form that immigrations accepts and few overseas insurance companies will sign it

It's on the Long Stay website here

*************************************


here's the link to the form

*********************************************
Patty *******
Patty *******
OP
@Tod ********
thank you I will give it a try
Gregor **********
Gregor **********
@Patty ******
in the first two years you can squeeze from a Non-Imm-O/A visa, Immigration will accept an overseas insurance (as long as they sign the F.I.C.). However when you move from the visa to the "12-months Extension of Stay Permit" beginning from the third year, Immigration only accepts a tgia-listed Thai private health insurance
Tabby ***************
Tabby ***************
@Patty ******
the insurance requirement is $100K or 3 million baht. You can use a non Thai insurance policy but you need to get a letter from your insurance company clarifying the amount and many overseas insurance companies don’t like doing it. Some of my clients have told me they were declined due to the maximum coverage amount not being in USD$. To make it simple I would recommend you buy directly online with AXA Thailand who are one of the approved suppliers, no need to go through an agent, here is the link.

******************************************
Bob **********
Bob **********
You’ll need a full year of insurance with one of there approved Thai insurance companies, that’s why I went back to the non-o
John **********
John **********
Isn't there an issue with foreign health insurance companies signing the required certificate? Much easier to buy using the Thai website
Kawi *****
Kawi *****
@John *********
Do you know which company on the Thai website is offering the most affordable plans?
John **********
John **********
@Kawi ****
*************************************
Tod *********
Tod *********
sorry didn't see they'd asked about it, thanx for bringing it up John, my apologies
Tod *********
Tod *********
It has been 100K USD (3mil Thai baht) mandatory health insurance for OA Visa extensions in country for more than a few years. (it was announced Oct 1st 2021) but I think they didn't implement it then

I don't you know how your insurance company could not know this if they issue OA insurance. 🙁

That some offices still accepted the 440k baht insurance level was their mistake

You need to go to your immigration office and see what they say or post on a group related to that area.

Activity

8 joined
Patty *******
Patty *******
Patty *******
Patty *******
Patty *******
Patty *******
8
people
Thai Visa Advice
Thai Visa Advice
...members40% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
What are the options for obtaining a Thai visa if there is no embassy in my country?
1.7k15152mo
What are the health insurance requirements for the non-O visa in Thailand?
1.8k17143mo
Do I need to provide my monthly pension account details for a retirement visa renewal if I have a new bank account with the required balance?
1.5k8264mo
Can I re-enter Thailand on a visa exempt after using a METV for 6 months?
2.7k25224mo
What health checks are required for a retirement visa application in Thailand from Australia?
3.9k26511y
Why do many expats choose a Non-O visa for retirement over a Non-OA visa in Thailand?
5.3k45541y
Can I get a visa on arrival in Thailand if my tourist visa was refused and my ticket is for after 95 days?
10.4k561931y
What are the current health insurance requirements for the Retirement O/A visa in Thailand?
2.1k18121y
What are the differences between the Long Term Retirement Visa and the Non-Immigrant O Retirement Visa for expats in Thailand?
3.1k21361y
Is health insurance required for expats living in Thailand?
857462y
Does the invitation for a Non-O visa need to be handwritten and in Thai?
1.3k7102y
What are the insurance requirements and police clearance needed for the Thailand Non-OA visa application for British expats?
1.5k10102y
What are the important considerations for retiring in Thailand regarding medical insurance and banking?
1.9k15132y
Will I receive a one-year extension on my Non-OA visa if I enter Thailand before its expiration?
1.2k6112y
What kinds of documents can I use to prove my current location for Thai visa applications?
2.9k13112y
Is Thai Social Security Insurance accepted for a Non-OA visa health insurance requirement?
1.6k10155y
Is health insurance required when renewing a Non-O retirement visa in Thailand?
1.8k11205y
Are the medical insurance requirements the same for extending a Non-O visa compared to a Non-OA visa in Thailand?
2.4k17215y
Who should I contact to complete the document required for the STV visa?
579315y
What are the visa options for expats in Thailand?
61946y
Can I use my American insurance for my OA visa extension in Thailand?
2.3k21116y
What are the health insurance requirements for Non-Immigrant OA Visa holders in Thailand?
1.3k9107y
What are the new health insurance requirements for obtaining an O/A visa in Thailand?
2.1k15217y
How long can a visa holder stay in Thailand before applying for a re-entry permit?
38427y
What are my options for a long-term visa in Thailand without frequent extensions?
50438y

Resources

Need help with your retirement visa?