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Do I need a registered Thai phone number to open a bank account in Thailand?

Tone ******
asked Oct 24, 2026
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Opening a Thai bank account.

Is it true that I have to be registered with a Thai phone company to open a bank account? TIA
Answer summary
To open a bank account in Thailand, it is generally required to have a Thai phone number registered in your name. This is necessary for mobile banking services, such as receiving one-time passwords (OTPs) for transactions. Additionally, you may need to provide other documentation such as a residential certificate, depending on the type of visa you hold. Some users have reported varying experiences with different banks, indicating that requirements might differ slightly by institution.
62 repliesnewest first
39

Click comment and we will ask for your email, then OTP, then name.

Proficient**********
Proficient**********
Yes. You can. You are welcome
Jesper *******
Yes a thai number registered under your name so u can use the bank app and receive OTP....infact u dont really need a atm card....u can use bank app to make cardless withdrawal or pay using the scan QR function
Motivate*********
Motivate*********
Yea
Sukanya **********
Sukanya **********
Yes bank need your thai no. For the mobile banking as well
Darl *********
Darl *********
yes and address paper from immigration
Scott *******
Scott *******
You could different answers at different banks and different locations of the same bank. One bank I had would not accept my documentation, so I had to close my account, with that same documentation, I opened up an account at a different bank .  
Brian **********
Brian **********
Yes
Kevin ******
Kevin ******
First if only if you have long term visa , need a residential certificate or a pink card and yellow house book,

Register the thai number with the phone provider you have and then go to bank , it’s really easy to do iv open 2 different banks my self it’s that easy ,

By all means go to an agent if you want and pay their fees or save your money and go and do it yourself it isn’t hard to believe me 
Lito ******
Lito ******
So people on DTV visa, what do they do? No bank account allowed - so pay the 220 ATM fee?

We are going the DTV track early next year. We have wise cards so that's ok for most things - but I guess existing DTV people just withdraw the maximum cash at the ATM & try to use wise etc where possible?
Brandon ************
Brandon ************
@Lito *****
that's the best option to avoid fees. And you can bring as much cash as you're comfortable with each time you go home, paying close attention to which amounts you'll need to declare at customs if that is a concern for you
Den **********
Den **********
Kbank phone attached to your passport number.
Justa ********
Justa ********
Move to Mexico.
Robert ***********
You not need a Thai phone Company to get an account!You need a Thai phone nummer, if you want to use an app or you want to know status about payment or transfer. Then it is possible to do everything online
SereneRas**********
SereneRas**********
Yes she needs a Thai phone number
Matthew *********
I opened a Thai bank account using my Thai wife’s ph number
Frank **********
A Bank card is important.
Doc ********
It will be beneficial to have a Thai mobile phone number anyway especially if you are dealing with business or the bank etc.Its not like you have to give up a body part or anything just to get set-up in Thailand.I can recommend AIS they have good deals and also have good deals on the internet too also on the AIS app they do discount codes for things you can redeem to save some $$$$ it all helps!So that's a couple of advantages of the top of my head straight away!
ConfidentR***********
Yes need Thai phone, 12 months visa , and a resident certificate to confirm your address
BronzeNec**********
BronzeNec**********
Bangkok Bank requested a Thai phone number in my name.
Ralf **********
Ralf **********
NO

Don't believe everything you hear
Steve **********
Steve **********
No, you only need a Thai number if you want to use the bank’s mobile app. I opened two accounts without a Thai number.
Graham ******
Graham ******
Steve Doucette Most banks will not open new accounts without a Thai sim to force people away from online banking to use the app
Steve **********
Steve **********
Graham Seal online banking is already obsolete. There is no requirement to use the bank’s app, everything can be done in person or at an ATM.
David ********
David ********
Steve Doucette you definitely need one now they make you register the app as you open it
Steve **********
Steve **********
David Rogers not all banks. If they try to, tell them you don’t want the mobile app
Steve **********
Steve **********
David Rogers yes that is how they register the app but not the account itself. I opened an account at KBank two months ago without a phone number and, hence, without the app
David ********
David ********
Steve Doucette which bank? I opened Kbank three weeks ago and it was a requirment. that is how they register you. I suspect your info is out of date.
Donald **********
Donald **********
Steve Doucette how recently?
Steve **********
Steve **********
Donald Campbell Bangkok Bank a couple of years ago, Kasikorn a couple of months ago
Dave ********
Dave ********
Steve Doucette Kasikorn in Hua Hin required me to have a Thai phone number. 12 months ago.
Ant ***********
Ant ***********
Yes

Why would you not have a Thai phone number if you are here long term ?

Go to the bank of choice and ask them everything they require - Top of the list is - correct Visa
Tone ******
Tone ******
OP
Ant W Tailor my mum is 91. She doesn't need a phone but needs to meet retirement requirements
Steve **********
Steve **********
Tone Tran she should be able to open an account without a phone. The only disadvantage is that she will have to go to an ATM or branch to do any banking instead of doing it with the mobile app.
Dave ****************
Dave ****************
Steve Doucette no mate you absolutely DO need a phone number for bank account.
SereneRas**********
SereneRas**********
Steve Doucette tellers sometimes ask for your phone number.
Steve **********
Steve **********
Tone Tran no, unless it’s new within the past couple of months. If a bank won’t open the account try a different bank/branch
Phil ******
Phil ******
Tone Tran yes she needs a thai number
Tone ******
Tone ******
OP
Steve Doucette I'm afraid it's a new requirement now.
Ant ***********
Ant ***********
Tone Tran

Good luck
Fern ***********
Fern ***********
Could anyone recommend a bank or share their experience opening a Thai bank account with a DTV visa? What documents are required, and which bank or branch is the easiest? Thank you! 🙏
John *********
John *********
Fern Taksaporn forget it
Oliver *******
Oliver *******
Fern Taksaporn With DTV-Visum you can not open a bank account
John **********
John **********
@Fern **********
not possible, nobody on a tourist visa can open a bank account
Nick ********
Nick ********
I paid visa agent in Bangkok, all I had was passport and sim from 7 11. They did everything
Dave ****************
Dave ****************
Nick Collas yeah but that sim from
****
has been registered by them. So it's in the system. You can't get a SIM without showing passport
Onne ***********
Onne ***********
Nick Collas your bank can block you
Nick ********
Nick ********
Jeff *************
Jeff *************
Nick Collas because they can, and Do
Onne ***********
Onne ***********
Nick Collas There has been increased scrutiny over the last few months, and you need to have the phone number registered in your name at the company. Otherwise, it will be impossible to do so later, and you will end up being blocked by the bank. I’ve already seen this happen to many people.
Bob **********
Bob **********
Yes and a resident certificate and a proper visa
Paul *******
Paul *******
Yes
Dave ******
Dave ******
Yes
Brandon ************
Brandon ************
You must have a Thai phone number registered under the same name as your passport to open a Thai bank account.
13
Jor *****
Jor *****
@Brandon ***********
To use the app yes. But I could open a bank account without registering my phone number. Probably different per bank as usual.
Brandon ************
Brandon ************
@Jor ****
have you tried since the new KYC regulations came into place at the end of last year and earlier this year?
Brandon ************
Brandon ************
@Jor ****
likely a combination of that and also every bank doing things their own way. As most things go in Thailand, the best way to figure out if you can do something is to just go try and see what they say.
Jor *****
Jor *****
@Brandon ***********
It was before that so maybe things changed?
Steve **********
Steve **********
@Brandon ***********
I opened a Kasikorn account a couple of months ago without a Thai number
Joel *********
Joel *********
Jos *******
Jos *******
@Brandon ***********
no, only if you want use the app from the bank...
Daniel ******
Daniel ******
@Brandon ***********
ja und ein Jahresvisum oder Workpermit.
Greg ***********
Greg ***********
Daniel Graf wrong, you are generalizing. You can also get a Thai bank account opened on a 90-days Non-Imm-O visa type. You don't necessarily need a work permit or a 1-year Non-O/A Longstay Visa, on these you can, but it is not limited to these

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