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Can I use a combination of pension and bank deposit to meet the 800,000 THB requirement for my visa in Thailand?

Sep 18, 2025
10 hours ago
Kevin **********
ORIGINAL POSTER
This group is very helpful. Please confirm that for the 800,000 Thai bank requirement a combination of pension + bank deposit totaling 800,000 for the year is acceptable. Thanks.
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TLDR : Answer Summary
The 800,000 THB bank requirement for obtaining a visa in Thailand may be met through a combination of pension and bank deposit, but this varies by immigration office. It's crucial to consult your specific immigration authority as some will only accept the full amount in a bank while others may permit a combination. Additionally, for the first year, some applicants need the full 800,000 in a Thai bank, and different rules apply for subsequent years. It's also important to maintain the required amount for a certain period before and after applying.
Simon *******
I have been told for the first year 800,000 is required in Thai bank after that 65,000 bht / month for 12 months .
Sean **********
@Simon ******
1st year 800k + 65k for 12 months if you want to convert qualification method extending in country.
Shane *********
I'm with all of the above
Kevin **********
ORIGINAL POSTER
@Shane ********
I'm glad I put this out there. Thanks.
Andrew *******
As advised, speak to the local immigration for what they will/can accept, many that will accept monthly transfers want to see them happening over 1 year, not in big chunks and if your using wise I believe there is a proper reason code to choose, something like long term stay in a foreign country, I do know it's important to use the right code for it to be accepted, also if your local immigration do want the 800k in the bank check how long before and after the visa application they need to see it still, most I think want it in bank 2 months before and 2 months after, and also check if your allowed to use some if required, some say no must remain 800k for life of visa and some allowance down to 400k but must go back to 800k before renewal
Pete *******
@Andrew ******
pretty much nonsense from start to finish I’m afraid. You confuse financial requirements for a non O with the financial requirements for an extension of stay.
Kevin **********
ORIGINAL POSTER
@Pete ******
I'm afraid I wasn't clear. My plant is to begin with a non-o visa and then go for a retirement visa. My question was about deposit requirement for a retirement visa.
Kevin **********
ORIGINAL POSTER
@Andrew ******
Thanks for your help.
Peter *******
You would have to ask the Office you are applying to. Some accept a combination some don't.
Kevin **********
ORIGINAL POSTER
Thank you
Brandon ************
You would need to check with your immigration office. Some accept combination method, some do not.

But unless your embassy issues income verification (many do not), you cannot use your pension for the first year. You would only be able to use 800,000 in the bank.
Kevin **********
ORIGINAL POSTER
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