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Can I enter Thailand on a tourist visa and then apply for a retirement visa?

Feb 4, 2026
3 months ago
Shelly ******
ORIGINAL POSTER
Question: Can hubby and I arrive in Thailand on a 60 day tourist visa, extend for a further 30, while we apply for a 12 month retirement visa

OR

do we have to enter on a 90 day non O and then apply for the 12 month retirement visa?
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TLDR : Answer Summary
The consensus among community members is that it is not advisable to enter Thailand on a tourist visa if your goal is to apply for a retirement visa. Instead, it is recommended to apply for a 90-day Non-O visa from your home country before arriving in Thailand. This is due to the requirement of having a Thai bank account to deposit necessary funds for the Non-O visa, which is not possible with a tourist visa. Members stress that entering on a tourist visa complicates the process and may prevent you from opening a bank account in Thailand. It seems that the most straightforward path to obtaining a long-term retirement visa is to start with the Non-O visa outside of Thailand.
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Benjamin *******
The latter
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Mike *******
Tourist doers not lead to a retirement extension.
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Julie ********
I did my second retirement extension today in Phuket town. When I enquired about the multi-entry permit, I was told they do do it but charge an extra 700 baht as a service fee. The IO told me it's better to go to Blue Tree (I'm in Kamala) as there's no extra charge to the 3800, although I understand one can do it at the airport before departing.
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Jeff *************
You can do the tourist visa for 60 days then do a border run to Laos , Vietnam etc, then apply for the non O in that country, return to Thailand then do the requirements to change to a non o,, easier to just come here with your non O
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Len *****
It’s a long process
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Steve *********
Second option.
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John *********
Get a 5 yr DTV, just do remote working, not 3 month soft power nonsense. Read the criteria, maybe you can make that work
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Wayne ********
Sometimes agents might have a better solution talk to an agent
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Wayne ********
Talk to an agent
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Nev ********
The later
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Jo *********
We got the non o in UK made it so much easier
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Donald **********
You got it right the second time. Why would you try to complicate things further?
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Steve ******
Better to get your 90 day from home
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Andrew ********
You need to do the non-o 90 day outside the country - this will allow you to open a bank account you need to deposit funds in order to get the extension.

The 60 visa exempt will not allow you to open a bank account
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Stuart ***********
There would be no point in getting a tourist visa, you would just be wasting your time and money.

If you think about it, why wouldn't you get the correct non-O visa before coming to Thailand?

It used to be possible to come to Thailand without a visa, open a bank account and apply inside Thailand, but that is virtually impossible nowadays.
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Shawn ********
You must apply for the Non O when your outside of the country…. It’s good for 90 days and then you extend for the year…. That is not the same as your 60 day tourist visa with a 30 day extension…..
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Jack ********
Shawn Lawrie incorrect information. A non o based on retirement can be obtained in Thailand if you meet the requirements including the money in the bank. You should really stop posting incorrect information if you don’t know what you’re talking about.
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Colin *********
Jack Wilbur and what if the OP's don't already have Thai bank accounts?
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Leatrice ***********
Jack Wilbur you would have to do a Visa run in this case
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Jack ********
Leatrice Mc-Gerald do you even know what that means 🤡
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Jack ********
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Andreas *********
Jack Wilbur well, for this BOTH of them would need a minimum of 800,000 THB already (!!) sitting in each one's Thai Bank account in their sole names. . .just give it a quick thought before you accuse others of being wrong. It is advised to FIRST get the 90-days Non-Imm-O visa before they wing their way to Thailand. Unless they want to start on the wrong foot and use an agent to get around the law. This would cost each of them from 60,000 - 90,000 THB
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Jack ********
Andreas Mueller another know it all. Wind your neck in son
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Shawn ********
Jack Wilbur , I looked at some of your questions on this site, as they are for everyone to see, and you seem like a pretty ignorant person, maybe you should wind your neck in and don’t speak on things you know nothing about.
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Shawn ********
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Brandon ************
Do you both already have Thai bank accounts? That's the only way you'd be able to get a non-O visa inside of Thailand.

Also there's no such thing as a 12 month retirement visa in Thailand. You would be applying to convert to a 90-day non-O visa. And this requires proof of funds in a Thai bank for both of you, so 800,000 x 2.

If you arrive with the non-O visa, you can then use that visa to open a Thai bank account and deposit the required funds to apply for the 1-year extension.
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Shelly ******
ORIGINAL POSTER
@Brandon ***********
thank you for your reply. We were hoping to not have to wait around in our country for our non O to arrive, so we thought we might be able to get it sorted in Thailand after arriving on a tourist visa, but it sounds like we are best to just wait to get the non O here, then go.
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Dave *********
Shelly Anne FWIW Non-Os tend to be approved within a week or so if your documents are correct. I had to submit documents a second time and mine was still granted in 8 days or so.
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Shelly ******
ORIGINAL POSTER
Dave Montore thanks Dave yeah I guess we are just itching to get there, we just need to be a little more patient.
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Shelly ******
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Andreas *********
Shelly Anne Well, in case you wish to use both your income or pension, instead of making a deposit of 800,000 THB in Thai banks account, each of you, there is a way for citizens of countries whose embassies in Bangkok do not issue income affidavits anymore, to get around the requirement to deposit 800,000 THB into a Thai bank account for the first year extension of stay.

But you have to read the following very carefully, and if you don’t understand, it is okay to ask the group.

Imagine a path that lets you keep the 800,000 THB in your home bank account earning a good interest, and never have to park this kind of money in a Thai bank account.

By following my advice, you fully legally can use the 12-months of 65,000 THB transfers method, to apply for the 1-year extension of stay out of a Non-Imm-O Visa.

HOWEVER, you must FIRST start out on a Non-O/A Longstay Visa, which you apply through the online E-Visa system of the Thai embassy in your home country.

People who first start out on a Non-Imm-O/A, leaving their 800,000 THB equivalent in their home bank account earning interest, will enter Thailand, get a Thai bank account opened and then they must start to transfer 65,000 THB minimum, every month, month for month, not missing out a single month.

Before your stamped stay permit expires (this would be a date outside of the 365-days visa validity of the Non-Imm-O/A Visa), you must exit Thailand.

You could fly back home but also have the theoretical option to complete the next process in a neighboring country, if you use the 800,000 THB equivalent in your home bank account as proof of finances for the coming visa application. Remember, applying outside of Thailand, your original income documents will not be accepted.

Check your recent entry stamp. Look at the date in blue ink. You must wait until after this date, to be able to apply for another visa. You now apply for the 90-days Non-Imm-O Retirement Visa, re-enter Thailand, and all the while you must keep going on with the monthly transfers of a minimum of 65,000 THB.

Now, for the application to the 1-year Extension, you can use the 12-months bank statement of continuous transfers of 65,000 THB every month.

There are so many people who wish to get off the O/A Visa to escape the mandatory insurance AND simultaneously avoid to park 800,000 THB in a Thai bank account for the first year extension of stay. For them, this is a viable option.

By this way, US, UK, CDN and AUS citizens NEVER have to park 800,000 THB in a Thai bank account

But keep in mind, you would have to start out on a 365-days multi entry Non-Imm-O/A Longstay Visa, which requires a police check, a medical check, and an approved mandatory health insurance, and of course the equivalent of 800,000 THB in your home bank account, OR use your original (!!) income source as the financial proof for the application to the O/A Visa
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Andreas *********
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