Answereda year ago

Can I change banks while on a retirement extension with the 800K requirement in Thailand?

Thailand Visa Retirement Visa 800K Requirement Bank Account Change Immigration Process

Jack ********

asked Sep 3, 2025

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If on a retirement extension using the 800K can I change from one bank to another for example from Banngkok Bank to Kasikorn? How would immigration deal with this for my next extension?

Answer summary

Yes, you can change banks while on a retirement extension using the 800K requirement. It is advised to manage the money transfer carefully, ensuring that you have the required balance in your account during the relevant periods. Ideally, keep at least 400K in one account while moving funds, and do not make transfers during the two months before your extension is due or during the three months after it's granted. You will need to present statements from both the old and new bank accounts to immigration when you apply for your extension.

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Nick *******

I had to swap banks recently as the local Bangkok bank closed .

Open new kbank account first .

The 800k needs to leave your old account and go into your new account on the same day .

I chose to do this by withdrawing cash so there were no transfer issues.

Do not leave your old account totally empty.

Order a statement for your old bank account 5-7 days wait for Bangkok bank .

When it's time to do the extension order your Kbank statement and letter and take that and your old Bangkok statement to immigration.

I have done an extension since the money move and it was all issue free .

a year ago

Stephan ***********

@Nick ******

Yep, that's exactly what Phuket Immigration once told me about moving the 800k... out and in at the same day and everything is fine.

a year ago

Tod *********

I would say you'd move the money in 'chunks' so that 400K baht was always in one account or the other 🙂 AND don't do any moving of funds during the 2 months before an extension is due OR the 3 months after it's granted <- when you're required to have 800K baht in the account.

After that (when you only need to have a balance of 400K), move the money in two steps, 400K at a time would be the safest 🙂

The next year you would need a print out of the old account statement and the new account statement to show the money trail, but you should be able to do it no issues other than that

a year ago

Lia **********

@Tod ********

I got my retirement visa done in January this year , that was the first time , the extension is due in Jan next year , I did not know this rule that I am required to have 800 k for three months , I have 400 k though and it never fell below that amount … I was planning to put back another 400 K in October . Do you think there will be a problem in my extension

Trav **********

Yes.

Tod *********

you're not asking a question related to this topic (moving the funds to a new bank) so if you have any more questions please make your own post

a year ago

Tod *********

@Lia *********

I know there will be a problem 😕

The rules are clear 🙁 In fact, you signed a form stating it when you were at the immigration office (even if you didn't know you signed it)

in Bangkok they make you hold up the paper and take a picture of you holding it so IF you say you didn't know next year they can show you 😮

This is the english translation of the rule

a year ago

Tod *********

note; there is nothing in the rules saying you can't move the funds to a new account, and there is nothing saying you have to do it in 'chunks', I was suggesting that so you don't run afoul of any seasoning requirement or have an over zealous officer go thru the banking stuff with a fine tooth comb looking for a problem

a year ago