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Can I switch from the monthly deposit method to the banked money method for my retirement visa extension in Thailand?
retirement visaThailand visa extensionbank balance methodmonthly deposit methodproof of fundsBangkok Bankvisa rulesexpat advice
Jul 5, 2025
10 months ago
Frederick *********
ORIGINAL POSTERI’ve always extended my retirement visa with the minimum 65k baht monthly deposit method. However, I’ve had in excess of 800,000 baht in a deposit account in my name only for around eighteen months. Would there be a problem if I wanted to chance to the banked money method for my next extension. Would I have to get the full twelve months statement from my Bangkok Bang account.
TLDR : Answer Summary
The user inquires about switching from using a minimum monthly deposit method of 65,000 baht to the banked money method for their retirement visa extension after having maintained over 800,000 baht in their account for 18 months. Responses confirm that switching methods is permissible, provided that the user prepares the required bank statements and adheres to the seasoning requirement, which entails keeping 800,000 baht in the bank for 3 months post-extension. Additional advice includes the importance of obtaining detailed transaction histories to avoid issues with immigration authorities.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Tony ********
Buy gold.
Robert *********
I am in the process of doing this, do I have to have the 800k in the bank for 12 months prior to changing? Or just seasoned for 2 months? In Chiang Mai. Mine will be in a separate account and won't be touched
Ally ************
You can download the statements you will need to cover the previous 12 months if you are with Bangkok Bank using the app.. it comes as a pdf document which you can save and print in readiness for your next application.. one problem that can arise with savings books is that if you have lots of transactions and are not in the habit of updating the book regularly.. they make a combined entry in your book next time you update it.. which is the net credit/debit figure over the given period.. and this does not reflect your daily balances.. if you're using the income method this practice could also hide one of your deposits.. and if immigration spot this they will send you away to get the full statement.. so you either have to go and ask the bank to print you off the daily transaction history for said combined entry.. or get a full statement for the month in question.. i now download a statement at the end of each month so I'm prepared and can use statements to support my renewals.. just in case i overlook this and get caught out.. not sure if all banks operate the 'combined' entry methodology for passbook based accounts but it's something people new to Thailand need to be aware about!
Luciano ***********
@Ally ***********
yes i went to do my first 12 month extension and put my passbook into the machine to get updated also received the letter from the bank about 800k. I did not check my book. Went to immigration then worked out oops it just updated the balance to the current month and any transactions that month. Had to go back to the bank and got a statement printed out for 60+ days i had the account.Tod *********
@Ally ***********
keep in mind that many immigration offices will not accept that "download it yourself" statement you can do from your app. It's always better to request it be printed from your bank (y)
Some banks take 3 - 5 days to print it out for you so check with your bank well before you need the statement
Ally ************
@Tod ********
I have used at CM immigration without any issues.. but accept your caveat 👍Tod *********
@Ally ***********
good to know Chiang Mail will accept it I think the offices are reluctant to accept it because you could "adjust" the info on one you download and print yourself, whereas if it comes from the bank it can't be
Ally ************
@Tod ********
But as we all know.. just because one IO accepts something one day it doesn't mean it will be accepted by another IO a few days later.. lolReply to
Ally ************
Reply
Chris **********
I did it this time to the
*****
a month method, it was pretty straightforwardMick **********
@Chris *********
i did the *****
0 for my initial non -0 but it needed renewing next month for over 12 month ( from May 2024 ) till now I've been transferring well over *****
every month ( give or take a few days) so im wanting to change from the 800,000 banked method to the 65k a month banked method , my question is what do ask for at the bank to prove to immigration of my 12 month plus banked 65k ..thanksTod *********
@Mick *********
𝗼𝘃𝗲𝗿 𝟲𝟱𝟬𝟬𝟬 𝗲𝘃𝗲𝗿𝘆 𝗺𝗼𝗻𝘁𝗵 ( 𝗴𝗶𝘃𝗲 𝗼𝗿 𝘁𝗮𝗸𝗲 𝗮 𝗳𝗲𝘄 𝗱𝗮𝘆𝘀)what does that give or take a few days mean? doesn't matter what day of the month you transferred in 65K baht only that you did it each month, every month for the previous 12 months
The immigration office will want the year detail transaction print out from your bank.
That will show every transaction for the entire year broken down by month as well as the balance on the account after each transaction too.
They can see the incoming monthly transfers (which I sometimes highlight for them) and they can see that you kept the 800K baht balance in the account for 3 months after the extension was issued last year as well as never having let the account go below 400K the rest of the year until you apply for the new extension coming up
Mick **********
@Tod ********
give or take ment sometimes it 27th of month 28th month 29th month depending how weekend dropped and speed of wise transferTod *********
@Mick *********
as long as the total of the international transfers are at least 65k baht each month you're good, AND remember in your bank book your transfers have to 'code' as international origin. Careful with WISE as some times their transfers show as local origin and it just takes one of those during the year to run you off the rails with immigrationsReply to
Tod *********
Reply
Chris **********
@Mick *********
A full bank statement showing you had the 800,*******
,000 in at the correct time and the monthly 65,000 + each month for the yearKeith ******
@Chris *********
Hi. Im a little confused If i send over 65,000 + every month , do i still need the *******
,000 in the bank also ? This is my first extension. Thanks. KTod *********
@Keith *****
you can't get the FIRST extension off a 90 day Non-O visa using monthly income method. 😕 You already have to be ON a yearly extension and getting the second one
James ********
@Keith *****
Yes until you are on the next one year extension, you still need to meet the requirements for the extension you are now on... which means you must keep the 800,000 for the FIRST 3 months, 400,000 or more the NEXT 7 months and 800,000 during the FINAL 2 months. THEN you can go to the Thai Immigration office and apply for the one year extension using proof of your transfer of 65,000 or more monthly for 12 months.Reply to
James ********
Reply
Tod *********
No problem at all switching methods of proof of funds from monthly international transfer to banked money method.
You would still need the year detail transaction report,
AND
you'd have to following the seasoning for the banked money method once you switched to it <- That is 800K baht in the bank for 3 months AFTER the extension was granted and then the balance couldn't go below 400K baht the rest of the year the extension is valid for.
You would still need the year detail transaction report,
AND
you'd have to following the seasoning for the banked money method once you switched to it <- That is 800K baht in the bank for 3 months AFTER the extension was granted and then the balance couldn't go below 400K baht the rest of the year the extension is valid for.
Dominick ******
@Tod ********
Great clarifications above. Thanks much!John *******
@Tod ********
Is it the same in reverse.? I got my marriage extension based on the 400k method but when I renew I want to use the 40k monthly banked from overseas method.I will have well in excess of a 12 month history of that by the time I apply for a further 12 month extension
Tod *********
@John ******
you can do that IF your immigration office allows you to use monthly income by international transfer for a yearly extension based on marriage 😮 Some offices won't allow it and only let people who legally work here use monthly income method for marriage extensions
Check with your immigration office a good few months before you need to get the next extension so that if they don't allow it you have time to put the 400K in the bank and season it the 2 months
Reply to
Tod *********
Reply
Andrew *********
@Tod ********
Do you need a years transaction report for a first retirement visa/extension or just a second and so on extension ? Of so what does it need to show ? TIA.Tod *********
@Andrew ********
for the very FIRST yearly extension from an initial Non-O 90 day visa stamp you can use a 3 month detail transaction report because you only need to show the funds seasoned for 2 months before your extension applicationAndrew *********
@Tod ********
That's what I was hoping. Thanks Tod. So they are only looking for the 800k amongst the rest really ?Tod *********
@Andrew ********
they are looking at the date the 800K went into the account and they are looking at every transaction balance to make sure it never went below 800K in the 2 months before the date you are applying for the extensionAndrew *********
@Tod ********
Thanks.Reply to
Andrew *********
Reply
Dominick ******
@Tod ********
I did banked method last year and kept the right balances this year. Question: when I go in, will they give me a years extension, or just three months and I have to go in again after three months to get the year? I forget how it works.Mike ********
@Dominick *****
yesTod *********
@Dominick *****
if you're on a yearly extension you either get another year or you get nothing, there is no 3 month extension for retirement or marriage extensionsMike ********
@Tod ********
he will have to go back to immigration after 3 months to verify the 800k has always been deposited.Tod *********
@Mike *******
no he will not, no immigration office does that (except once in a while Jomtien) I have never heard a single report of any other office asking someone to show back up 3 months after the extension was issued to show the bank book EXCEPT JomtienTod *********
@Mike *******
this is that b/s form that jomtien started using 🙁 It's ONLY that office no other office does it
Tod *********
Mike ********
@Tod ********
In Chiang Mai over 16 years never had to return to show balance after 3 months.Never even had a home visit,same address.Marriage visa.Luck of the draw ?Tod *********
@Mike *******
as far as the home visit, that's just office specific, some do it every year, some never do. As far as that "show back up in 3 months with the bank book, that was a Jomtien immigration deal and I had never heard of another office ever asking that. <- That's why for the next extension you provide a year transaction detailing report print out, they can see the balance after every transaction going back a full year
Reply to
Tod *********
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