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Can I apply for a Retirement visa in Thailand now or do I need to wait until I move there?

Apr 20, 2025
3 days ago
Peter *********
ORIGINAL POSTER
Hi, we (wife and I) are considering applying for a Retirement visa but we are not planning on moving to Thailand for another year (when I finish working).

I am wondering if we can apply for the visa now (and basically just hold it until the time comes for us to move there), or do we have to wait until we arrive in Thailand (or apply from where I am, immediately before going there) on some other type of visa and then apply for the Retirement visa?

Also, and related to above, is there a minimum days-per-year that we have to live in Thailand when we have a Retirement visa?

TIA, Peter.
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TLDR : Answer Summary
The user, Peter, is inquiring whether he can apply for a Retirement visa prior to relocating to Thailand and if there are any stay requirements associated with it. Responses suggest applying for a Non-O (Retirement) visa from his home country within three months before traveling to Thailand, as applying early is not advisable. Various comments highlight the importance of having the visa before entering Thailand to open a bank account and outline the minimum financial requirements necessary for the visa.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Greg ***********
@Mark *******
. . . Nongnuch Kamdee is an expert, one of the best visa advisors of this group and some other groups. He hands out detailled and correct information, in 100% profound English . . you need to go search for the idiot somewhere else
Mark ********
@Greg **********
I disagree. I think he is an idiot. But thank you for your input.
Greg ***********
@Mark *******
he is not an idiot. . he ACTUALLY knows a lot more than you. The Non-Imm-O/A visa is NOT a "retirement visa". It OFFICIALLY is called "Longstay Visa" on EVERY Thai Embassy website worldwide . . . . here, example screenshot, Royal Thai Embassy The Hague . . YOU WANT ANY MORE PROOF or will you now s... up and scroll on?
Nongnuch ********
Mark Jacobs why I actually try to lecture and correct somebody who has no f...g clue how the Thai Visa system works, is beyond my understanding.
Nongnuch ********
I do not recommend a 365-days Non-Imm-O/A Longstay visa, because it comes with a mandatory health insurance requirement and a few other obligations. When you go from this visa to the 1-year Extension, Immigration will enforce you having a Thai private health insurance contract. . . . . You should prefer to start with a 90-days Non-Imm-O Retirement Visa, apply for the 1-year Extension of Stay inside Thailand, and thus keep your free choice of having a health insurance
Peter *********
ORIGINAL POSTER
Hi Nongnuch, thank you for your advice and guidance, appreciated.
Nongnuch ********
***you should apply for the 90-days Non-Imm-O Retirement Visa in your home country, before you come to Thailand, because you will need to have entered on this visa to be able to open a Thai bank account

***the 90-days Non-Imm-O Retirement Visa is valid for use within three months from the date of issue. It doesn’t make sense to apply for it earlier then three months before your planned date of departure

***each of you will need to apply for the Non-O Visa, because most embassies have discontinued to issue “dependent” visa based on retirement. You need to ask the Thai embassy in your home country if they are willing to issue a “dependent” (or “trailing spouse”) visa and what the conditions and requirements are

*** in Thailand, if you are a citizen of UK, USA or Australia, your embassy does not issue an income affidavit any more. So, you cannot use any income for proof of finances, at least in the first year, for the application to the “Extension of Stay Permit based on Retirement”. You will each (!!) need a minimum of 800,000 THB in a Thai bank account in your sole name, to fulfill the requirements for an application to the “1-year Extended Stay Permit based on Retirement”

*** there is no minimum stay requirement once you have been issued the “1-year Extension of Temporary Stay Permit”. You however must be inside the country for the application on Immigration to the next “1-year Extension of Stay Permit” before the previous one expires

***once issued the “1-year Extension of Stay Permit”, if you plan to exit Thailand or plan to travel abroad, you need to buy a “re-entry permit” on Immigration or at the airport, in order to keep your most recent stamped extended stay permit alive.
Kevin **********
@Nongnuch *******
Thank you, finally someone that knows what they are talking about.
Peter *********
ORIGINAL POSTER
@Nongnuch *******
Hi and thank you again. Do you mind if I PM you as i have a couple of other questions? TIA Peter.
Nongnuch ********
@Peter ********
yes you can, no problem. I am in Europe now, just mind the local time difference and I might take some time to reply as I don't use FB on a phone . . although, the admins would like if you keep the conversation public in this group
Peter *********
ORIGINAL POSTER
@Nongnuch *******
Hi Nongnuch, thank you for your response. My question is: I am an Australian Citizen, but work in another country (in the Middle East) so would I have to apply at the Thai Embassy in the country where I work, or would I have to apply to the Thai Embassy in Australia? Thank you, Peter.
Nongnuch ********
@Peter ********
you apply in the e-visa system of the country where you currently stay. As some embassies require flight tickets out of that country, or require proof that you are staying in this specific country
Peter *********
ORIGINAL POSTER
@Nongnuch *******
Noted, and thank you for your advice.
Mark ********
Best to apply in your own country at the Thai consulate. You’ll get a non immigrant OA visa that can work for almost two years. I think it’s better to wait until at least three months before you plan on traveling. If you come into Thailand on a tourist visa you’ll have to covert it and jump through a bunch of hoops. Also you can’t open a thai bank account unless you have a retirement or work visa. They stopped giving accounts to foreigners with tourist visas.
Graham ******
@Mark *******
Can also get Non-O Visas without the mandatory health insurance, police check etc.
Peter *********
ORIGINAL POSTER
@Graham *****
Hi graham - appreciate your advice.
Peter *********
ORIGINAL POSTER
@Mark *******
Hi Mark, all noted - thank you for your advice and suggestions.
Jan ******************
Best option is to apply for a Non O e-visa based on retirement online before you leave for Thailand. Can be applied for up to three months before you plan to leave.

Pointless to hold a visa before you are leaving. And there’s no mandatory time you’ll need to stay in Thailand to maintain your permission to stay.

***************************
Peter *********
ORIGINAL POSTER
@Jan *****************
Thanks for the ideas and the link - will check it out. Peter.
Al ********
@Peter ********
it is under “other visas”section on the Thai visa website … in case you have not found it yet
Nongnuch ********
@Al *******
correct . . it is a bit tricky, one has to scroll down on the e-visa listings
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