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What is the minimum age for a Thai child to open a bank account and does it require parental permission?

Aug 19, 2025
5 days ago
Sean *******
ORIGINAL POSTER
Is there a minimum age for a Thai to open a bank account ? Want to give daughter a allowance that only she can access .

Edit: Does it have to be a Thai parent that gives permission under 15 ?
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TLDR : Answer Summary
In Thailand, the minimum age for a child to open a bank account is generally 15 years old, though some banks like Kasikorn allow children as young as 12 to have certain banking facilities. Parents can open accounts for younger children (some even as young as 7 years old) with their permission and responsibility. To open an account for a child, a Thai ID or passport is required for both the child and the parent. Children are typically not allowed full access to banking services such as mobile banking until they reach a certain age.
Peter *******
You can open an account for a child at Govt. Savings Bank
Faye *********
As soon as they have an ID card (7) they can open an account. Any parent can go with them. I went with my children to open their's. The bank did call someone (I think a helpline for them) and it was no problem. They can't have an atm card until they are 12
Ron ******
12 years for Kasikorn. It's about the first thing mentioned in their T&Cs.
Goi *************
My kids opened their accounts at 10-11 years old but they're not allowed to have mobile banking until 12

Requires: child and parents' Thai ID or passport
Sean *******
ORIGINAL POSTER
@Goi ************
Ok so has to be Thai parent ID or Thai passport then ?
Goi *************
Foreigner's passport is also accepted, either parents
Max *************
@Goi ************
I will guess this is up to the branch.
Goi *************
@Max ************
saving account, every branch
Max *************
@Goi ************
You obviously don't know how it works in 77 provinces.
Goi *************
@Max ************
I don't know how your experience was but with adults, definitely different requirements. Also each bank has different kinds of youth saving accounts offering
Goi *************
@Sean ******
don't have to be Thai, bring the birth certificate just in case
Martyn ***********
My son opened his own at Kasikorn at 14yo...
Martyn ***********
I believe he used his ID card at an ATM??​ Not 100%..
Arild **********
@Martyn **********
you can use your phone also at the ATM
Martyn ***********
@Arild *********
not to withdraw, to actually open the account. That's what he told me?
Arild **********
@Martyn **********
sorry, I got it wrong. I opened it in person in the bank together with my Thai wife.
Colin **********
I think its 15, but a parent can open an account on behalf of a child under that age, but the parent is responsible. I'm not sure if the child can use all the facilities, like debit card, probably not.
Brandon ************
My Thai friend says 15 is the minimum age
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