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Answered2 years ago

What is the best way to apply for a retirement visa in Thailand while currently on a tourist visa?

Tom *********
asked Apr 27, 2025
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Hi guys,

I’m so pleased I found this forum, it’s been a big help reading a lot of posts. I’ve decided that I wish to retire in Thailand. I’m currently in Thailand on an extended 90 day tourist visa, which expires shortly.

I’m a little confused over the best way to proceed. When I return to UK, should I start the visa process at the Thai embassy to enable me to open a bank account here ? Is it easier to apply in the UK, or to return here and apply ?

Many thanks for the advice.
Answer summary
The user is seeking advice on the best approach to transition from a 90-day tourist visa to a long-term retirement visa in Thailand. Community members suggest that it is preferable to apply for the 90-day Non-O visa while in the UK, as it simplifies the process of opening a bank account in Thailand. There are varying opinions on the use of agents for assistance with visa applications, with some emphasizing the ease of handling the process independently.
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Frankie *******
Frankie *******
Before u leave thailand go n see thai elite visa service in bangkok.u need the locals to help u take of this
David **********
David **********
Agents are money grabbers
Jesper *******
Jesper *******
It's not difficult to apply for a retirement visa whether u are in UK or thailand if have the required funds but the difficult part is to open a bank acct in thailand without a long term visa as u will need a thai bank acct for future extensions....hence most ppl suggested that u get the 90days nonO in your home country with funds at home bank den u travel to thailand with the nonO and get a thai bank acct with that as u will need to transfer your funds to thai acct for future extensions in thailand things will be easy if u use a agent but are u going to pay the agent every time u do a extension? Many ppl have also done it themselves without the agent it's about learning the process and once u got it right u just do the same every year immigration offices have handouts of what is needed to do the extensions
Tom *********
Tom *********
OP
@Jesper ******
thanks for the info, is a non O visa just the standard 90 day extension visa ?
Graham ******
Graham ******
@Tom ********
The Non-O is the initial 90 day Visa you get before you apply for the 12 month Extension of Stay
Jesper *******
Jesper *******
@Tom ********
the nonO is a standard visa of 90days stay in thailand which after u can apply extension to one year from that visa...check with the thai embassy of your country what are the requirements of applying for 90days nonO visa and after u enter thailand can visit immigration office to get information of requirements of extending that visa
Nicholas ******
Nicholas ******
Tom..when you make your move into Thailand I recommend you use an agent to help you. You will have to pay but I found it very helpful
Tom *********
Tom *********
OP
@Nicholas *****
yeah thank you for that, I’ve read a number of posts that recommend this option. I’ll definitely go that route.
Graham ******
Graham ******
@Tom ********
No necessary but if you have money to burn "up to you"
David **********
David **********
I do so it was so easy to get marriage visa here
David **********
David **********
It is straightforward and easy to get just make sure you have a genuine resident situation and is easy if you're lucky enough to have a thai wife you only need 400k in the bank
David **********
David **********
Apply for 90 day non o visa in home country when you get here go to immigration and get a residency certificate and ask for a letter for the bank to open the account
Leatrice *****************
Leatrice *****************
@David *********
I personally don't anticipate any problems in being able to get a bank account, but what would happen if someone got their residence/address, then possibly signed a lease, just to find out later that they were denied a bank account for whatever reason.?
Tom *********
Tom *********
OP
@David *********
thank you, that’s very helpful
Dora *******
Dora *******
Definitely 90 day Non O
Brandon ************
Brandon ************
If you're already planning to return to the UK, then it's 1000 times better to apply for the 90 day non-O visa while you're there. Not only will it let you open a bank account in Thailand, it will also save you at least 2 trips to the immigration office, which in some cases can be an all day affair. Instead you just submit a few documents online from your computer to the Thai e-visa system and wait.
Tom *********
Tom *********
OP
@Brandon ***********
Hi Brandon, I just had a look at the Thai Embassy website. Forgive me being a little thick here. Is the non-O-visa a standard 90 day visa ? There seems to be numerous visas available, but I just wanted to clarify with you before hand. Once again, am grateful for the help.
Brandon ************
Brandon ************
@Tom ********
yes. You would use the options shown at the bottom of this screenshot with your correct options chosen on the top portion.
Tom *********
Tom *********
OP
Graham ******
Graham ******
@Tom ********
Yes, you start with a 90 day Non-O, open a bank account as soon as possible after arrival and transfer the required funds for seasoning then apply for the 12 month extension of stay by meeting the requirements
Tom *********
Tom *********
OP
@Brandon ***********
thank you so much.
Stuart ***********
Stuart ***********
@Tom ********
as always Brandon is the 'Oracle' as far as visa advice goes.

Another bonus of doing it in the UK before you come, is that you then do not require an onward flight.

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