What are the steps for obtaining a retirement visa in Thailand if I have 800k baht in a bank account?

My non OA extension started at LA consulate in 2007. Still extending annually. I just have a separate account where the 800k stays here. In USA applying at consulate could use funds in bank there. Once here opened accounts.

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Get the 90 day Non-O visa from the thai consulate in your country before you come here, get here get stamped in for 90 days, get the 800K baht in a thai bank account in your name only, wait two months and then apply for the year "extension of stay" at the immigration office for 1900baht by showing the proof of funds and turning in the required documentation.

OR

Come here on a 60 day free entry stamp (visa exempt) get the 800K baht ina thai bank account in your name only, go apply for the 90 day Non-O visa at the immigration office where you live for 2000baht, wait the 2 week under consideration period, go back get the Non-O visa and new 90 day stamp inked in, wait two months until you have 30 days or less left on the 90 day stamp, go apply for the year "extension of stay" at the immigration office for 1900baht by showing the proof of funds and turning in the required documentation.

Those are the two ways it can be done wtih the Non-O visa