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Can my grandfather combine his social security and savings to apply for a Non-O visa from the US for retirement in Thailand?

Dec 12, 2025
2 days ago
LavenderP**********
ORIGINAL POSTER
My grandfather would like to retire in Thailand from the US. He’s not very computer savvy so we are going to help him. We are looking at the Non-O. He receives a monthly social security payment around $1500 and has a chunk in savings. Is it possible to combine the savings amount and his social security for the Non-O? And would it be best to apply from the US or from within Thailand? He wants to go mid-January.
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TLDR : Answer Summary
The grandfather can potentially combine his savings and social security income to fulfill the financial requirements for the Non-O visa. However, he must apply for the visa from the U.S. due to requirements for financial evidence, including having ฿800,000 in a Thai bank account for extensions after arrival. It is advisable to consult with a visa agent in Thailand once he arrives to help manage the account and extensions.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
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J **************
Assuming he hasn’t been here before: the most common recommendation to anyone is to come and spend 30-60 days in Thailand and discover the different parts, talk to agents, and get estimates
J **************
What is his total monthly retirement income?

How old is he?

Has he been here before?
Jay *******
@J *************
all very good questions that need to be answered before worrying about a visa.
Robin *******
He needs to apply for a non o in the US, using the Thai Embassy evisa site, you will be asked for information bank statements proof of address passport size photo etc it’s quite simple once you get started
Phil ******
Best to apply before he comes. I think (my opinion) is the Embassy website where you wish to apply will want ฿800,000 (or equivalent) in his home bank. Best ask your embassy
John-Paul ******
Use an agent for God's sake!
Todd ********
@John-Paul *****
yes agree . If he is not computer savy ….get the agent to help at least for the beginning. Sure, others can do it themselves…wonder if F Annie does her own nails or pays Salon 🤨. Beginners mistakes and headaches will happen….on top of moving to a new country.
Graham ******
@Todd *******
The beginning is getting his Non-O before travelling which is an eVisa which any family member or friend can assist with ;)
Frangipani *******
💅
Frangipani *******
@John-Paul *****
Why?

It’s easy enough to do it yourself.
Rok ********
Certainly apply in USA and extend in Thailand. Age (min 50) and savings in local bank account equivalent of 800,000 baht (for whatever months required by local embassy) is really the only requirement; not the income. He may need an agent in Thailand to extend but at least he will have the visa already for 3 months.
Frangipani *******
I would advise to apply for the Non O from the US 🇺🇸 right now. Can be easily done online. The eVisa site will advise what financial evidence he will need to provide when applying.

Once in Thailand 🇹🇭, a Thai bank account must be opened and 800,000 THB must be deposited and will have to be seasoned for two months before going for the first 12 month extension (of the Non O visa)

After the first year of extension, it is possible to switch to the 65,000 a month method (deposit 65,000THB per month into your Thai 🇹🇭 Bank account every month for 12 months) and use that to satisfy the requirements for extension.

Good luck 😃
Peter ********
Hua hin if he likes brach. Khao yai of he likes beautiful places
Peter ********
Sean **********
@Frangipani ******
because I thought my comment to be helpful additional information augmenting your good post.

Sorry if the add-on bothers you.
Frangipani *******
@Sean *********
doesn’t bother me but perhaps better to respond to the OP instead of to another responder…

Just respond to the original bubble.
Sean **********
@Frangipani ******
ok 🙂🙂
Sean **********
@Frangipani ******
1500 monthly Social Security does not meet the minimum
*****
B monthly deposit requirement. May need to leave the
*****
0B in the bank permanently.
Frangipani *******
@Sean *********
why do you comment to me? I merely answered the question from the OP.

😂😂😂
David ********
Just go and use an agent they will open bank account deposit funds to the whole lot
Martin *********
Probably better to use a agent once he arrives
Rob ***********
@Martin ********
A friend of ours is a Thai travel agent in West Australia. He got me a 6 month eVisa using proof of my fortnightly pension and monthly superannuation account as proof of income. We transfer funds to my wife's Thai bank account. Had no problems, using that method.
Graham ******
@Rob **********
That was a 6 month multi-entry tourist visa which is completely different
Rob ***********
Brandon ************
Unless he already has a Thai bank account, he cannot get the non-O inside of Thailand. You are required to show the funds in a Thai bank account to apply in Thailand, and cannot open a bank account unless you already have a long-term visa.

He might be able to show a combination of things to get the non-O visa at the Thai embassy, but that won't help him once he gets to Thailand. For the first 1-year extension, the only option available is showing 800,000 baht in his Thai bank account, or embassy certified income. The US embassy does not do income certification, so the 800,000 in the Thai bank is the only option.

The other option he has is using a visa agent, but that's going to cost anywhere from 30,000-50,000 baht for the first year.
Steven ********
Question, if the funds are supposed to be transferred from outside of Thailand how do the agents get around that requirement?
Daren ********
Brandon ************
@Steven *******
Money makes everything possible, but that's not a requirement regardless.
Steven ********
Could you message me please
Nongnuch ********
@Steven *******
if he enters with the 90-days Non-Imm-O Visa, opens a bank account and transfers the 800,000 THB onto it, he does NOT need to prove that the money came from abroad when he applies for the extension. This proof is only needed when doing a "change of visa type" inside Thailand
Darren *******
@Steven *******
he can show the equivalent to 800,000 baht in his US bank account that has been there for at least 3 months then once he gets the 90 day visa for the non o he can open the account and transfer the money across but it is a lot easier through a Visa agent
Bob **********
@Darren ******
it might be easy bit you’ll save 30-40k doing it yourself and if you want to switch to monthly transfers no problem with an agent you’ll have problems your stuck with the agent
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