Can I qualify for a Thai retirement visa with a smaller deposit in combination with monthly income?

@Parker *******************

no income verification so฿800k in a bank here and no tax

There is no tax on money..unless you are eligible to pay tax at end of year. Most won't be.

Further to what Brandon says, no idea where you're getting this 10% tax nonsense from! Stop talking to agents. They spread so much misinformation

The Australian embassy in Thailand does not provide income verification.

You can get the initial non-O visa based on whatever your embassy will accept, with money and proof of income from your country.

But once you arrive in Thailand, you only have 2 options for the first 1-year extension.

1) Proof of 800,000 baht in your Thai bank account

2) Embassy certified income.

Because your embassy does not offer income verification, your ONLY option for the first 1-year extension is 800,000 baht in your Thai bank account.

As far if your immigration office will accept a combination of money in the bank and proof of income, you would need to ask them. Some offices will accept it, some will not. But that's only an option for the 2nd year if they do accept it. And you'll need to start preparing as soon as you arrive in Thailand because you'll need to make monthly transfers to your Thai bank account to use as this "proof of income." If you can show 12 monthly transfers when you go to apply for the 2nd annual extension, that will count as income.