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Can I apply for a retirement extension in Thailand with a NON-O visa and a Thai bank balance of 800k immediately? Is insurance required?

Non-O Visa Retirement Extension Thai Bank Requirements Insurance for Visa Visa Regulations Thailand

Dec 28, 2025

4 months ago

newbier********

ORIGINAL POSTER

Hi, if I enter Thailand with a non O 90 day visa and already have 800k in a Thai bank, can I apply for a retirement extension right away? And is insurance required?

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TLDR : Answer Summary

The user inquires about the possibility of applying for a retirement extension immediately after entering Thailand with a non-O visa and having 800,000 THB in a Thai bank. Comments clarify that applying for the extension is typically not allowed until 30-45 days remain on the 90-day visa. Additionally, the funds must be in the applicant's name for at least 2 months before the application, and insurance is not required for the retirement extension.

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Nigel ********

And it has to remain 3 months post extension and not fall below

*****

0 in months 4 to 10, and then back up to

*****

0 again prior to a further extension.

That’s in most cases.

There are some people saying at certain banks the money has to be seasoned for longer periods.

4 months ago

newbier********

ORIGINAL POSTER

Forgot to mention, yes the money has been in the thai bank account for over two months already but it was transferred from my wife's account at the same branch and not from overseas. I presume from previous posts that the source of funds is not a problem.

4 months ago

Tod *********

𝗰𝗮𝗻 𝗜 𝗮𝗽𝗽𝗹𝘆 𝗳𝗼𝗿 𝗮 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗲𝘅𝘁𝗲𝗻𝘀𝗶𝗼𝗻 𝗿𝗶𝗴𝗵𝘁 𝗮𝘄𝗮𝘆?

Nope you cannot, at most offices you can apply for an extension when you have 30 days or less left on your 90 day stamp and at some offices (Chiang Mai, Bangkok, Phuket) you can apply for an extension when you have 45 days or less left on your stamp

𝗔𝗻𝗱 𝗶𝘀 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗿𝗲𝗾𝘂𝗶𝗿𝗲𝗱?

No it is not a requirement

also remember you need to have the 800K in a thai bank account in your name only for 2 months before you apply for the yearly extension

4 months ago

Reply to

Tod *********

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