Since getting a Thai bank account on a DTV seems to be an issue, what are Americans doing? Favorite fee-free credit or debit card? Other workarounds? Please share what's working for you. Are you handing over 15-30k for rent in cash every month?

Advice needed about money from UK to Thailand. My daughter has recently moved to Thailand and is getting her Ed visa sorted. I'll be visiting her and sending her money, we both have wise cards (as yet unused). It suggests you can 'spend like a local' but I can't see how that works when she says they don't have contactless anywhere, also she doesn't know how to transfer her rent using Wise. She's always paid in cash and has to withdraw cash weekly. Is this how it is locally??

She's been taking money out of her uk bank at ATMs and being charged fees both ends. She tried to get cash using her passport in a bank to avoid atm fees but they refused.

I guess what I'm asking is what's the best way to use the wise card, she has a physical one and digital one, with different numbers (not sure why she has two?). It may be that I'm a dinosaur, but advice would be much appreciated.