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Answered6 months ago

What type of visa should I enter Thailand with to apply for a non-O retirement visa?

Bradley ********
asked Apr 30, 2026
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I’m getting ready to apply for a non-o retirement visa…. I’m going to use an agent, which I have sat down and talked to already.

They’re going to help me out, including opening a bank account, etc.

He gave me two different prices, based on if I entered the country with a certain visa prior to filing for the retirement visa

What visa was he asking me to get, when I enter this next time so we could file for the retire retirement visa…? Any ideas…?

The fees were substantially different if I came in on a certain visa prior to filing for the retirement

Over $1000 USD difference
Answer summary
The user is preparing to apply for a Non-O Retirement Visa but is unsure about what preliminary visa they should obtain before entering Thailand for their application. They mention consulting an agent who proposed different fees based on the visa type they enter Thailand with. Community members suggest that the most likely visa the agent referred to is a Non-O visa, which provides a 90-day entry and can later be extended. The comments emphasize the importance of understanding visa requirements, potential costs, and options for managing the financial requirements, such as the need for a Thai bank account.
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Miyamoto *********
Miyamoto *********
Scammer
Sean **********
Sean **********
800k = $
*****
not $
*****
Robert *************
Robert *************
You can come to Thailand and apply for a Non-O visa yourself. No need to spend that kind of money for something you can do yourself. All you need to do is walk into a visa agent office once you get here and tell them that you want to stay in Thailand long term. I cannot tell you what the cost will be because I do not know what you are bringing here.
Bradley ********
Bradley ********
OP
Ok, so here is my confusion.

If I apply for a non-o 90 day visa, it is asking for proof of funds. (800,000 baht).

At this point, I do not have a Thai bank account. Do I show the funds from my US account when I apply or is this not a requirement at this time until I actually apply for the em1 year extension…?
Greg *********
Greg *********
Bradley Atkins You need to show your bank account for the non O retirement. They are just making sure you have the funds to transfer
Nongnuch ********
Nongnuch ********
the agent's service fee to apply to the 1-year extended stay permit based on retirement, would be just something like 12,000 Baht, if you enter on a 90-days Non-Imm-O Retirement Visa that you applied for in your home country, and if you use your own funds of a minimum of 800,000 THB in your newly opened Thai bank account. The opening of the bank account by an agent will be an extra 5000 Baht. . . . . . . . .And I understand if you enter on a tourist visa or visa-exempt, and have no own funds, we are talking about 60,000 to 90,000 Baht
Garetu ***************
Garetu ***************
Nongnuch Kamdee wrong many agent s who charge about
*****
baht will sort the 800k a renewal is about 16 k
Nongnuch ********
Nongnuch ********
Garetu Baxter Jones you are comparing apples with peaches. Only if (!) he already has a Thai bank account and entered on a Non-Imm-O Visa, but if the agent would have to front the funds, the agent's fee starts at 30,000 THB for the first time and something like 16-18,000 for the annual renewals. . . If he enters visa exempt and has no own funds, the agent's fee is up from 60,000 - 90,000 for the "full package" (since the banking rules changed by February 2025)
Nongnuch ********
Nongnuch ********
Garetu Baxter Jones he doesn't need the agent to sort the funds. He has them on his own. The service fee for the application to a 12-months extension plus a multi re-entry included would be something like 12,000 to 16,000 THB
Wannikea *********
Wannikea *********
What does the "etc" mean in helping me out with opening bank account etc?

Are you able to show the 800K equivalent in your home country bank account to get the non O?
Ken ************
Ken ************
Do what agent says and use the cheapest price
Keith *******
Keith *******
Do it yourself. It's not that difficult.
Greg *********
Greg *********
Keith Mccue depends if he has the 800,000
BC ********
BC ********
You should have asked the agent, and the agent should have told you.

But to help you out : almost 100% sure that it was the non-o based on retirement. This is a 90 day visa.

After you get this visa and enter Thailand, you arrange certain requirements to get your 1 year extension which you can extend yearly. These 1 year periods are called extensions.

You can do this completely by yourself. Or you can use your agent for this 1 year extension. Price depends on factors such as whether you have the required amount of money, or you want to use the agent to "dodge" this requirement.

If the agent has to also arrange your original 90 days non-o retirement in Thailand, the extra work (which includes opening bank account by agent) will make it more costly.
Bradley ********
Bradley ********
OP
BC Farang He did tell me. I am just old and what I thought I would remember, I did not remember after I returned. LOL

Thank you
Yo***
Yo***
if you apply a visa non o retirement, and get it. And come to Thailand. Then the agent helps you to open a thai bank account. And you put 800K Thb or more into your thai bank, the agent helps you for your extension. In this case, the most cheapest price. But you must do most things by yourself, non o visa, and put your money into Thai bank. But if you do not put your money into Thai bank, and use agent help, it will be higher price. The most expensive option would be all in one service package. Yes you do not do anything. You just come to Thailand on visa free, or tourism visa, and the agent will do everything for you including, bank open and one year extension. The agent does it all for you. You do not need to do anything even putting 800K thb. This is the highest price.
Vincent ******
Vincent ******
Crooks
Martyn *********
Martyn *********
That's about going rate first time set up
Mick **********
Mick **********
If you spoke to a agent then why bother asking here. Agent should have filled you in already
Bradley ********
Bradley ********
OP
Mick Schumann i’m clarifying.

I took a lot of notes and did a lot of research, but not familiar with the process, and I do not want to make a mistake.

Why, does this bother you so much that I am asking for clarification in a group designed to get answers and clarification…?
Barath *******
Barath *******
Bradley Atkins that's a heavy chunk of cash, apply for the 90 days from your hometown, upon arrival open a Thai bank account and transfer USD 25K. All that you can do it yourself. In the meantime look for a long term place to reside.

List of what you need from the landlord, your property agent should be able to help you. When you have all these documents you can approach an agent, cost will be considerably less or do it yourself.
Ant ***********
Ant ***********
“ certain “ Visa

He needs to tell you what Visa you are actually getting

And I wouldn’t be paying them anything til you arrive

If you decide to go with the agent

You would save yourself more than 1000 USD by applying for a

Non-O single entry 90 day Visa from home

Then do the rest when you arrive
Atrustwor*********
Atrustwor*********
Get the Non O before you get to Thailand and you can open your own bank account dont need an agent unless you dont have the required 800k to deposit then you pay to grease the wheel.
Por *************
Por *************
If you manage to get a Non-O visa from the Embassy outside Thailand then extension of stay in Thailand, agent is not needed.
Mark *********
Mark *********
Ask your agent
Bradley ********
Bradley ********
OP
Mark Colcord I would prefer to ask here, if that’s alright with you…

After all, wouldn’t that be what this group is designed for….?
Sean **********
Sean **********
Bradley Atkins It is and there are some people that are like this guy. Just want to be smart asses.
John **********
John **********
Just a guess but probably a 90 day Non-O visa based on retirement, then you would just need the extension of stay inside Thailand
Gordon ************
Gordon ************
Surely “he” would tell you that 🤡🤡🤡

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