@James *******
. Totally agree. If you're happy to take a deductible amount the premiums are very reasonable. Which I think is a good incentive to live a healthy lifestyle. As I won't be able to get back to Australia for a new OA at the end of the year, I've got to take out the local insurance, and the premium is no more than a couple of beers and a couple of coffees each week. Small price to pay for peace of mind. I'm surprised so many people complain about it