What is the best visa option for a 75-year-old UK retiree married to a Thai citizen who wants to stay in Thailand for 6-7 months?

Oct 1, 2021
3 years ago
JF *******
ORIGINAL POSTER
I am a 75 year oldUK retired male with a Thai wife. (It is our 50th wedding anniversary in May). We have a house in both countries.

I want to spend about 6/7 months in Thailand now that the quarantine has been reduced. I have an UK pension of about £26,000. I have a substantial joint UK bank account in the UK. Our funds in Thailand are in my wifes name at the moment.

I normally get a non O visa of 90 days and extend it by 60 days, but I need to stay longer.

I am seeking advice

Is written proof of my pensions still sufficient without having them transferred to Thailand?

Is a insurance policy for Covid only sufficient for my stay.

Please advice. Thanking you in advance
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TLDR : Answer Summary
A 75-year-old UK retiree, married to a Thai citizen, seeks advice on extending his stay in Thailand for 6-7 months. He typically holds a Non-O visa but wishes to stay longer. His questions pertain to the sufficiency of written proof of pensions without transferring them to Thailand and whether a Covid-only insurance policy is adequate. Comments advise against the Special Tourist Visa (STV), suggest a Non-O or Non-OA visa based on marriage or retirement, and highlight the necessity of having funds in a Thai bank account or suitable health insurance for the visa application.
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Benjamin ******
I'm going to shut this down.

1. This post is turning into a discussion about the terrible STV. If a person qualifies for any other type of visa, they should apply for that visa before thinking about the STV.

2. You qualify for EITHER a Non-O visa based on marriage with a one year extension of stay based on marriage OR a Non-O visa based on being over 50 with a one year extension of stay based on retirement, or a Non-OA visa. All of these visas/ extension of stays will let you stay in Thailand for the length of time you want to stay.

3. For details on how to get the visas/ extension of stays, see this post

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The information in that post applies to you as well.

If anyone wants this post reopen, please send a mod a message.

Thank you.
Benjamin ******
Since the idea was posted (which I removed):

Do *NOT* think about getting the STV. It is a headache, and the WORSE possible visa you can possibly apply for:

1. The requirements to get the extension of stay *MAY BE* strict.

2. There are a lot of paperworks to submit to get the original visa, and potentially more to get the extension of stay.

3. There is health insurance requirements to get the STV and the extension of stay.

4. Once you are here for 270 days, there's no option to extend further.
Bobby ********
JF James. Do NOT even think about the Special Tourist Visa!!! It will do nothing but cause you headaches!!!
Jay ********
@Bobby *******
What is the problem with the STV, I've been thinking about applying for it as under 50 not eligible for the OA.
Bobby ********
Jay Storey. There are a number of hurdles including the mandatory insurance for the first 90 days and for each subsequent extension, but the biggest complaint from people was the need to provide a confirmed and paid hotel accommodation receipt for the entire 90 days (or at least for the 75 days after quarantine). This kind of negates the flexibility of a tourist visa (many tourists like flexibility in where they're travelling, not having to state exactly where they will be every day, and to pay for it in advance). There is no scope to change it for another visa once in the country, and there is no possibility to go beyond the 270 days. Go to the embassy website and look at the conditions, perhaps this relaunched STV might have different conditions but I doubt it. The admins and mods in this group generally refer to it as "the worst visa ever" and between them they have a lot of knowledge of Thai visas
JF *******
ORIGINAL POSTER
@Bobby *******
you must have had a bad experience
Bobby ********
JF James. I'm a staunch supporter of the OA visa, which pre-covid was far and away the best visa for over 50's, and probably the best visa overall on value for money basis. I've had OA for years, but the STV comes with so many obstacles I wondered why people ever bothered with it. I only know how bad it is listening to those who have got it, and wish they'd gone for something different. There's a very small percentage of people who it could be advantageous to, but they certainly wouldn't be 50+ years of age.
Charles **********
Just talking out loud here but my experience is that the money in Thailand bank accounts is mainly for the 1 year visa extensions.

My experience also reveals that Thai immigration demands that the money must be in your name in a Thai bank account. They don’t want to see any other documentation about the minimums other than a printout of funds being transferred from an international account. I believe I recently heard that they are doing entry visa extensions 60 or 90 days at a time up to one year due to COVID-19 travel anomalies. They also want you to spend more of your money here.
Bobby ********
Charles Carlisle. If he's not going to be spending more than a year in the country, he doesn't need money in a Thai bank account. As for the covid extensions, they're on their last legs
Benjamin ******
@Charles *********
Good comment, except...

> I believe I recently heard that they are doing entry visa extensions 60 or 90 days at a time up to one year due to COVID-19 travel anomalies.

The 60 day extension of stays based on unable to travel due to COVID-19 is not a sustainable way to stay in Thailand, and for people overseas, should not be expected to continue.
Bobby ********
If you've got health insurance in the UK which covers the minimum 400k hospital 40k outpatient requirement you can use this to get an OA visa, which is your best option. You might find it difficult, and certainly very expensive getting Thai health insurance cover as rates and accessibility go up from 75 years up. The OA visa is obtained by showing funds in your own country.
JF *******
ORIGINAL POSTER
@Bobby *******
Thanks Bobby. What documentation do I need for a OA visa?

Would a Non O visa not suffice?
Bobby ********
JF James. Yes, you can get a non-O (50+) for 90 days, and can extend this another year at immigration, although that means transferring 800k baht into a Thai bank account. Or you can do the non-O (married to a Thai) which requires only 400k transferred.
Benjamin ******
I believe you are thinking about getting a Non-OA visa, which lets you stay in Thailand for one year (and if used correctly, can let you stay for two years). You can keep your money in the foreign bank account, however medical insurance is required.
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