What does the latter part of point 3 about Thai retirement visa financial requirements mean?

@Tod ********

is the man that knows. He is a true blessing to have for info. He does not get nearly enough Thanks.

There are THREE ways to meet the proof of funds to get a year extension inside the country based on being over 50 (retirement)

1 - Bank 800K baht in a thai bank account in your name only for the requisite amount of time required for the extension which is; the 800K baht needs to be in your account for 2 months before you apply for the extension, it needs to stay in your account for 3 months after the yearly extension is granted and then the balance can't go below 400K baht for the rest of the year

2 - either get an embassy notary letter stating you have income from abroad of a minimum of 65K baht a month (not all embassies issue this letter) OR transfer in to a thai bank account in your name only a minimum of 65K baht from overseas, each month, every month for the preceding 12 months before you apply for your extension.

3 - use a combination of banked money AND monthly income to hit a total of 800K baht for the year. That means what ever money you decide to bank has to be in the account for 2 months before you apply for your extension, it needs to stay in the account for 3 months after you get the extension and then the balance can't go below 50% of that for the rest of the year, AND the monthly incoming transfers combined with the banked money have to total up to more than 800K baht during the year. Keep in mind they will take the month with the lowest transfer and use that as the incoming transfer for every month (if the transfers are different amounts every month) they will not add each one up month after month

First off, are you applying for a 90 day Non-O visa based on being over 50 (retirement) OR are you applying for a yearly extension of stay ?