What are the advantages of applying for the O-A Visa from the USA compared to in Thailand?

Mar 22, 2024
8 months ago
Tom **********
ORIGINAL POSTER
Are there any advantages of applying for O-A Visa prior to arriving in Thailand? I've read the requirements for applying in the USA.

My understanding of differences would be with Thai Bank deposit and health insurance.

When applying in USA the requirements state a minimum bank account balance of 800,000 thb "OR" a minimum of 65,000 thb per month income along with a health insurance requirement. If applying in USA with the bank balance requirement there is no mention of the funds needing to be in a Thai bank.

When applying in Thailand the requirement states the 800,000 thb needs to be in a Thai bank account and I am not seeing any mention of a monthly income option. There is also no mention of a health insurance requirement when applying in Thailand.

Here are my questions:

Is the 65,000 thb monthly income option to qualify also available when applying in Thailand without needing an 800,000 thb bank balance?

If applying in USA with the monthly income option, what is needed to renew/extend after living 1 year in Thailand? Will I eventually need to deposit 800,000 thb into a Thai bank to renew/extend visa for another year or just continue to provide proof of monthly income?

I want the health insurance no matter where I apply so I'm also looking for good health insurance recommendations.

Thanks a trillion!
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TLDR : Answer Summary
Applying for an O-A Visa in the USA offers certain advantages, mainly concerning financial requirements. In the USA, applicants can provide proof of either an 800,000 THB bank deposit or a monthly income of 65,000 THB, along with health insurance. However, when applying from Thailand, the requirement is that the 800,000 THB must be deposited in a Thai bank account, and the monthly income option is typically not mentioned. For renewal, if initially applying from the USA with a monthly income, you can continue this for the second year without needing to deposit the full amount in a Thai bank. Health insurance is recommended regardless of where you apply, although the forum does not make specific insurer recommendations.
James ********
I believe that the OP has the answers needed for his question.

Thanks all for your helpful replies 😊

Comments Closed
William ********
Does this mean I can enter with a one year oa then change to an o showing 12 months of deposits?
Ellie *******
@William *******
, not precisely correct. You can apply for a 1-year extension based on being over 50 after you entered on Non-OA. It still requires you to have a specific insurance policy while no insurance requirements for people enter Thailand on Non-O. this is the difference between Non-OA-based and Non-O-based extensions.
William ********
@Ellie ******
got it. Thanks
Ellie *******
very rough comparison
Mark ********
@Ellie ******
hi,has it recently changed for the second year on a oa visa,I thought you just had to renew your health insurance before existing one expired
Dave *********
@Mark *******
just prior to the end of the first year u can fly out and then back in before the visa expiration date and get stamped back in for one more year. So in theory it is good for 2 years minus a few days if u time your departure and return just before it expires. Then at end of second year you fly back to your country (USA) and apply again for the Non-OA and repeat the process for 2 more years. Repeat as necessary. The Non-OA allows u to keep your funds back in your home country BUT it does require an annual Health Insurance police that is accepted under the Non-OA list of Health Insurance providers.
Mark ********
@Dave ********
thank you
Ellie *******
@Mark *******
, right, it has not been changed since insurance requirements implemented on Non-OA..
Mark ********
@Ellie ******
thank you
Tom **********
ORIGINAL POSTER
@Ellie ******
nice chart! Thanks! πŸ‘πŸ™
Ellie *******
@Tom *********
, Just want to make it a bit clear.

1. Non-OA: Multiple entry valid for 1 year. stamped in for 365 days (or insurance validity) on every entry with a valid Non-OA.

You apply for this in your home country only. When your last entry stamp is up, you can apply for a 1-year extension inside Thailand. For this extension, you MAY be able to use a 65K baht monthly transfer method if you have 12 months of records with Non-OA entry stamp(s). Better check the local immigration office before jumping in.

2. Non-O (inside Thailand) : No entry (because you are already in Thailand), given the first 90 days stamp immediately.

You apply for this at the local immigration office in Thailand. There is no 65K baht monthly transfer method for this application, nor for the first 1-year application after the initial 90 days. You can use the monthly transfer method for the second or later yearly extension application.
James ********
Are there any advantages of applying for O-A Visa prior to arriving in Thailand? I've read the requirements for applying in the USA.

βœ…The choice is yours to make.

My understanding of differences would be with Thai Bank deposit and health insurance.

βœ…YES, those are the 2 major differences.

When applying in USA the requirements state a minimum bank account balance of 800,000 thb "OR" a minimum of 65,000 thb per month income along with a health insurance requirement.

βœ… When you apply for the OA visa in the USA, you can use a COMBO METHOD of proof of your having 800,000 Thai baht annually. Bank account balances, IRA account balance, pension plan payments, gross of annual Social Security income.... interest income and rental income... As supported by your Annual Federal Income Tax Return.

IF applying in USA with the bank balance requirement there is no mention of the funds needing to be in a Thai bank.

βœ… Correct

When applying in Thailand the requirement states the 800,000 thb needs to be in a Thai bank account and I am not seeing any mention of a monthly income option.There is also no mention of a health insurance requirement when applying in Thailand.

Here are my questions:

Is the 65,000 thb monthly income option to qualify also available when applying in Thailand without needing an 800,000 thb bank balance?

βœ… Correct, but you need to show PROOF of 800,000 Thai baht in a Thai bank account the first year of your OA based retirement one year extension inside Thailand.

βœ…DURING the second year if you have transferred 65,000 Thai baht or more for 12 continuous MONTHS, you may use the 65,000 Thai baht method.

If applying in USA with the monthly income option, what is needed to renew/extend after living 1 year in Thailand?

βœ… You can get the second year simply by entering Thailand on or before the ending date of your OA visa...you will be stamped in for One ADDED year with proof of the health insurance for the added year.

Will I eventually need to deposit 800,000 thb into a Thai bank to renew/extend visa for another year or just continue to provide proof of monthly income?

βœ… You can return to the USA and obtain a new OA visa, avoiding having to deposit 800,000 in a Thai bank account in your name only. Many do that.

OR...

Deposit the 800,000 Thai baht in a Thai bank account in your name only and get the one year extension in Thailand. With PROOF of the one year health insurance policy.

I want the health insurance no matter where I apply so I'm also looking for good health insurance recommendations.

βœ…We don't make recommendations for health insurance. There's many fine insurers to review after you arrive and before you extend the OA based visa One year.

Thanks a trillion!
Tom **********
ORIGINAL POSTER
@James *******
"Is the 65,000 thb monthly income option to qualify also available when applying in Thailand without needing an 800,000 thb bank balance?

βœ… Correct " So, if I were to apply in Thailand I could do so without having to show 800,000 thb? Just the monthly income?
James ********
@Tom *********
NO....not in the first year extension of the OA visa. You will need to show PROOF of 800,000 Thai baht in a Thai bank account in your name only.
James ********
Remember with planning... you can get 2 years from the original OA visa issued by the Thai Embassy or Consulate in the USA.
Tom **********
ORIGINAL POSTER
Thanks, James! Love the way you broke it down with checkmarks. Very nice.πŸ‘πŸ™
James ********
@Tom *********
another option and its New πŸ†•... Look at the LTR Visa as wealthy pensioner retiree. It's a 5 year plus 5 year Visa. Many expats are applying for it if they meet its requirements. If you are showing income of $80,000 annually...you likely can get the LTR 5+5 Year Visa
James ********
********************************
James ********
@Tom *********
The key is whether you want to deposit the 800k Thai baht in a Thai bank account or not ..?

Many expats time their renewal year dates with a return visit to home in the USA and get a New OA visa.
Graham ******
You can only get the Non-OA from your country of residence as only the Non-O can be purchased inside Thailand. The funds for the Non-OA can be in your "home" bank but, for the 12 month extension, you need the 800k to be in a Thai bank account in your name.
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